Exhibit 99.8

 

Loan ID Investor Loan ID Seller Loan ID Lender Application Date Originator QM Status Final QM Status Originator QM Status Difference than Final QM Status? Reason Why NonQM Final Status APR Pricing Threshold Exceeded? QM DTI Threshold Exceeded? Higher Priced Mortgage Loan (HPML)? Negatively Amortizing Loan? Principal Deferment? Interest Only Flag? Prepayment Penalty? Balloon Flag? Adjustable Rate Balloon? Loan Term Less Than 5 Years? QM Points and Fees Threshold Exceeded? QM Total Points and Fees APR ATR: Qualifying Payment Properly Considered? ATR: Current Employment/Self-Employment Verified? ATR: Balloon Qualifying Payment Properly Considered? ATR: Reasonable Income or Assets Considered? ATR: Subject PITIA Adequately Documented? ATR: All Liabilities Including Alimony and Child Support in DTI? ATR: Simultaneous Loan Calculated Properly ATR: Credit History was Considered Properly? ATR: Did Lender Document All ATR Factors? ATR: Was an ATR/QM Residual Income Analysis Provided? Residual Income Residual Income Meets Guidelines? Borrower 1 Employment Indicator Borrower 2 Employment Indicator Borrower 1 Foreign National Indicator Borrower 2 Foreign National Indicator Business Purpose Loan? Business Purpose Verified?
963905 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No No
679047 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Not Tested No No No No No No No No No Not Tested N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed Employed No No No
111406 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No No No No No No No No No N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Not Employed Employed No No Yes Present
896268 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
511121 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested Yes No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
904400 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Not Tested No No No No No No No No No Not Tested N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed No No
588679 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested Yes No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
114871 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Yes No No No No No No No Yes N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx Yes Employed No Yes Present
927432 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested Yes No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No No
761368 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
587889 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Not Tested Yes No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
208698 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
571440 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Yes No No No No No No No N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed No Yes Present
957954 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
790053 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
323292 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes N/A N/A xxx N/A Employed No No
430577 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
970971 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
291725 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
753396 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Retired No No
334651 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes N/A xxx N/A Employed No No
322945 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No No No No No No No No No N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed No Yes Present
289418 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Not Tested No No No No No No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes N/A N/A xxx N/A Employed No No
145551 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No No No No Yes No No No No N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed No Yes Present
111922 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested Yes No No No Yes No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
500251 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No No No No Yes No No No No N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A xxx N/A Employed No Yes Present
972908 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No N/A Not Tested Yes No No No Yes No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes N/A N/A xxx N/A Employed No No
815938 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Alternative ATR Documentation Not Tested No No No No Yes No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
845218 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No Yes No No No No Not Tested Yes Yes N/A Yes Yes Yes N/A Yes Yes N/A xxx N/A Employed No No
656460 xxx ATR/QM: Not Applicable ATR/QM: Not Applicable No Appendix Q Documentation Not Tested No No No No Yes No No No No Not Tested Yes Yes N/A Yes Yes Yes Yes Yes Yes Yes xxx Yes Employed No No