LOANS

Schedule of impaired financing receivables


		Commercial		Construction		Commercial
		and industrial		and land		real estate		Residential		Consumer		Total
June 30, 2026
Recorded investment in loans individually evaluated:
With no specific allowance recorded		$	—	$	—	$	2,052	$	—	$	—	$	2,052
With a specific allowance recorded			—		—		7,844		—		—		7,844
Total recorded investment in loans individually evaluated		$	—	$	—	$	9,896	$	—	$	—	$	9,896
Specific allowance on loans individually evaluated		$	—	$	—	$	2,911	$	—	$	—	$	2,911

December 31, 2025
Recorded investment in loans individually evaluated:
With no specific allowance recorded		$	—	$	—	$	9,680	$	711	$	—	$	10,391
With a specific allowance recorded			—		—		4,472		—		—		4,472
Total recorded investment in loans individually evaluated		$	—	$	—	$	14,152	$	711	$	—	$	14,863
Specific allowance on loans individually evaluated		$	—	$	—	$	1,428	$	—	$	—	$	1,428

Schedule of financing receivable credit quality indicators


														Revolving
			Term loans - amortized cost by origination year											loans
		2026		2025		2024		2023		2022		Prior		amortized cost		Total
June 30, 2026
Commercial and industrial:
Pass		$	6,788	$	27,841	$	41,980	$	11,869	$	14,701	$	29,746	$	22,619	$	155,544
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		99		—		348		12		459
Total commercial and industrial		$	6,788	$	27,841	$	41,980	$	11,968	$	14,701	$	30,094	$	22,631	$	156,003
YTD gross charge-offs		$	—		25		—		—		—		—		—	$	25
Construction and land:
Pass		$	—	$	365	$	9,500		—		—		278		—	$	10,143
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total construction and land		$	—	$	365	$	9,500	$	—	$	—	$	278	$	—	$	10,143
YTD gross charge-offs		$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial real estate:
Pass		$	101,777	$	315,935	$	168,713		59,673		329,422		673,608		703	$	1,649,831
Special mention			—		—		8,542		—		4,561		39,693		—		52,796
Substandard			—		—		—		—		5,079		29,902		—		34,981
Total commercial real estate		$	101,777	$	315,935	$	177,255	$	59,673	$	339,062	$	743,203	$	703	$	1,737,608
YTD gross charge-offs		$	—		—		—		—		—		2,878		—	$	2,878
Residential:
Pass		$	65,019	$	46,745	$	17,256		—		—		35,735		4,862	$	169,617
Special mention			—		—		—		—		—		—		9		9
Substandard			—		—		—		—		—		96		64		160
Total residential		$	65,019	$	46,745	$	17,256	$	—	$	—	$	35,831	$	4,935	$	169,786
YTD gross charge-offs		$	—		—		—		—		—		—		—	$	—
Consumer:
Pass		$	150	$	201	$	301		—		11		107		394	$	1,164
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total consumer		$	150	$	201	$	301	$	—	$	11	$	107	$	394	$	1,164
YTD gross charge-offs		$	—		—		—		—		—		1		—	$	1
Total loans outstanding
Risk ratings
Pass		$	173,734	$	391,087	$	237,750	$	71,542	$	344,134	$	739,474	$	28,578	$	1,986,299
Special mention			—		—		8,542		—		4,561		39,693		9		52,805
Substandard			—		—		—		99		5,079		30,346		76		35,600
Total loans outstanding		$	173,734	$	391,087	$	246,292	$	71,641	$	353,774	$	809,513	$	28,663	$	2,074,704
YTD gross charge-offs		$	—	$	25	$	—	$	—	$	—	$	2,879	$	—	$	2,904


														Revolving
			Term loans - amortized cost by origination year											loans
		2025		2024		2023		2022		2021		Prior		amortized cost		Total
December 31, 2025
Commercial and industrial:
Pass		$	32,969	$	48,839	$	14,375	$	16,454	$	7,202	$	27,511	$	26,011	$	173,361
Special mention			—		—		—		—		—		580		—		580
Substandard			—		—		152		—		55		980		281		1,468
Total commercial and industrial		$	32,969	$	48,839	$	14,527	$	16,454	$	7,257	$	29,071	$	26,292	$	175,409
YTD gross charge-offs		$	—		41		—		—		—		154		—	$	195
Construction and land:
Pass		$	228	$	8,412	$	—		—		115		203		—	$	8,958
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total construction and land		$	228	$	8,412	$	—	$	—	$	115	$	203	$	—	$	8,958
YTD gross charge-offs		$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial real estate:
Pass		$	324,728	$	177,675	$	67,901		320,160		333,477		397,516		3,287	$	1,624,744
Special mention			—		—		—		32,144		23,672		39,213		—		95,029
Substandard			—		—		4,835		—		14,642		27,714		—		47,191
Total commercial real estate		$	324,728	$	177,675	$	72,736	$	352,304	$	371,791	$	464,443	$	3,287	$	1,766,964
YTD gross charge-offs		$	—		—		—		—		—		840		—	$	840
Residential:
Pass		$	47,156	$	23,536	$	—		—		30,969		6,121		4,515	$	112,297
Special mention			—		—		—		—		—		—		11		11
Substandard			—		—		—		—		20		794		64		878
Total residential		$	47,156	$	23,536	$	—	$	—	$	30,989	$	6,915	$	4,590	$	113,186
YTD gross charge-offs		$	—		—		—		—		1		—		—	$	1
Consumer:
Pass		$	273	$	119	$	260		17		10		102		394	$	1,175
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total consumer		$	273	$	119	$	260	$	17	$	10	$	102	$	394	$	1,175
YTD gross charge-offs		$	—		—		—		—		—		5		—	$	5
Total loans outstanding
Risk ratings
Pass		$	405,354	$	258,581	$	82,536	$	336,631	$	371,773	$	431,453	$	34,207	$	1,920,535
Special mention			—		—		—		32,144		23,672		39,793		11		95,620
Substandard			—		—		4,987		—		14,717		29,488		345		49,537
Total loans outstanding		$	405,354	$	258,581	$	87,523	$	368,775	$	410,162	$	500,734	$	34,563	$	2,065,692
YTD gross charge-offs		$	—	$	41	$	—	$	—	$	1	$	999	$	—	$	1,041