v3.26.1
NET LOANS RECEIVABLE - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for credit losses - loans          
Beginning Balance $ 26,012 $ 22,810 $ 25,305 $ 21,754 $ 21,754
Allowance for Credit Losses on Purchased Credit Deteriorated Loans 402   402    
Allowance for Credit Losses on Purchased Seasoned Loans 2,172   2,172    
Provisions 951 1,064 1,700 2,135  
Charge-offs (1,583) (88) (1,666) (144)  
Recoveries 117 18 158 59  
Ending Balance 28,071 23,804 28,071 23,804 25,305
Allowance for credit losses - off-balance sheet credit exposures          
Beginning Balance 2,000 1,860 2,003 2,190 2,190
Provisions 399 380 396 50  
Ending Balance 2,399 2,240 2,399 2,240 2,003
Total allowance for credit losses          
Beginning Balance 28,012 24,670 27,308 23,944 23,944
Allowance for Credit Losses on Purchased Credit Deteriorated Loans 402   402    
Allowance for Credit Losses on Purchased Seasoned Loans 2,172   2,172    
Provisions (1,350) 1,444 2,096 2,185  
Charge-offs (1,583) (88) (1,666) (144)  
Recoveries 117 18 158 59  
Ending Balance 30,470 26,044 30,470 26,044 27,308
Commercial          
Allowance for credit losses - loans          
Beginning Balance 15,132 12,641 14,709 12,067 12,067
Allowance for Credit Losses on Purchased Credit Deteriorated Loans 402   402    
Allowance for Credit Losses on Purchased Seasoned Loans 2,172   2,172    
Provisions 1,077 736 1,537 1,304  
Charge-offs (1,550) (69) (1,620) (69)  
Recoveries 100 9 133 15  
Ending Balance 17,333 13,317 17,333 13,317 14,709
Residential mortgages          
Allowance for credit losses - loans          
Beginning Balance 9,131 8,276 8,837 7,930 7,930
Provisions (78) 349 213 670  
Charge-offs       (4) (4)
Recoveries 2 3 5 32  
Ending Balance 9,055 8,628 9,055 8,628 8,837
Home equity loans and lines of credit          
Allowance for credit losses - loans          
Beginning Balance 1,153 1,154 1,154 1,185 1,185
Provisions (12) 35 (13) 27  
Charge-offs       (23) (23)
Ending Balance 1,141 1,189 1,141 1,189 1,154
Consumer          
Allowance for credit losses - loans          
Beginning Balance 596 739 605 572 572
Provisions (36) (56) (37) 134  
Charge-offs (33) (19) (46) (48) (109)
Recoveries 15 6 20 12  
Ending Balance $ 542 $ 670 $ 542 $ 670 $ 605