v3.26.1
NET LOANS RECEIVABLE - Risk (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Term Loans Amortized Cost Basis by Origination Year          
Ending balance $ 1,898,935   $ 1,898,935   $ 1,671,560
Current Period Gross Charge-offs          
Total 1,583 $ 88 1,666 $ 144  
Commercial          
Term Loans Amortized Cost Basis by Origination Year          
Ending balance 943,172   943,172   761,068
Current Period Gross Charge-offs          
Total 1,550 69 1,620 69  
Commercial | Real estate          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 26,601   26,601   58,001
2024 Transition Period         13,931
2025/2024 66,458   66,458   49,810
2024 Transition Period 13,807   13,807    
2024/2023 49,013   49,013   44,172
2023/2022 40,399   40,399   55,075
Prior 263,791   263,791   243,638
Revolving Loans Amortized Cost Basis 1,283   1,283   1,822
Ending balance 461,352   461,352   466,449
Current Period Gross Charge-offs          
2023/2022         69
Prior     232    
Total     232   69
Commercial | Real estate | Pass          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 26,601   26,601   58,001
2024 Transition Period         13,931
2025/2024 66,458   66,458   49,810
2024 Transition Period 13,807   13,807    
2024/2023 49,013   49,013   43,497
2023/2022 39,703   39,703   53,003
Prior 259,500   259,500   221,781
Revolving Loans Amortized Cost Basis 842   842   804
Ending balance 455,924   455,924   440,827
Commercial | Real estate | Special Mention          
Term Loans Amortized Cost Basis by Origination Year          
2024/2023         451
2023/2022 476   476    
Prior 699   699   5,571
Ending balance 1,175   1,175   6,022
Commercial | Real estate | Substandard          
Term Loans Amortized Cost Basis by Origination Year          
2024/2023         224
2023/2022 220   220   2,072
Prior 3,592   3,592   15,442
Revolving Loans Amortized Cost Basis 441   441   1,018
Ending balance 4,253   4,253   18,756
Commercial | Real estate | Doubtful          
Term Loans Amortized Cost Basis by Origination Year          
Prior         844
Ending balance         844
Commercial | Commercial and industrial          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 55,805   55,805   31,169
2024 Transition Period         9,030
2025/2024 82,040   82,040   12,433
2024 Transition Period 22,542   22,542    
2024/2023 21,746   21,746   3,588
2023/2022 6,146   6,146   2,545
Prior 11,930   11,930   10,894
Revolving Loans Amortized Cost Basis 72,044   72,044   55,236
Ending balance 272,253   272,253   124,895
Current Period Gross Charge-offs          
2025/2024     1,032    
2024 Transition Period     113    
2024/2023     234    
2023/2022     9    
Prior         27
Total     1,388   27
Commercial | Commercial and industrial | Pass          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 55,805   55,805   31,169
2024 Transition Period         9,030
2025/2024 81,566   81,566   12,433
2024 Transition Period 22,497   22,497    
2024/2023 21,582   21,582   3,588
2023/2022 6,089   6,089   2,533
Prior 8,453   8,453   7,307
Revolving Loans Amortized Cost Basis 71,256   71,256   55,233
Ending balance 267,248   267,248   121,293
Commercial | Commercial and industrial | Special Mention          
Term Loans Amortized Cost Basis by Origination Year          
Prior         1,382
Revolving Loans Amortized Cost Basis 788   788    
Ending balance 788   788   1,382
Commercial | Commercial and industrial | Substandard          
Term Loans Amortized Cost Basis by Origination Year          
2025/2024 474   474    
2024 Transition Period 45   45    
2024/2023 164   164    
2023/2022 57   57   12
Prior 3,415   3,415   2,130
Revolving Loans Amortized Cost Basis         3
Ending balance 4,155   4,155   2,145
Commercial | Commercial and industrial | Doubtful          
Term Loans Amortized Cost Basis by Origination Year          
Prior 62   62   75
Ending balance 62   62   75
Commercial | Construction          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 33,259   33,259   34,766
2024 Transition Period         49,481
2025/2024 36,175   36,175   46,500
2024 Transition Period 58,172   58,172    
2024/2023 44,657   44,657   5,237
2023/2022 4,314   4,314   18,007
Prior 32,218   32,218   15,733
Revolving Loans Amortized Cost Basis 772   772    
Ending balance 209,567   209,567   169,724
Commercial | Construction | Pass          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 32,531   32,531   34,766
2024 Transition Period         49,481
2025/2024 36,175   36,175   46,500
2024 Transition Period 58,172   58,172    
2024/2023 44,657   44,657   5,237
2023/2022 4,314   4,314   18,007
Prior 32,218   32,218   15,733
Revolving Loans Amortized Cost Basis 772   772    
Ending balance 208,839   208,839   169,724
Commercial | Construction | Substandard          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 728   728    
Ending balance 728   728    
Residential mortgages          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 48,886   48,886   144,861
2024 Transition Period         88,510
2025/2024 176,293   176,293   172,519
2024 Transition Period 84,359   84,359    
2024/2023 159,211   159,211   180,530
2023/2022 172,860   172,860   38,595
Prior 198,159   198,159   168,523
Revolving Loans Amortized Cost Basis 151   151   119
Ending balance 839,919   839,919   793,657
Current Period Gross Charge-offs          
2024/2023         4
Total       4 4
Residential mortgages | Performing          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 48,886   48,886   144,861
2024 Transition Period         88,510
2025/2024 176,293   176,293   172,024
2024 Transition Period 84,359   84,359    
2024/2023 159,044   159,044   179,426
2023/2022 170,807   170,807   38,112
Prior 195,251   195,251   166,745
Revolving Loans Amortized Cost Basis 151   151   119
Ending balance 834,791   834,791   789,797
Residential mortgages | Non-performing          
Term Loans Amortized Cost Basis by Origination Year          
2025/2024         495
2024/2023 167   167   1,104
2023/2022 2,053   2,053   483
Prior 2,908   2,908   1,778
Ending balance 5,128   5,128   3,860
Home equity loans and lines of credit          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 344   344   2,791
2024 Transition Period         2,214
2025/2024 2,711   2,711   5,178
2024 Transition Period 1,853   1,853    
2024/2023 4,470   4,470   5,141
2023/2022 4,676   4,676   8,088
Prior 20,561   20,561   14,441
Revolving Loans Amortized Cost Basis 61,308   61,308   57,204
Revolving Loans Converted to Term 2,611   2,611   2,572
Ending balance 98,534   98,534   97,629
Current Period Gross Charge-offs          
Prior         23
Total       23 23
Home equity loans and lines of credit | Performing          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 344   344   2,791
2024 Transition Period         2,214
2025/2024 2,711   2,711   5,178
2024 Transition Period 1,853   1,853    
2024/2023 4,470   4,470   5,141
2023/2022 4,676   4,676   8,088
Prior 20,414   20,414   14,306
Revolving Loans Amortized Cost Basis 60,259   60,259   56,032
Revolving Loans Converted to Term 2,611   2,611   2,572
Ending balance 97,338   97,338   96,322
Home equity loans and lines of credit | Non-performing          
Term Loans Amortized Cost Basis by Origination Year          
Prior 147   147   135
Revolving Loans Amortized Cost Basis 1,049   1,049   1,172
Ending balance 1,196   1,196   1,307
Consumer          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 580   580   1,595
2024 Transition Period         4,265
2025/2024 1,450   1,450   3,317
2024 Transition Period 3,608   3,608    
2024/2023 2,651   2,651   303
2023/2022 197   197   25
Prior 3,066   3,066   2,910
Revolving Loans Amortized Cost Basis 5,758   5,758   6,791
Ending balance 17,310   17,310   19,206
Current Period Gross Charge-offs          
2026/2025     27   98
2025/2024     10    
2024/2023     4   6
2023/2022         4
Prior     5   1
Total 33 $ 19 46 $ 48 109
Consumer | Performing          
Term Loans Amortized Cost Basis by Origination Year          
2026/2025 580   580   1,595
2024 Transition Period         4,265
2025/2024 1,450   1,450   3,317
2024 Transition Period 3,608   3,608    
2024/2023 2,651   2,651   303
2023/2022 197   197   25
Prior 3,066   3,066   2,910
Revolving Loans Amortized Cost Basis 5,758   5,758   6,791
Ending balance $ 17,310   $ 17,310   $ 19,206