FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($) $ in Thousands	Jun. 30, 2026	Dec. 31, 2025
Financial assets:
Investment securities AFS	$ 182,710	$ 179,708
Equity securities	11,707	12,554
Accrued interest receivable	8,318	8,344
Level 1
Financial assets:
Cash and cash equivalents	177,382	206,514
Equity securities	11,707	12,554
Level 2
Financial assets:
Investment securities AFS	182,710	179,708
Investment in FHLB and FRB Stock	19,779	19,246
Loans held for sale		1,316
Accrued interest receivable	8,318	8,344
Financial liabilities:
Deposits	2,175,464	2,221,521
Other borrowings	25,000
Accrued interest payable	2,141	1,831
Level 3
Financial assets:
Loans, net	2,028,309	2,020,591
Financial liabilities:
Undisbursed loan commitments, lines of credit, standby letters of credit	72,502	67,127
Level 3 \| Floating Rate Junior Subordinated Deferrable Interest Debentures
Financial liabilities:
Junior subordinated deferrable interest debentures, net	6,100	8,579
Carrying amount
Financial assets:
Cash and cash equivalents	177,382	206,514
Investment securities AFS	182,710	179,708
Equity securities	11,707	12,554
Investment in FHLB and FRB Stock	19,779	19,246
Loans held for sale		1,316
Loans, net	2,052,279	2,045,126
Accrued interest receivable	8,318	8,344
Financial liabilities:
Deposits	2,169,918	2,213,640
Other borrowings	25,000
Accrued interest payable	2,141	1,831
Undisbursed loan commitments, lines of credit, standby letters of credit	72,882	67,537
Carrying amount \| Floating Rate Junior Subordinated Deferrable Interest Debentures
Financial liabilities:
Junior subordinated deferrable interest debentures, net	5,888	8,726
Fair value
Financial assets:
Cash and cash equivalents	177,382	206,514
Investment securities AFS	182,710	179,708
Equity securities	11,707	12,554
Investment in FHLB and FRB Stock	19,779	19,246
Loans held for sale		1,316
Loans, net	2,028,309	2,020,591
Accrued interest receivable	8,318	8,344
Financial liabilities:
Deposits	2,175,464	2,221,521
Other borrowings	25,000
Accrued interest payable	2,141	1,831
Undisbursed loan commitments, lines of credit, standby letters of credit	72,502	67,127
Fair value \| Floating Rate Junior Subordinated Deferrable Interest Debentures
Financial liabilities:
Junior subordinated deferrable interest debentures, net	$ 6,100	$ 8,579

Investment in Federal Home Loan Bank Stock and Federal Reserve Bank Stock, Fair Value Disclosure

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Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.

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Amount excluding accrued interest, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

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