Loan ID

Redaction ID

Investor Loan ID

Overall Initial Loan Grade

Overall Final Loan Grade

Credit Initial Loan Grade

Credit Current/Final Loan Grade

Compliance Initial Loan Grade

Compliance Current/Final Loan Grade

Property Initial Loan Grade

Property Current/Final Loan Grade

Queue

Finding Code

Date Created

Date Modified

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Finding Comments

Seller Comments

Resolution Comments

Reviewer Comp Factor

Originator Comp Factors

Finding Documents

Originator QM Status

Final Reviewed QM Status

Loan Amount

Property State

Occupancy

Loan Purpose

Refinance Purpose

Acknowledged / WaivedBy

Waiver in File?

Unique Finding ID

XXXX

740

XXXX

Closed

FCRE1325

2026-05-05 17:00

2026-05-14 13:17

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 CPA Letter Missing

Resolved-Received revised 1003 and 1008 reflecting the 50% expense factor. - Due Diligence Vendor-05/14/2026
Ready for Review-Document Uploaded. Revised 1008/1003 attached. - Seller-05/12/2026
Counter-Received CPA letter, he will not comment on the Expense Factor used for XXXX. If we use an expense factor of 50% the DTI is at 48.41 still below 50%. If the income is decrease, will need an updated 1003 and 1008 - Due Diligence Vendor-05/07/2026
Ready for Review-Document Uploaded. Subd CPA letter - Seller-05/06/2026
Open-Borrower 1 CPA Letter Missing Missing letter from CPA to use a 30% expense ratio, per guidelines - Due Diligence Vendor-05/05/2026

Ready for Review-Document Uploaded. Revised 1008/1003 attached. - Seller-05/12/2026

Ready for Review-Document Uploaded. Subd CPA letter - Seller-05/06/2026

Resolved-Received revised 1003 and 1008 reflecting the 50% expense factor. - Due Diligence Vendor-05/14/2026

CLTV is less than guidelines maximum - Required is 65 Borrower has 25.71

Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 812

XXXX

ATR/QM: Exempt

XXXX

Investment

Refinance

Cash Out - Other

N/A

9053007