| Schedule of estimated fair value of financial instruments |
| | | | | | | | | | | | | | | | | | Carrying | | Fair | | Fair value measurements | | | amount | | value | | Level 1 | | Level 2 | | Level 3 | June 30, 2026 | | | | | | | | | | | | | | | | Financial assets: | | | | | | | | | | | | | | | | Cash and cash equivalents | | $ | 177,382 | | $ | 177,382 | | $ | 177,382 | | $ | — | | $ | — | Investment securities AFS | | | 182,710 | | | 182,710 | | | — | | | 182,710 | | | — | Equity securities | | | 11,707 | | | 11,707 | | | 11,707 | | | — | | | — | Investment in FHLB and FRB Stock | | | 19,779 | | | 19,779 | | | — | | | 19,779 | | | — | Loans, net | | | 2,052,279 | | | 2,028,309 | | | — | | | — | | | 2,028,309 | Accrued interest receivable | | | 8,318 | | | 8,318 | | | — | | | 8,318 | | | — | Financial liabilities: | | | | | | | | | | | | | | | | Deposits | | | 2,169,918 | | | 2,175,464 | | | — | | | 2,175,464 | | | — | Other borrowings | | | 25,000 | | | 25,000 | | | — | | | 25,000 | | | — | Junior subordinated deferrable interest debentures, net | | | 5,888 | | | 6,100 | | | — | | | — | | | 6,100 | Accrued interest payable | | | 2,141 | | | 2,141 | | | — | | | 2,141 | | | — | Off-balance sheet liabilities: | | | | | | | | | | | | | | | | Undisbursed loan commitments, lines of credit, standby letters of credit | | | 72,882 | | | 72,502 | | | — | | | — | | | 72,502 |
| | | | | | | | | | | | | | | | | | Carrying | | Fair | | Fair value measurements | | | amount | | value | | Level 1 | | Level 2 | | Level 3 | December 31, 2025 | | | | | | | | | | | | | | | | Financial assets: | | | | | | | | | | | | | | | | Cash and cash equivalents | | $ | 206,514 | | $ | 206,514 | | $ | 206,514 | | $ | — | | $ | — | Investment securities AFS | | | 179,708 | | | 179,708 | | | — | | | 179,708 | | | — | Equity securities | | | 12,554 | | | 12,554 | | | 12,554 | | | — | | | — | Investment in FHLB and FRB Stock | | | 19,246 | | | 19,246 | | | — | | | 19,246 | | | — | Loans held for sale | | | 1,316 | | | 1,316 | | | — | | | 1,316 | | | — | Loans, net | | | 2,045,126 | | | 2,020,591 | | | — | | | — | | | 2,020,591 | Accrued interest receivable | | | 8,344 | | | 8,344 | | | — | | | 8,344 | | | — | Financial liabilities: | | | | | | | | | | | | | | | | Deposits | | | 2,213,640 | | | 2,221,521 | | | — | | | 2,221,521 | | | — | Junior subordinated deferrable interest debentures, net | | | 8,726 | | | 8,579 | | | — | | | — | | | 8,579 | Accrued interest payable | | | 1,831 | | | 1,831 | | | — | | | 1,831 | | | — | Off-balance sheet liabilities: | | | | | | | | | | | | | | | | Undisbursed loan commitments, lines of credit, standby letters of credit | | | 67,537 | | | 67,127 | | | — | | | — | | | 67,127 |
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