INVESTMENT SECURITIES (Tables)
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6 Months Ended |
Jun. 30, 2026 |
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| INVESTMENT SECURITIES |
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| Schedule of amortized cost and estimated fair values of securities available-for-sale |
| | | | | | | | | | | | | | | | | | Gross | | Gross | | | | | | Amortized | | unrealized | | unrealized | | Estimated | | | cost | | gains | | losses | | fair value | June 30, 2026 | | | | | | | | | | | | | Municipal securities | | $ | 25,559 | | $ | 105 | | $ | (742) | | $ | 24,922 | Mortgage-backed securities | | | 60,710 | | | 250 | | | (2,790) | | | 58,170 | Collateralized mortgage obligations | | | 43,023 | | | 123 | | | (1,579) | | | 41,567 | SBA securities | | | 2,270 | | | 7 | | | (42) | | | 2,235 | ABS securities | | | 828 | | | — | | | (7) | | | 821 | Corporate bonds | | | 58,393 | | | 19 | | | (3,417) | | | 54,995 | Total | | $ | 190,783 | | $ | 504 | | $ | (8,577) | | $ | 182,710 |
| | | | | | | | | | | | | | | | | | Gross | | Gross | | | | | | Amortized | | unrealized | | unrealized | | Estimated | | | cost | | gains | | losses | | fair value | December 31, 2025 | | | | | | | | | | | | | Municipal securities | | $ | 26,278 | | $ | 159 | | $ | (803) | | $ | 25,634 | Mortgage-backed securities | | | 47,908 | | | 366 | | | (2,596) | | | 45,678 | Collateralized mortgage obligations | | | 45,263 | | | 214 | | | (1,333) | | | 44,144 | SBA securities | | | 2,779 | | | 7 | | | (38) | | | 2,748 | ABS securities | | | 1,677 | | | — | | | (6) | | | 1,671 | Corporate bonds | | | 64,848 | | | 74 | | | (5,089) | | | 59,833 | Total | | $ | 188,753 | | $ | 820 | | $ | (9,865) | | $ | 179,708 |
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| Schedule of investments classified by contractual maturity date |
| | | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | | Amortized | | Estimated | | Amortized | | Estimated | | | cost | | fair value | | cost | | fair value | | | | | | | | | | | | Securities AFS | | | | | | | | | | | | | Due in one year or less | | $ | 4,382 | | $ | 4,261 | | $ | 5,417 | | $ | 4,819 | Due after one through five years | | | 25,375 | | | 24,126 | | | 20,602 | | | 19,600 | Due after five years through ten years | | | 63,852 | | | 59,504 | | | 75,478 | | | 70,038 | Due after ten years | | | 97,174 | | | 94,819 | | | 87,256 | | | 85,251 | Total | | $ | 190,783 | | $ | 182,710 | | $ | 188,753 | | $ | 179,708 |
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| Schedule of available-for-sale securities, continuous unrealized loss position, fair value |
| | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or more | | Total | | | Estimated | | Unrealized | | Estimated | | Unrealized | | Estimated | | Unrealized | | | fair value | | loss | | fair value | | loss | | fair value | | loss | June 30, 2026 | | | | | | | | | | | | | | | | | | | Municipal securities | | $ | 3,589 | | $ | (43) | | $ | 12,028 | | $ | (699) | | $ | 15,617 | | $ | (742) | Mortgage-backed securities | | | 22,889 | | | (384) | | | 18,708 | | | (2,406) | | | 41,597 | | | (2,790) | Collateralized mortgage obligations | | | 14,820 | | | (299) | | | 15,478 | | | (1,280) | | | 30,298 | | | (1,579) | SBA securities | | | 244 | | | (3) | | | 1,229 | | | (39) | | | 1,473 | | | (42) | ABS securities | | | — | | | — | | | 821 | | | (7) | | | 821 | | | (7) | Corporate bonds | | | 2,959 | | | (41) | | | 50,660 | | | (3,376) | | | 53,619 | | | (3,417) | Total | | $ | 44,501 | | $ | (770) | | $ | 98,924 | | $ | (7,807) | | $ | 143,425 | | $ | (8,577) |
| | | | | | | | | | | | | | | | | | | | | Less than 12 months | | 12 months or more | | Total | | | Estimated | | Unrealized | | Estimated | | Unrealized | | Estimated | | Unrealized | | | fair value | | loss | | fair value | | loss | | fair value | | loss | December 31, 2025 | | | | | | | | | | | | | | | | | | | Municipal securities | | $ | 3,011 | | $ | (19) | | $ | 12,314 | | $ | (784) | | $ | 15,325 | | $ | (803) | Mortgage-backed securities | | | 4,481 | | | (29) | | | 21,412 | | | (2,567) | | | 25,893 | | | (2,596) | Collateralized mortgage obligations | | | 3,720 | | | (35) | | | 20,913 | | | (1,298) | | | 24,633 | | | (1,333) | SBA securities | | | 445 | | | — | | | 1,509 | | | (38) | | | 1,954 | | | (38) | ABS securities | | | 883 | | | (3) | | | 788 | | | (3) | | | 1,671 | | | (6) | Corporate bonds | | | 987 | | | (13) | | | 57,424 | | | (5,076) | | | 58,411 | | | (5,089) | Total | | $ | 13,527 | | $ | (99) | | $ | 114,360 | | $ | (9,766) | | $ | 127,887 | | $ | (9,865) |
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