Exhibit 99.18
| Seller Loan ID | Loan ID | Investor Loan ID | Lender Name | Transaction ID | ULI | Borrower 1 First Name | Borrower 1 Last Name | Borrower 1 SSN | Borrower 1 Birthdate | Borrower 1 Gender | Borrower 1 Ethnicity | Borrower 1 Race | Borrower 1 Citizen | Borrower 1 Self-Employment Flag | Borrower 1 FTHB | Borrower 1 FICO Date | Borrower 1 Origination FICO | Borrower 1 Origination Equifax | Borrower 1 Origination Experian | Borrower 1 Origination TransUnion | Borrower 2 First Name | Borrower 2 Last Name | Borrower 2 SSN | Borrower 2 Birthdate | Borrower 2 Gender | Borrower 2 Ethnicity | Borrower 2 Race | Borrower 2 Citizen | Borrower 2 Self-Employment Flag | Borrower 2 FTHB | Borrower 2 FICO Date | Borrower 2 Origination FICO | Borrower 2 Origination Equifax | Borrower 2 Origination Experian | Borrower 2 Origination TransUnion | Borrower 3 First Name | Borrower 3 Last Name | Borrower 3 SSN | Borrower 3 Birthdate | Borrower 3 Gender | Borrower 3 Ethnicity | Borrower 3 Race | Borrower 3 Citizen | Borrower 3 Self-Employment Flag | Borrower 3 FTHB | Borrower 3 FICO Date | Borrower 3 Origination FICO | Borrower 3 Origination Equifax | Borrower 3 Origination Experian | Borrower 3 Origination TransUnion | Borrower 4 First Name | Borrower 4 Last Name | Borrower 4 SSN | Borrower 4 Birthdate | Borrower 4 Gender | Borrower 4 Ethnicity | Borrower 4 Race | Borrower 4 Citizen | Borrower 4 Self-Employment Flag | Borrower 4 FTHB | Borrower 4 FICO Date | Borrower 4 Origination FICO | Borrower 4 Origination Equifax | Borrower 4 Origination Experian | Borrower 4 Origination TransUnion | Subject Address | Subject City | Subject Sate | Subject Zip Code | Subject County | Originator Doc Type | Occupancy | Loan Purpose | Refinance Type | Qualifying Front End DTI | Qualifying DTI | Borrower 1 Qualifying Income | Borrower 2 Qualifying Income | Borrower 3 Qualifying Income | Borrower 4 Qualifying Income | All Borrower Total Qualifying Income | Borrower 1 Employment Status | Borrower 2 Employment Status | Borrower 3 Employment Status | Borrower 4 Employment Status | Borrower 1 Length of Employment | Borrower 2 Length of Employment | Borrower 3 Length of Employment | Borrower 4 Length of Employment | 4506-T Flag | All Borrower Residual Income | All Borrower Monthly Debt | Escrow Flag | Months Reserves | Liquid Cash Reserves | Original Note Loan Amount | Original Qualifying Loan Amount | Original Qualifying Base LTV | Original Qualifying LTV | Original Qualifying CLTV | Application Date | Note Date | Cash Disbursement Date | Mortgage Type | Loan Product | Loan Program | Original Note Interest Rate | Original Qualifying Interest Rate | Original P&I Payment | Original Qualifying P&I Payment | Monthly Escrow Payment | Original Total Housing Expense (PITIA) | First Payment Date | Amortization Type | Original Amortization Term | Original Term to Maturity | Maturity Date | ARM Gross Margin | ARM Rounding Method | ARM Rounding Factor | ARM Lookback Days | ARM Rate Index Type | Origination ARM Rate Index Value | ARM Initial Interest Rate Cap | ARM Subsequent Interest Rate Cap | ARM Initial Interest Rate Floor | ARM Lifetime Interest Rate Floor | ARM Initial Interest Rate Maximum | ARM Lifetime Interest Rate Maximum | ARM First Rate Reset Date | ARM First Payment Reset Date | ARM Subsequent Interest Rate Reset Frequency | ARM Subsequent Payment Reset Frequency | Interest Only Flag | Original Interest Only Term | Balloon Flag | Buydown Flag | Assumable Flag | Prepayment Penalty Flag | Prepayment Penalty Total Term | Prepayment Penalty Type | Origination Channel | PMI Flag | MI Certificate Number | Mortgage Insurance Percent | Mortgage Insurance Type | Mortgage Insurance Company Name | MERS MOM Flag | MERS Loan ID | Property Type | Number of Units | Year Built | Primary Value Property Valuation Date | Primary Value Property Valuation Type | Primary Value Property Value | Secondary Value Property Valuation Date | Secondary Value Property Form Type | Secondary Value Property Value | Sales Price | Qualifying Property Value | Date of Prior Sale | Days Since Prior Sale | Total Adjusted Prior Purchase Price | Flood Zone Flag | Flood Zone Code | Flood Policy Number | Other Lien Amount | Other Lien Position | Originator QM Status | Final QM Status | Total Number of Borrowers | Cash Out Amount | Total Origination and Discount Points | Number of Mortgaged Properties | Credit Report: Max Trade Line | Credit Report: Longest Trade Line | Credit Report: Number of Trade Lines | Credit Line Usage Ratio | Borrower 1 Years in Home | GSE Eligible Flag | AUS Case Number | AUS Recommendation | QM Points and Fees | Annual Percent Rate (APR) | Higher Priced Mortgage Loan (HPML) Flag | Covered/High Cost Loan Flag | Guideline Name | UW Guideline Author | Blanket Mortgage Flag |
| xxxx | xxx1000 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 738 | 743 | 738 | 722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 0 | 45.68 | 3767.93 | .00 | .00 | .00 | 3767.93 | Retired | 3 YRS | 2046.89 | 1721.04 | Taxes and Insurance | 0 | 0 | XXXX | XXXX | 11.43 | 11.43 | 11.43 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC 90d | 9.375 | 11.375 | 647.66 | 813.42 | 907.99 | 1555.65 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.375 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 8 | 14 | 01-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | .00 | 1 | 11500 | 241 | 2 | 0.9768372093023255 | 1.16 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx1383 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 665 | 693 | 660 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 723 | 746 | 723 | 704 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OK | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 31.4 | 44.91 | 14830.83 | 11283.20 | .00 | .00 | 26114.03 | Employed | Employed | 2.4 | 13.42 | 3 YRS | 14385.65 | 11728.38 | No Escrow | 5.99 | 47891.5 | XXXX | XXXX | 7.6 | 7.6 | 44.68 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 13.625 | 15.625 | 1294.38 | 1498.98 | 0 | 7995.78 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 5.125 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 5.125 | 14 | 12-01-2024 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 62023 | 363 | 6 | 0.623193083573487 | 8.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||
| xxxx | xxx6118 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 706 | 721 | 702 | 706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 22.86 | 40.62 | 17837.67 | .00 | .00 | .00 | 17837.67 | Employed | 0.94 | 3 YRS | 10591.3 | 7246.37 | No Escrow | 0 | 0 | XXXX | XXXX | 50.77 | 50.77 | 80.14 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | J.P. Morgan_JPM-HELOC_30Year_90Days_4.750 | 12.5 | 14.5 | 1937.5 | 2277.65 | 0 | 4149.81 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 4.75 | Nearest | 0.125 | 45 Days | WSJ1MonthLiborFirstBusinessDay | 4.75 | 14 | 03-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 318250 | 277 | 9 | 1.7183248685734651 | 3.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6124 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 787 | 827 | 801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 40.55 | 44.08 | 6628.40 | .00 | .00 | .00 | 6628.40 | Employed | 9.83 | 3 YRS | 3706.84 | 2921.56 | No Escrow | 56.29 | 135899.75 | XXXX | XXXX | 29.96 | 29.96 | 68.58 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC 90d | 9.625 | 11.625 | 1104.97 | 1378.39 | 0 | 2414.14 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.125 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 1.125 | 14 | 07-20-2029 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 37000 | 566 | 10 | 0.02895674300254453 | 8.92 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 746 | 756 | 746 | 728 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MO | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 0 | 37.67 | 4962.29 | .00 | .00 | .00 | 4962.29 | Employed | 0.67 | NA | 3092.96 | 1869.33 | Taxes and Insurance | 0 | 0 | XXXX | XXXX | 67.63 | 67.63 | 67.63 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 8.625 | 10.625 | 632.83 | 825.47 | 290.23 | 931.85 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.125 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | .00 | 2 | 17000 | 162 | 12 | 0.2082344102178813 | 2.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6128 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 748 | 748 | 718 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | Full Doc | Second Home | Refinance | Cash Out - Other | 17.2 | 50.27 | 19736.17 | .00 | .00 | .00 | 19736.17 | Employed | 12.59 | 3 YRS | 9814.53 | 9921.64 | No Escrow | 0 | 0 | XXXX | XXXX | 23.92 | 23.92 | 57.16 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 10.75 | 12.75 | 589.36 | 715.64 | 0 | 1462.36 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 3.25 | 14 | 08-01-2023 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 3 | 45993 | 293 | 14 | 0.5337476241187334 | 2.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6129 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 785 | 785 | 795 | 781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 793 | 802 | 790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 30.47 | 52.68 | 3569.89 | 7344.50 | .00 | .00 | 10914.39 | Employed | Employed | 19.08 | 0.39 | 3 YRS | 5165.04 | 5749.35 | No Escrow | 48.8 | 197077.25 | XXXX | XXXX | 24.68 | 24.68 | 63.08 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 20 yr Adjustable HELOC 90d | 9.125 | 11.125 | 1558.85 | 2134.66 | 0 | 4038.41 | XXXX | HELOC - ARM | 120 | 240 | XXXX | 1.625 | Nearest | 0.125 | 45 Days | WSJPrimeRateDaily | 1.625 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 2 | xxx | .00 | 4 | 25000 | 322 | 10 | 0.04657205240174672 | 23.16 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||
| xxxx | xxx6130 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 765 | 765 | 761 | 769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Full Doc | Second Home | Refinance | Cash Out - Other | 24.32 | 41.53 | 21251.05 | .00 | .00 | .00 | 21251.05 | Employed | 3.19 | 3 YRS | 12426.28 | 8824.77 | No Escrow | 20.16 | 48647.5 | XXXX | XXXX | 13.89 | 13.89 | 88.31 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC 90d | 10.625 | 12.625 | 442.71 | 538.86 | 0 | 2412.62 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 3.125 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 3 | 30994 | 124 | 13 | 0.2042 | 0.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6133 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 746 | 746 | 731 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NV | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 17.86 | 44.23 | 15725.00 | .00 | .00 | .00 | 15725.00 | Employed | 5.56 | NA | 8770.1 | 6954.9 | No Escrow | 47.76 | 114365.35 | XXXX | XXXX | 26.44 | 26.44 | 80.0 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 10.875 | 12.875 | 400.15 | 1481.9 | 0 | 2394.64 | XXXX | HELOC - ARM | 120 | 180 | XXXX | 2.875 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 2.875 | 14 | 07-01-2023 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 30000 | 204 | 3 | 0.6672727272727272 | 3.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6134 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 678 | 678 | 668 | 694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 44.65 | 44.65 | 2500.60 | .00 | .00 | .00 | 2500.60 | Retired | 3 YRS | 1384.1 | 1116.5 | No Escrow | 29.15 | 29215.88 | XXXX | XXXX | 64.75 | 64.75 | 64.75 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC 90d | 12.25 | 14.25 | 631.55 | 745.83 | 0 | 1002.22 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 4.75 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 4.75 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 5000 | 189 | 2 | 0 | 0.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6136 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 713 | 701 | 718 | 713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 713 | 699 | 718 | 713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 13.14 | 45.04 | 1053.38 | 5105.54 | .00 | .00 | 6158.92 | Not Employed | Employed | 25.66 | NA | 3384.97 | 2773.95 | No Escrow | 93.89 | 74276.3 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC 90d | 9.375 | 11.375 | 607.94 | 763.7 | 0 | 791.11 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.875 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 1.875 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | xxx | .00 | 2 | 41848 | 287 | 6 | 0.00852524914161293 | 12.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxx | xxx6137 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 687 | 687 | 719 | 683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 17.15 | 24.11 | 28055.46 | .00 | .00 | .00 | 28055.46 | Employed | 0.75 | 3 YRS | 21291.17 | 6764.29 | No Escrow | 2.34 | 15227.1 | XXXX | XXXX | 14.63 | 14.63 | 66.26 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 12 | 14.0 | 1870.0 | 2217.78 | 0 | 6516.55 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 04-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | .00 | 7 | 83652 | 293 | 16 | 0.6179212848512631 | 15.41 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx6139 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 711 | 711 | 701 | 722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 25.36 | 30 | 6250.01 | .00 | .00 | .00 | 6250.01 | Employed | 0.14 | 3 YRS | 4375.28 | 1874.73 | No Escrow | 32.76 | 48634 | XXXX | XXXX | 21.57 | 21.57 | 63.17 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 yr Adjustable HELOC | 9.375 | 11.375 | 390.63 | 490.78 | 0 | 1484.58 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.875 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 06-01-2025 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 10000 | 178 | 10 | 0.2858568075117371 | 10.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| xxxxxx9183 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 740 | 740 | 753 | 685 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 22.83 | 27.39 | 25057.25 | .00 | .00 | .00 | 25057.25 | Employed | 5.5 | NA | 18194.52 | 6862.73 | No Escrow | 12.12 | 92892.73 | XXXX | XXXX | 18.91 | 18.91 | 79.98 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage | 9.375 | 11.375 | 1492.19 | 1874.3 | 0 | 5721.73 | XXXX | HELOC - ARM | 336 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 14 | 11-01-2025 | 1 | Yes | 24 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 38101 | 169 | 12 | 0.2579059515062454 | 2.67 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0102 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 768 | 761 | 784 | 768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 28.88 | 40.68 | 16448.87 | .00 | .00 | .00 | 16448.87 | Employed | 1.7 | 2 YRS | 9757.69 | 6691.18 | No Escrow | 37.8 | 179571.25 | XXXX | XXXX | 19.64 | 19.64 | 51.08 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage | 8.375 | 8.375 | 1900.18 | 1900.18 | 0 | 4750.18 | XXXX | HELOC - ARM | 360 | 360 | XXXX | 1.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.25 | 14 | 01-01-2026 | 1 | No | 0 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2475.00 | 1 | 75000 | 261 | 6 | 0.3565367412140575 | 7.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0111 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 747 | 742 | 773 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 15.06 | 19.08 | 30569.35 | .00 | .00 | .00 | 30569.35 | Employed | 15.88 | NA | 24736.17 | 5833.18 | Taxes and Insurance | 55.26 | 254469 | XXXX | XXXX | 27.74 | 27.74 | 66.66 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage | 9.5 | 9.5 | 2144.18 | 2144.18 | 0 | 4605.18 | XXXX | HELOC - ARM | 360 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7 | 14 | 01-01-2026 | 1 | No | 0 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 22000 | 244 | 6 | 0.3213104838709677 | 8.92 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx8381 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | false | XXXX | 762 | 741 | 766 | 762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 40.35 | 44.35 | 13878.57 | .00 | .00 | .00 | 13878.57 | Employed | 25.68 | NA | 7722.78 | 6155.79 | No Escrow | 23.51 | 128839.57 | XXXX | XXXX | 8.57 | 8.57 | 38.68 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Capital Alliance | 8.5 | 8.5 | 1062.5 | 1183.0 | 0 | 5479.29 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.5 | Nearest | 0.125 | 45 Days | WSJPrimeRateDaily | 7.000000000000001 | 14 | 02-01-2026 | 1 | Yes | 36 | No | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 34100 | 288 | 3 | 0.2958756137479542 | 14.42 | No | XXXX | Manual Underwriting | 0 | 8.500 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0010 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 710 | 719 | 705 | 710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 735 | 740 | 721 | 735 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NV | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 25.36 | 45.93 | 10833.33 | 7452.84 | .00 | .00 | 18286.17 | Employed | Employed | 23.87 | 5.8 | NA | 9887.7 | 8398.47 | No Escrow | 46.32 | 186497.53 | XXXX | XXXX | 32.83 | 32.83 | 79.89 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 30 Year 3 Year Draw - Yellow | 10.75 | 12.75 | 2123.13 | 2734.53 | 0 | 4026.07 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 2.25 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 8.5 | 14 | 02-01-2024 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 2405.27 | 2 | 41767 | 327 | 20 | 0.4937323177366703 | 7 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||
| xxxx | xxx0012 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 720 | 707 | 734 | 720 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MS | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 18.79 | 47.96 | 8086.00 | .00 | .00 | .00 | 8086.00 | Not Employed | NA | 4208.06 | 3877.94 | No Escrow | 106.86 | 162332.19 | XXXX | XXXX | 16.49 | 16.49 | 79.5 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 30 Year 3 Year Draw - Pink | 12.5 | 12.5 | 501.47 | 501.47 | 0 | 1519.14 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 4 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 8.5 | 14 | 02-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1203.04 | 1 | 25200 | 202 | 7 | 0.3998079561042524 | 3 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0018 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 666 | 653 | 666 | 683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | RI | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 35.83 | 44.49 | 7805.24 | .00 | .00 | .00 | 7805.24 | Employed | 7.14 | 3 YRS | 4483.55 | 3472.54 | No Escrow | 39.01 | 98451.59 | XXXX | XXXX | 21.65 | 21.65 | 69.27 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 20 Year 3 Year Draw - Yellow | 8.875 | 10.875 | 776.56 | 1175.43 | 0 | 2523.47 | XXXX | HELOC - ARM | 120 | 240 | XXXX | 1.375 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 05-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3451.87 | 1 | 30922 | 113 | 4 | 0.15884057971014492 | 7 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 690 | 713 | 687 | 690 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 31.9 | 45.34 | 7327.00 | .00 | .00 | .00 | 7327.00 | Employed | 25.78 | 3 YRS | 4004.65 | 3322.35 | No Escrow | 0.92 | 2102.99 | XXXX | XXXX | 5.29 | 5.29 | 74.86 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | HELOC Standalone 30 Year 3 Year Draw - Pink | 10.375 | 12.375 | 224.26 | 274.42 | 0 | 2287.19 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.875 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 0 | 14 | 10-01-2024 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 28474 | 334 | 20 | 0.5571137382796576 | 3.42 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 746 | 696 | 801 | 746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 11.07 | 31.26 | 12649.41 | .00 | .00 | .00 | 12649.41 | Employed | 4.7 | 3 YRS | 8695.44 | 3953.97 | No Escrow | 39.45 | 227256.64 | XXXX | XXXX | 21.19 | 21.19 | 72.19 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 30 Year 5 Year Draw - Yellow | 9.875 | 11.875 | 2057.29 | 2580.07 | 0 | 3517.16 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.875 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 8.0 | 14 | 01-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 1 | xxx | 6937.50 | 1 | 12500 | 131 | 4 | 0.0037404580152671754 | 2 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0031 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 768 | 732 | 768 | 768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 44.38 | 46.15 | 12525.40 | .00 | .00 | .00 | 12525.40 | Employed | 5.78 | 2 YRS | 6745.47 | 5779.93 | No Escrow | 17.42 | 90475.85 | XXXX | XXXX | 18.41 | 18.41 | 90.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | HELOC Standalone 20 Year 3 Year Draw - Pink | 11.875 | 13.875 | 1246.88 | 1612.31 | 0 | 5193.5 | XXXX | HELOC - ARM | 120 | 240 | XXXX | 3.375 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 0 | 14 | 08-01-2024 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 31100 | 187 | 11 | 0.03872664359861592 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0032 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 665 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 707 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MN | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 24.33 | 42.78 | 6158.61 | 2664.46 | .00 | .00 | 8823.07 | Employed | Employed | 15.04 | 5.32 | 3 YRS | 5048.3 | 3774.77 | No Escrow | 48.01 | 93318.45 | XXXX | XXXX | 38.46 | 38.46 | 83.33 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | HELOC Standalone 30 Year 3 Year Draw Yellow | 9.0 | 11.0 | 750.0 | 953.11 | 0 | 1943.66 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 1.5 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 04-01-2025 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | C | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 22081 | 216 | 6 | 0.9596220515260689 | 12 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||
| xxxx | xxx0039 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 652 | 652 | 640 | 664 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 19.54 | 27.97 | 14259.78 | .00 | .00 | .00 | 14259.78 | Employed | 1.77 | 3 YRS | 10271.26 | 3988.52 | No Escrow | 25.96 | 67216.96 | XXXX | XXXX | 15.13 | 15.13 | 46.67 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 30 Year 3 Year Draw - Yellow | 9.75 | 11.75 | 812.5 | 1009.41 | 0 | 2589.61 | XXXX | HELOC - ARM | 120 | 360 | XXXX | 2.25 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 7.5 | 14 | 06-01-2025 | 1 | Yes | 240 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2750.00 | 1 | 21482 | 92 | 6 | 0.5955637707948244 | 4.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxx0041 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 682 | 667 | 682 | 715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 698 | 698 | 737 | 682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MN | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 34.07 | 43.83 | 1050.99 | 4170.40 | .00 | .00 | 5221.39 | Retired | Employed | 4.09 | NA | 2932.61 | 2288.78 | No Escrow | 14.01 | 22931.2 | XXXX | XXXX | 17.4 | 17.4 | 64.12 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | HELOC Standalone 30 Year | 11.5 | 13.5 | 575.0 | 716.46 | 0 | 1637.32 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 5.25 | Nearest | 0.125 | 30 Days | WSJPrimeRateFirstBusDay | 0 | 14 | 01-01-2023 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 521.99 | 1 | 7250 | 188 | 7 | 0.6026259758694109 | 5.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0240 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | false | XXXX | 753 | 753 | 729 | 771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 27.85 | 45 | 21371.50 | .00 | .00 | .00 | 21371.50 | Employed | 9.41 | NA | 11753.57 | 9617.93 | No Escrow | 54.58 | 288561.72 | XXXX | XXXX | 36.82 | 36.82 | 84.53 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.875 | 11.875 | 2468.75 | 3132.35 | 0 | 5287.33 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5970.00 | 2 | 26244 | 153 | 5 | 0.3645933014354067 | 9.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0262 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 736 | 746 | 725 | 736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NE | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 33.61 | 45.42 | 3385.92 | .00 | .00 | .00 | 3385.92 | Employed | 10.74 | 2 YRS | 1847.95 | 1537.97 | Taxes and Insurance | 18.36 | 24264.84 | XXXX | XXXX | 28.57 | 28.57 | 61.24 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.25 | 10.25 | 343.75 | 458.22 | 278.07 | 1023.5 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 04-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | C | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1495.00 | 1 | 28563 | 178 | 11 | 0.3135097693497895 | 15 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 690 | 690 | 683 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 38.24 | 45.43 | 31279.29 | .00 | .00 | .00 | 31279.29 | Employed | 16.73 | 2 YRS | 17069.55 | 14209.74 | No Escrow | 15.62 | 185922.27 | XXXX | XXXX | 11.7 | 11.7 | 78.42 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11 | 11.0 | 1833.33 | 1938.48 | 0 | 11857.59 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5980.00 | 1 | 66294 | 251 | 19 | 0.40312552355777287 | 0.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 695 | 706 | 722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 20.28 | 24.38 | 30830.46 | .00 | .00 | .00 | 30830.46 | Employed | 11.16 | NA | 23315.37 | 7515.09 | No Escrow | 35.7 | 223183.86 | XXXX | XXXX | 29.9 | 29.9 | 83.68 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 12 | 14.0 | 2500.0 | 2972.77 | 0 | 6251.09 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 7475.00 | 1 | 25000 | 217 | 25 | 0.09146254458977408 | 4.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0335 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 714 | 711 | 719 | 714 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 45.76 | 46.92 | 6119.64 | .00 | .00 | .00 | 6119.64 | Employed | 20.37 | NA | 3248.22 | 2871.42 | No Escrow | 25.06 | 67192.85 | XXXX | XXXX | 15.86 | 15.86 | 82.8 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 12 | 14.0 | 700.0 | 832.37 | 0 | 2668.05 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 04-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2093.00 | 1 | 10000 | 225 | 2 | 0.1904964539007092 | 12 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0220 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 809 | 809 | 812 | 808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 28.03 | 39.14 | 10468.46 | .00 | .00 | .00 | 10468.46 | Employed | 2.52 | 2 YRS | 6371.16 | 4097.3 | No Escrow | 40.69 | 119402.5 | XXXX | XXXX | 19.64 | 19.64 | 61.15 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 7.875 | 9.875 | 787.5 | 1080.04 | 0 | 2934.3 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.25 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3588.00 | 1 | 65222 | 188 | 4 | 0.003114754098360656 | 10.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0223 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | false | XXXX | 799 | 799 | 814 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 25.92 | 34.2 | 12268.57 | .00 | .00 | .00 | 12268.57 | Employed | 4.1 | NA | 8073.31 | 4195.26 | No Escrow | 36.74 | 108773.89 | XXXX | XXXX | 26.49 | 26.49 | 89.68 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.75 | 12.75 | 985.42 | 1205.58 | 0 | 2960.35 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 42000 | 118 | 8 | 0.018433734939759035 | 5.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0258 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 764 | 763 | 802 | 764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 7.52 | 9.71 | 42327.32 | .00 | .00 | .00 | 42327.32 | Employed | 34.08 | NA | 38216.62 | 4110.7 | No Escrow | 27.03 | 82041.88 | XXXX | XXXX | 16.06 | 16.06 | 68.34 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8 | 10.0 | 566.67 | 764.2 | 0 | 2984.17 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2541.50 | 1 | 37000 | 239 | 4 | 0.37413680781758957 | 30.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0179 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 786 | 809 | 778 | 786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 26.26 | 26.26 | 9214.95 | .00 | .00 | .00 | 9214.95 | Employed | 1.5 | 2 YRS | 6795.28 | 2419.67 | No Escrow | 34.02 | 89019.11 | XXXX | XXXX | 25.03 | 25.03 | 89.05 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10 | 12.0 | 750.0 | 936.99 | 0 | 2232.68 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 7000 | 202 | 3 | 0 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0299 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 770 | 798 | 754 | 770 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 12.88 | 38.77 | 27183.40 | .00 | .00 | .00 | 27183.40 | Employed | 4.27 | Yes | 16643.24 | 10540.16 | No Escrow | 51.29 | 250113.79 | XXXX | XXXX | 33.61 | 33.61 | 74.85 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.625 | 12.625 | 2231.64 | 2739.16 | 0 | 4876.64 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 04-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | .00 | 1 | 42579 | 181 | 8 | 0.04903030303030303 | 1.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0311 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 728 | 728 | 739 | 707 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 39.88 | 49.75 | 16519.00 | .00 | .00 | .00 | 16519.00 | Employed | 5.2 | NA | 8300.9 | 8218.1 | No Escrow | 28.21 | 174399.83 | XXXX | XXXX | 19.23 | 19.23 | 81.14 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.5 | 12.5 | 1750.0 | 2155.2 | 0 | 6182.9 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 05-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1980.00 | 1 | 30384 | 128 | 8 | 0.3700441826215022 | 4.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0359 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 683 | 676 | 683 | 692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 36.13 | 48.56 | 19677.36 | .00 | .00 | .00 | 19677.36 | Employed | 4.82 | 2 YRS | 10122.95 | 9554.41 | Taxes and Insurance | 57.17 | 356253.59 | XXXX | XXXX | 33.3 | 33.3 | 60.73 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.125 | 12.125 | 3375.0 | 4252.98 | 1012.88 | 6231.43 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | D | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 25000 | 305 | 12 | 0.787911434236616 | 18.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0329 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 756 | 746 | 756 | 757 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 3.67 | 24.96 | 177190.44 | .00 | .00 | .00 | 177190.44 | Employed | 27.1 | NA | 132960.09 | 44230.35 | No Escrow | 94.35 | 385300.77 | XXXX | XXXX | 36.36 | 36.36 | 36.36 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.0 | 11.0 | 3183.07 | 3923.82 | 0 | 4083.79 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 04-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | D | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 7960.00 | 13 | 100000 | 270 | 5 | 0.24718373493975904 | 13.33 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0405 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 755 | 755 | 773 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 35.79 | 47.94 | 22350.00 | .00 | .00 | .00 | 22350.00 | Employed | 37.54 | NA | 11635.9 | 10714.1 | No Escrow | 25.95 | 195208.22 | XXXX | XXXX | 8.7 | 8.7 | 40.8 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.375 | 10.375 | 1395.83 | 1871.79 | 0 | 7522.14 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 04-01-2031 | 1 | Yes | 60 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3980.00 | 1 | 41300 | 444 | 5 | 0.7534694031682495 | 2.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0424 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 693 | 706 | 706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CT | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 23.34 | 38.24 | 21075.90 | .00 | .00 | .00 | 21075.90 | Employed | 12.38 | NA | 13016.23 | 8059.67 | No Escrow | 43.4 | 193095.48 | XXXX | XXXX | 20.1 | 20.1 | 52.95 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.625 | 10.625 | 1437.5 | 1907.54 | 0 | 4449.63 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5980.00 | 2 | 52266 | 361 | 10 | 0.8858152246367151 | 19.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0415 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 748 | 742 | 773 | 748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 28.86 | 49.3 | 46834.23 | .00 | .00 | .00 | 46834.23 | Employed | 16.99 | NA | 23743.61 | 23090.62 | Taxes and Insurance | 31.51 | 399071.78 | XXXX | XXXX | 15.97 | 15.97 | 43.06 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.5 | 11.5 | 3166.67 | 4019.88 | 2349.88 | 12665.38 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.750 | 14 | 05-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 50000 | 366 | 8 | 0.682583081570997 | 20.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0337 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 786 | 784 | 804 | 786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 27.12 | 49.17 | 3452.01 | .00 | .00 | .00 | 3452.01 | Retired | NA | 1754.67 | 1697.34 | No Escrow | 40.39 | 32886.19 | XXXX | XXXX | 5.56 | 5.56 | 5.56 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 7.875 | 9.875 | 328.13 | 450.24 | 0 | 814.23 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 05-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 495.00 | 2 | 20900 | 572 | 6 | 0.22738619676945668 | 2.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0346 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 724 | 724 | 711 | 750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | UT | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 29.94 | 49.57 | 16725.86 | .00 | .00 | .00 | 16725.86 | Employed | 8.41 | NA | 8434.53 | 8291.33 | No Escrow | 14 | 64252.4 | XXXX | XXXX | 29.77 | 29.77 | 89.55 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 12.875 | 14.875 | 2253.13 | 2671.53 | 0 | 4589.72 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 6.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.750 | 14 | 04-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | C | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 6279.00 | 2 | 72456 | 187 | 11 | 0.6621106382978723 | 5.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx1321 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 785 | 787 | 774 | 785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 807 | 799 | 795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 1YR Full Doc | Second Home | Refinance | Cash Out - Other | 25.11 | 45.21 | 15694.44 | 3948.33 | .00 | .00 | 19642.77 | Employed | Retired | 1.76 | 2 YRS | 10762.22 | 8880.55 | No Escrow | 57.97 | 92585.77 | XXXX | XXXX | 13.33 | 13.33 | 13.33 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | DH – Federal Savings Bank | 7.625 | 9.625 | 635.42 | 867.92 | 0 | 1597.05 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 0.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 06-01-2026 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 2825.00 | 2 | 50000 | 436 | 21 | 0.05788258034924483 | 27.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxx0752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 680 | 680 | 684 | 669 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 24 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 2.31 | 3.57 | 368958.35 | .00 | .00 | .00 | 368958.35 | Employed | 55 | NA | 355781.94 | 13176.41 | No Escrow | 60.97 | 459818.43 | XXXX | XXXX | 46.34 | 46.34 | 79.86 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 11.5 | 13.5 | 4662.77 | 5628.0 | 0 | 7541.88 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 05-01-2026 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 7249.60 | 2 | 25000 | 328 | 5 | 0.7887875 | 36.75 | No | XXXX | Manual Underwriting | 0 | 11.500 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0477 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 792 | 792 | 795 | 766 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 30.06 | 39.34 | 11980.80 | .00 | .00 | .00 | 11980.80 | Employed | 11.24 | 2 YRS | 7267.21 | 4713.59 | No Escrow | 28.7 | 96853.36 | XXXX | XXXX | 17.5 | 17.5 | 87.39 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 781.25 | 1008.19 | 0 | 3374.65 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1990.00 | 1 | 50000 | 241 | 9 | 0.08304788916766663 | 6.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0476 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 687 | 674 | 687 | 734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 702 | 685 | 702 | 722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 18.27 | 37.25 | 21184.27 | 21184.27 | .00 | .00 | 42368.54 | Employed | Employed | 6.49 | 6.44 | NA | 26586.73 | 15781.81 | No Escrow | 51.41 | 397877.59 | XXXX | XXXX | 16.17 | 16.17 | 30.77 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.875 | 9.875 | 3291.67 | 3291.67 | 0 | 7739.67 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 06-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AO | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 2 | 30000 | 401 | 7 | 0.6182604939058505 | 14.25 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0556 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 781 | 781 | 815 | 767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 784 | 784 | 829 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 15.26 | 35.04 | 15989.00 | 15989.00 | .00 | .00 | 31978.00 | Employed | Employed | 14.31 | 14.31 | NA | 20774.48 | 11203.52 | No Escrow | 44.85 | 198235 | XXXX | XXXX | 20.63 | 20.63 | 45.56 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.125 | 11.125 | 1520.83 | 1979.64 | 0 | 4420.16 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 2 | 36900 | 244 | 7 | 0.15257719123505975 | 15 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0483 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 722 | 722 | 695 | 743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 40.3 | 40.65 | 11797.21 | .00 | .00 | .00 | 11797.21 | Employed | 7.26 | NA | 7001.91 | 4795.3 | Taxes and Insurance | 102.28 | 385241.44 | XXXX | XXXX | 72.07 | 72.07 | 72.07 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.5 | 10.5 | 2833.33 | 3820.93 | 553.37 | 3766.7 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 11960.00 | 1 | 16500 | 91 | 1 | 0.0055151515151515155 | 0.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0617 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 737 | 742 | 725 | 737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 2YR Full Doc | Investment | Refinance | Cash Out - Other | 12.13 | 31.05 | 45222.00 | .00 | .00 | .00 | 45222.00 | Employed | 9.5 | 2 YRS | 31179.86 | 14042.14 | No Escrow | 0 | 0 | XXXX | XXXX | 8.73 | 8.73 | 73.94 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.875 | 12.875 | 625.69 | 783.46 | 5085.88 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | .00 | 3 | 50000 | 306 | 5 | 0.9681388888888889 | 0.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0561 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 722 | 726 | 722 | 712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 24.93 | 31.98 | 13979.86 | .00 | .00 | .00 | 13979.86 | Employed | 20.71 | NA | 9509.17 | 4470.69 | No Escrow | 32.71 | 104316.68 | XXXX | XXXX | 35.19 | 35.19 | 84.76 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 12.0 | 14.0 | 1345.94 | 1642.69 | 0 | 3188.94 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 14 | 06-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 4080.24 | 1 | 23000 | 194 | 6 | 0.6176459510357816 | 8.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0586 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 777 | 777 | 784 | 762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 2YR Full Doc | Investment | Refinance | Cash Out - Other | 27.97 | 44.78 | 9583.33 | .00 | .00 | .00 | 9583.33 | Employed | 9.31 | 1 YR | 5291.47 | 4291.86 | No Escrow | 38.61 | 93680.25 | XXXX | XXXX | 26.5 | 26.5 | 74.84 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 766.02 | 988.36 | 0 | 2426.21 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 2931.70 | 1 | 25500 | 139 | 8 | 0.09297878153173664 | 0.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0607 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 671 | 671 | 636 | 696 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WI | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 5.77 | 15.17 | 45410.00 | .00 | .00 | .00 | 45410.00 | Employed | 21.92 | NA | 38521.19 | 6888.81 | No Escrow | 50.34 | 116359.85 | XXXX | XXXX | 57.65 | 57.65 | 69.96 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.25 | 13.25 | 1378.13 | 1686.86 | 0 | 2311.58 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 4395.30 | 1 | 43919 | 297 | 9 | 0.8415130674002751 | 23.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0602 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 788 | 788 | 817 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 42.38 | 49.86 | 7790.27 | .00 | .00 | .00 | 7790.27 | Employed | 7.96 | NA | 3905.73 | 3884.54 | No Escrow | 20.74 | 63294.89 | XXXX | XXXX | 22.95 | 22.95 | 78.17 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.25 | 10.25 | 749.38 | 998.92 | 0 | 3052 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3259.10 | 1 | 37785 | 201 | 10 | 0.06467075038284839 | 5.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0645 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 685 | 683 | 685 | 699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 627 | 640 | 613 | 627 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MD | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 20.52 | 43.83 | 11884.17 | 5591.04 | .00 | .00 | 17475.21 | Employed | Employed | 15.58 | 5.64 | 2 YRS | 9815.57 | 7659.64 | No Escrow | 35.68 | 119281.27 | XXXX | XXXX | 23.73 | 23.73 | 77.84 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.375 | 13.375 | 1184.9 | 1427.87 | 0 | 3342.67 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 24500 | 294 | 13 | 0.9935730680948738 | 8.92 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0608 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 796 | 746 | 775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 22 | 26.66 | 19099.69 | .00 | .00 | .00 | 19099.69 | Employed | 6.45 | 2 YRS | 14007.29 | 5092.4 | Taxes and Insurance | 52.93 | 197106.69 | XXXX | XXXX | 26.08 | 26.08 | 26.08 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.25 | 11.25 | 1520.55 | 1997.81 | 2083.89 | 3724.27 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 55000 | 383 | 4 | 0.1146774193548387 | 10.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0659 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 720 | 720 | 722 | 704 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MI | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 25.57 | 45.96 | 9412.34 | .00 | .00 | .00 | 9412.34 | Employed | 5.41 | 2 YRS | 5086.29 | 4326.05 | No Escrow | 20.88 | 48443.8 | XXXX | XXXX | 13.55 | 13.55 | 81.36 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.125 | 13.125 | 475.13 | 561.86 | 0 | 2320.32 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 995.00 | 1 | 33615 | 111 | 8 | 0.12904761904761905 | 4.42 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0562 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 738 | 747 | 738 | 723 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 795 | 786 | 799 | 795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | SC | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 13.43 | 30.3 | 94393.51 | .00 | .00 | .00 | 94393.51 | Employed | Not Employed | 3.23 | 8.98 | NA | 65793.26 | 28600.25 | No Escrow | 14.99 | 184566.91 | XXXX | XXXX | 11.73 | 11.73 | 90.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 14.75 | 16.75 | 2349.44 | 2712.52 | 0 | 12315.17 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 8 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 5715.12 | 2 | 110616 | 310 | 10 | 0.22116465863453816 | 2.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0572 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 743 | 733 | 762 | 743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 722 | 722 | 741 | 703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 30.56 | 42.87 | 25528.28 | .00 | .00 | .00 | 25528.28 | Employed | Not Employed | 16.7 | 2 YRS | 14583.98 | 10944.3 | No Escrow | 36.13 | 256987.69 | XXXX | XXXX | 22.84 | 22.84 | 79.3 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.125 | 11.125 | 2152.5 | 2840.78 | 0 | 7112.53 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 5711.30 | 1 | 9837 | 327 | 6 | 0.44780600461893766 | 6.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxx2339 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 738 | 724 | 738 | 752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WI | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 26.87 | 50 | 20169.75 | .00 | .00 | .00 | 20169.75 | Employed | 26.35 | 3 YRS | 10085.09 | 10084.66 | No Escrow | 28.74 | 139660.05 | XXXX | XXXX | 30.2 | 30.2 | 61.67 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Correspondent - Equity Advantage HELOC | 8.5 | 10.5 | 1785.0 | 2345.92 | 0 | 4859.05 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5040.00 | 1 | 92900 | 325 | 23 | 0.5776060070671378 | 22.42 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0649 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 701 | 718 | 680 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 43.45 | 47.37 | 43573.00 | .00 | .00 | .00 | 43573.00 | Employed | NA | 22934.52 | 20638.48 | No Escrow | 22.1 | 399143 | XXXX | XXXX | 14.28 | 14.28 | 79.58 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.875 | 13.875 | 3904.11 | 4780.33 | 0 | 18057.26 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 21700 | 221 | 8 | 0.9735984237864947 | 1.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 661 | 661 | 641 | 670 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.07 | 23.97 | 57767.48 | .00 | .00 | .00 | 57767.48 | Employed | 4.04 | 2 YRS | 43919.56 | 13847.92 | No Escrow | 20.86 | 185451.16 | XXXX | XXXX | 14.98 | 14.98 | 72.42 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 13.5 | 15.5 | 2250.0 | 2641.52 | 0 | 8891.08 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 6.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3980.00 | 1 | 98982 | 122 | 7 | 0.889442046447581 | 2.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 747 | 746 | 747 | 779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.25 | 39.72 | 30862.00 | .00 | .00 | .00 | 30862.00 | Employed | 0.29 | 2 YRS | 18604.35 | 12257.65 | No Escrow | 25.38 | 112671.99 | XXXX | XXXX | 30.56 | 30.56 | 72.2 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9 | 11.0 | 1875.0 | 2451.89 | 0 | 4438.91 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 4975.00 | 2 | 57630 | 216 | 16 | 0.22527109515260324 | 15.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 784 | 784 | 781 | 808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 8.64 | 19.86 | 48809.27 | .00 | .00 | .00 | 48809.27 | Employed | 7.98 | NA | 39115.29 | 9693.98 | No Escrow | 105.08 | 246043.06 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.625 | 11.625 | 2060.01 | 2586.68 | 0 | 2341.54 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 2494.80 | 5 | 48500 | 227 | 3 | 0.2173157894736842 | 4.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0578 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 743 | 753 | 743 | 708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 40.26 | 46.3 | 9230.00 | .00 | .00 | .00 | 9230.00 | Employed | 14.42 | 2 YRS | 4956.79 | 4273.21 | No Escrow | 28.79 | 98467.69 | XXXX | XXXX | 28.26 | 28.26 | 84.87 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.125 | 13.125 | 1297.92 | 1593.56 | 0 | 3420.57 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 07-31-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2786.00 | 1 | 20165 | 106 | 10 | 0.35457707509881425 | 5.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0625 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 667 | 674 | 661 | 667 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 22.55 | 40.73 | 14546.00 | .00 | .00 | .00 | 14546.00 | Employed | 8.76 | 2 YRS | 8621 | 5925 | No Escrow | 22.65 | 69255.3 | XXXX | XXXX | 19.72 | 19.72 | 73.61 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 13.625 | 15.625 | 1419.27 | 1641.0 | 0 | 3058.27 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 6.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2487.50 | 1 | 30416 | 140 | 8 | 0.80709375 | 5.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0638 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 787 | 787 | 789 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 26.36 | 35 | 29524.00 | .00 | .00 | .00 | 29524.00 | Employed | 5.59 | NA | 19189.94 | 10334.06 | No Escrow | 57.78 | 396873.49 | XXXX | XXXX | 23.08 | 23.08 | 53.97 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.25 | 11.25 | 3083.33 | 3996.16 | 0 | 6868.74 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 50503 | 427 | 10 | 0.1274258365475878 | 7.50 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx7638 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 762 | 754 | 762 | 782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.61 | 21.07 | 59053.64 | .00 | .00 | .00 | 59053.64 | Employed | 9.25 | NA | 46608.51 | 12445.13 | No Escrow | 55.24 | 479197.93 | XXXX | XXXX | 23.92 | 23.92 | 45.92 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.375 | 11.375 | 3906.25 | 5039.7 | 0 | 8675.58 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 06-01-2030 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 15000.00 | 1 | 50000 | 292 | 7 | 0.06147994467496542 | 1 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx7873 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 778 | 778 | 772 | 790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 757 | 760 | 757 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NV | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 9.72 | 15.47 | 14667.40 | 20681.20 | .00 | .00 | 35348.60 | Employed | Employed | 19.08 | 19.08 | NA | 29881.27 | 5467.33 | No Escrow | 58.88 | 179511.65 | XXXX | XXXX | 32.33 | 32.33 | 73.55 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.875 | 11.875 | 1522.4 | 1910.76 | 0 | 3048.97 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 2.375 | Nearest | 0.000 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 07-01-2028 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AO | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 1387.50 | 1 | 53000 | 479 | 23 | 0.13416545295659774 | 7.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxx | xxxxxx8071 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 778 | 775 | 778 | 785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MD | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 4.02 | 28.95 | 14625.85 | .00 | .00 | .00 | 14625.85 | Employed | 8.75 | NA | 10392.17 | 4233.68 | No Escrow | 22.78 | 76250.99 | XXXX | XXXX | 23.24 | 23.24 | 74.61 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 11.625 | 13.625 | 1052.98 | 1267.58 | 0 | 3369.79 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 08-01-2028 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 1619.56 | 1 | 25000 | 218 | 20 | 0.06527090749387453 | 5.92 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx8080 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 718 | 719 | 718 | 690 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 24.81 | 48.55 | 13501.82 | .00 | .00 | .00 | 13501.82 | Employed | 19.42 | NA | 6946.33 | 6555.49 | No Escrow | 6 | 18544.26 | XXXX | XXXX | 25.95 | 25.95 | 74.34 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 12.375 | 14.375 | 1335.47 | 1597.1 | 0 | 3088.56 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.875 | Nearest | 0.000 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 08-01-2030 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1456.88 | 2 | 50000 | 290 | 23 | 0.45113296280461734 | 7.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0174 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 700 | 700 | 678 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 48.77 | 49.44 | 7916.65 | .00 | .00 | .00 | 7916.65 | Employed | 9.17 | 2 YRS | 4002.69 | 3913.96 | No Escrow | 4.73 | 17381 | XXXX | XXXX | 10.19 | 10.19 | 43.15 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.125 | 11.125 | 608.33 | 791.57 | 0 | 3677.72 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7 | 14 | 02-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 24000 | 157 | 6 | 0.9045877061469265 | 19 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0185 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 756 | 745 | 756 | 761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 34.09 | 37.85 | 18846.94 | .00 | .00 | .00 | 18846.94 | Employed | 18.42 | Yes | 11712.64 | 7134.3 | No Escrow | 0 | 0 | XXXX | XXXX | 46.07 | 46.07 | 74.9 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.5 | 11.5 | 2770.83 | 3354.17 | 0 | 5840.96 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.5 | Nearest | 0.125 | 45 Days | WSJPrimeRateFirstBusDay | 7 | 14 | 02-28-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 30000 | 295 | 2 | 0.824 | 15 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0175 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 724 | 722 | 724 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 18.93 | 41.3 | 19598.00 | .00 | .00 | .00 | 19598.00 | Employed | 9.33 | 2 YRS | 11504.05 | 8093.95 | No Escrow | 52.37 | 173727.1 | XXXX | XXXX | 39.16 | 39.16 | 88.95 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Correspondent - Equity Advantage HELOC | 12.125 | 14.125 | 1818.75 | 2211.23 | 0 | 3317.47 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.375 | Nearest | 0.125 | 60 Days | WSJPrimeRateDaily | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3582.00 | 2 | 30000 | 125 | 9 | 0.31225596529284166 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0184 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 740 | 733 | 740 | 756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 14.36 | 34.64 | 33481.00 | .00 | .00 | .00 | 33481.00 | Employed | 6.42 | NA | 21884.53 | 11596.47 | No Escrow | 62.98 | 258519.78 | XXXX | XXXX | 41.13 | 41.13 | 84.96 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Correspondent - Equity Advantage HELOC | 6.75 | 8.75 | 1518.75 | 2220.13 | 0 | 4105.09 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3 | No Rounding | 0.000 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 02-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 8073.00 | 3 | 10348 | 225 | 7 | 0.10546666666666667 | 5.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0246 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 670 | 670 | 660 | 697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 11.21 | 48.82 | 30983.79 | .00 | .00 | .00 | 30983.79 | Employed | NA | 15858.08 | 15125.71 | No Escrow | 36.48 | 113712.04 | XXXX | XXXX | 40.06 | 40.06 | 78.21 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 12.875 | 14.875 | 1931.25 | 2288.14 | 0 | 3116.84 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 6.125 | Nearest | 0.125 | 45 Days | WSJPrimeRateDaily | 6.75 | 14 | 03-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5382.00 | 5 | 28337 | 225 | 12 | 0.9586802367912881 | 10.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0321 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 683 | 683 | 702 | 674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.95 | 31.81 | 22297.24 | .00 | .00 | .00 | 22297.24 | Employed | 40 | Yes | 15205.47 | 7091.77 | No Escrow | 21.12 | 76759.78 | XXXX | XXXX | 10.7 | 10.7 | 74.65 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.75 | 11.75 | 650.0 | 783.33 | 0 | 3646.44 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3 | Nearest | 0.125 | 1st day of billing cycle | WSJ1MonthLiborFirstBusinessDay | 6.75 | 14 | 04-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2392.00 | 1 | 33500 | 247 | 8 | 0.6998700685093314 | 4 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0278 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 811 | 813 | 811 | 775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 7.73 | 48.88 | 13449.69 | .00 | .00 | .00 | 13449.69 | Employed | 3.08 | NA | 6875.31 | 6574.38 | No Escrow | 121.92 | 125288.55 | XXXX | XXXX | 68.42 | 68.42 | 68.42 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage | 9.125 | 11.125 | 988.54 | 1287.02 | 0 | 1027.62 | XXXX | HELOC - ARM | 240 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 04-01-2026 | 1 | Yes | 120 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 2587.00 | 4 | 45953 | 220 | 8 | 0.005858085808580858 | 5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0315 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 708 | 708 | 733 | 702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | SC | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 22.87 | 36.63 | 24372.33 | .00 | .00 | .00 | 24372.33 | Employed | 1.67 | NA | 15445.16 | 8927.17 | No Escrow | 47.36 | 239809.75 | XXXX | XXXX | 33.71 | 33.71 | 84.5 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 12.125 | 14.125 | 2526.04 | 3035.71 | 0 | 5063.5 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 04-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 7475.00 | 1 | 28503 | 336 | 13 | 0.6923955084217093 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0343 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 702 | 702 | 710 | 667 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 43.92 | 47.39 | 8724.03 | .00 | .00 | .00 | 8724.03 | Employed | 15.08 | 2 YRS | 4590.02 | 4134.01 | No Escrow | 37.45 | 126896.97 | XXXX | XXXX | 35.37 | 35.37 | 78.02 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 9.875 | 11.875 | 1645.83 | 2089.5 | 0 | 3388.34 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 04-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Attached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3980.00 | 1 | 28500 | 307 | 9 | 0.8371220930232558 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0387 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 732 | 734 | 725 | 732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 26.1 | 34.47 | 12758.73 | .00 | .00 | .00 | 12758.73 | Employed | NA | 8360.45 | 4398.28 | No Escrow | 17.44 | 58068.84 | XXXX | XXXX | 13.65 | 13.65 | 83.36 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Correspondent - Equity Advantage HELOC | 12 | 14.0 | 600.0 | 722.82 | 0 | 3207.46 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 5.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 04-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1194.00 | 1 | 38535 | 153 | 3 | 0 | 11.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxxx0351 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 775 | 794 | 767 | 775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 26.26 | 42.86 | 24000.00 | .00 | .00 | .00 | 24000.00 | Employed | 11.17 | NA | 13712.6 | 10287.4 | No Escrow | 27.84 | 156662.14 | XXXX | XXXX | 25.86 | 25.86 | 62.72 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 8.25 | 10.25 | 2062.5 | 2738.65 | 0 | 5627.33 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2029 | 1 | Yes | 36 | No | No | Y | 12 | 2% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 6140.00 | 1 | 75000 | 220 | 9 | 0.19332263242375602 | 4 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0410 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 711 | 711 | 701 | 718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 31.55 | 46.13 | 22383.61 | .00 | .00 | .00 | 22383.61 | Employed | 6.08 | NA | 12057.17 | 10326.44 | No Escrow | 14.07 | 96550.07 | XXXX | XXXX | 10.9 | 10.9 | 82.39 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Correspondent - Equity Advantage HELOC | 12.875 | 14.875 | 1072.92 | 1272.39 | 0 | 6863.35 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 6.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1990.00 | 1 | 131033 | 142 | 22 | 0.1594251474774143 | 3.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0453 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 746 | 751 | 746 | 729 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 27.4 | 31.28 | 12055.00 | .00 | .00 | .00 | 12055.00 | Employed | 12.25 | NA | 8284.05 | 3770.95 | No Escrow | 0 | 0 | XXXX | XXXX | 29.43 | 29.43 | 38.42 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Correspondent - Equity Advantage HELOC | 8 | 10.0 | 1333.33 | 1818.81 | 0 | 2817.47 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 5980.00 | 2 | 24000 | 268 | 3 | 0.5898941798941799 | 18 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0419 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | No | XXXX | 695 | 683 | 695 | 695 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Debt Consolidation | 44.42 | 44.42 | 4123.03 | .00 | .00 | .00 | 4123.03 | Employed | 7.83 | Yes | 2291.45 | 1831.58 | No Escrow | 2.62 | 4500.1 | XXXX | XXXX | 21.83 | 21.83 | 84.41 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11 | 13.0 | 495.0 | 609.59 | 0 | 1716.99 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1614.60 | 1 | 10330 | 250 | 33 | 0.3958221498657984 | 4 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0480 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 749 | 778 | 749 | 721 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 11.86 | 33.73 | 41141.15 | .00 | .00 | .00 | 41141.15 | Employed | 18.25 | NA | 27266.15 | 13875 | No Escrow | 56.78 | 174613.77 | XXXX | XXXX | 37.25 | 37.25 | 64.01 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 1406.25 | 1814.74 | 0 | 2666.78 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 3582.00 | 3 | 316000 | 236 | 10 | 0.09468966968230591 | 16 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| xxxx | xxxxxx0425 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 685 | 675 | 716 | 685 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 37.58 | 48.43 | 18858.11 | .00 | .00 | .00 | 18858.11 | Employed | 2.17 | NA | 9724.39 | 9133.72 | No Escrow | 3.81 | 21403.48 | XXXX | XXXX | 23.69 | 23.69 | 49.25 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9 | 11.0 | 2625.0 | 3433.23 | 0 | 6278.84 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 05-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 10465.00 | 2 | 51100 | 272 | 12 | 0.4917111944508977 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxx8696 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 747 | 705 | 747 | 747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 24.57 | 48.05 | 55000.00 | .00 | .00 | .00 | 55000.00 | Employed | 4.69 | NA | 28571.65 | 26428.35 | Taxes and Insurance | 35.42 | 449100.72 | XXXX | XXXX | 19.23 | 19.23 | 61.22 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Capital Alliance | 8.375 | 10.375 | 3489.58 | 4322.92 | 2769.29 | 12678.17 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.750 | 14 | 07-01-2029 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 45000 | 349 | 16 | 0.19425140981650008 | 1.33 | No | XXXX | Manual Underwriting | 0 | 8.375 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 667 | 667 | 652 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 704 | 704 | 700 | 731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 29.07 | 40.56 | 19389.00 | 34435.56 | .00 | .00 | 53824.56 | Employed | Employed | 3.2 | 3.59 | NA | 31991.77 | 21832.79 | No Escrow | 45.31 | 634276.83 | XXXX | XXXX | 33.71 | 33.71 | 64.55 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.125 | 12.125 | 6328.13 | 7975.22 | 0 | 13999.7 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.7500 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 60000 | 258 | 15 | 0.9210032770355432 | 5.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxx0678 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | No | false | XXXX | 729 | 731 | 728 | 729 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 25.42 | 47.61 | 17616.80 | .00 | .00 | .00 | 17616.80 | Employed | 19.25 | 2 YRS | 9229.93 | 8386.87 | No Escrow | 42.87 | 174707.98 | XXXX | XXXX | 27.99 | 27.99 | 74.63 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 1390.63 | 1794.51 | 0 | 4074.99 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1762.20 | 1 | 138080 | 95 | 9 | 0.254186295503212 | 0 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0796 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 690 | 690 | 709 | 686 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 32.97 | 47.38 | 35148.00 | .00 | .00 | .00 | 35148.00 | Employed | 23.46 | NA | 18495.97 | 16652.03 | No Escrow | 25.65 | 269070.12 | XXXX | XXXX | 11.11 | 11.11 | 24.57 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.125 | 12.125 | 4218.75 | 5316.81 | 0 | 10490.2 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 63563 | 494 | 23 | 0.5710237566227995 | 36.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0569 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 702 | 702 | 698 | 716 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 13.77 | 21.78 | 29638.00 | .00 | .00 | .00 | 29638.00 | Employed | 27.65 | NA | 23183.62 | 6454.38 | No Escrow | 42.46 | 159877.17 | XXXX | XXXX | 34.26 | 34.26 | 79.83 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.125 | 13.125 | 1549.57 | 1866.74 | 0 | 3765.21 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1623.60 | 1 | 22598 | 138 | 8 | 0 | 8.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx1035 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 716 | 697 | 738 | 716 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.71 | 31.88 | 25791.70 | .00 | .00 | .00 | 25791.70 | Employed | 11.79 | 2 YRS | 17570.5 | 8221.2 | No Escrow | 0 | 0 | XXXX | XXXX | 27.85 | 27.85 | 75.55 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.875 | 12.875 | 1631.25 | 2014.92 | 0 | 3926.53 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3582.00 | 1 | 76515 | 159 | 8 | 0.46046846846846845 | 6 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0673 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 701 | 701 | 730 | 698 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 16.56 | 22.96 | 51503.41 | .00 | .00 | .00 | 51503.41 | Employed | 29.77 | 2 YRS | 39677.47 | 11825.94 | No Escrow | 0 | 0 | XXXX | XXXX | 7.45 | 7.45 | 75.42 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.875 | 12.875 | 907.57 | 1121.04 | 0 | 8315.37 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1992.91 | 1 | 148131 | 230 | 10 | 0.2183070204904266 | 7.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0622 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 763 | 742 | 764 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 45.43 | 48.83 | 21806.57 | .00 | .00 | .00 | 21806.57 | Employed | 7.33 | NA | 11157.92 | 10648.65 | No Escrow | 9.4 | 90585.15 | XXXX | XXXX | 9.65 | 9.65 | 84.06 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.375 | 12.375 | 1080.73 | 1352.44 | 0 | 9635.94 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Attached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 17083 | 134 | 12 | 0.1355992313626365 | 1.25 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0651 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 688 | 728 | 651 | 688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 12.11 | 32.7 | 273904.00 | .00 | .00 | .00 | 273904.00 | Employed | 11.04 | NA | 184337.94 | 89566.06 | No Escrow | 15.37 | 493118.83 | XXXX | XXXX | 9.09 | 9.09 | 60.69 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.5 | 12.5 | 4375.0 | 5456.42 | 0 | 32081.52 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 516308 | 154 | 20 | 0.5336544850498339 | 2.67 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0797 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 797 | 797 | 810 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 776 | 776 | 776 | 765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 33.78 | 46.83 | 9350.06 | .00 | .00 | .00 | 9350.06 | Employed | Not Employed | 26.74 | 3.39 | 2 YRS | 4971.87 | 4378.19 | No Escrow | 44.83 | 127421.52 | XXXX | XXXX | 14.01 | 14.01 | 48.57 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.125 | 10.125 | 886.98 | 1202.86 | 0 | 2842.31 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 07-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 2606.90 | 1 | 9315 | 341 | 9 | 0.22862795619766266 | 6.00 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxx8718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 807 | 812 | 792 | 807 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 41.37 | 41.66 | 50400.98 | .00 | .00 | .00 | 50400.98 | Employed | 14.96 | NA | 29404.55 | 20996.43 | No Escrow | 24.37 | 481562.31 | XXXX | XXXX | 15.15 | 15.15 | 77.45 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Capital Alliance | 8.875 | 10.875 | 3697.92 | 4792.6 | 0 | 19756.75 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 2.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.750 | 14 | 08-01-2026 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 110000 | 257 | 1 | 0.13213636363636364 | 1.17 | No | XXXX | Manual Underwriting | 0 | 8.875 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| xxxxxx0793 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 778 | 759 | 782 | 778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 15.79 | 38.28 | 60683.58 | .00 | .00 | .00 | 60683.58 | Employed | 2.33 | 1 YR | 37454.87 | 23228.71 | Taxes and Insurance | 0 | 0 | XXXX | XXXX | 34.52 | 34.52 | 63.3 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 5259.34 | 5259.34 | 1474.64 | 9582.71 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 83055 | 364 | 8 | 0.27974747474747474 | 11.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 815 | 815 | 824 | 804 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 810 | 810 | 824 | 802 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 38.62 | 40.34 | .00 | 8136.20 | .00 | .00 | 8136.20 | Not Employed | Employed | 4.83 | Yes | 4854.34 | 3281.86 | Taxes and Insurance | 0 | 0 | XXXX | XXXX | 10.92 | 10.92 | 43.1 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.875 | 10.875 | 753.76 | 971.85 | 767.67 | 2923.77 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 51000 | 313 | 6 | 0.028103896103896103 | 9.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||
| xxxxxx0795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 725 | 687 | 734 | 725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 752 | 745 | 752 | 758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 1YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 18.93 | 34.35 | 14677.84 | 13196.43 | .00 | .00 | 27874.27 | Employed | Employed | 1.5 | 1 | 2 YRS | 18298.91 | 9575.36 | No Escrow | 22.54 | 112044.01 | XXXX | XXXX | 16.13 | 16.13 | 79.78 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.25 | 12.25 | 1195.83 | 1501.71 | 0 | 4969.83 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 35584 | 160 | 10 | 0.35817477876106196 | 5.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxx0715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 716 | 692 | 716 | 718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 7.84 | 12.63 | 76414.88 | .00 | .00 | .00 | 76414.88 | Employed | 18 | NA | 66762.91 | 9651.97 | No Escrow | 93.77 | 464662.76 | XXXX | XXXX | 63.51 | 63.51 | 63.51 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.0 | 12.0 | 3916.67 | 4954.27 | 0 | 4955.13 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 14 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 30000 | 266 | 17 | 0.2550776379916128 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx0808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 737 | 680 | 737 | 738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 44.35 | 47.2 | 14908.62 | .00 | .00 | .00 | 14908.62 | Employed | 1.83 | NA | 7872.14 | 7036.48 | No Escrow | 10.23 | 55492.47 | XXXX | XXXX | 34.38 | 34.38 | 62.04 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.0 | 11.0 | 3300.0 | 4315.91 | 0 | 5596.36 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 07-01-2031 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 8756.00 | 1 | 45492 | 188 | 15 | 0.2524318429661941 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0620 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 780 | 784 | 780 | 773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 790 | 790 | 809 | 784 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 41.29 | 44.09 | 17145.14 | 2646.10 | .00 | .00 | 19791.24 | Employed | Employed | 4.25 | NA | 11066.17 | 8725.07 | No Escrow | 40.2 | 299341.48 | XXXX | XXXX | 26.3 | 26.3 | 78.17 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.75 | 10.75 | 2260.42 | 2984.81 | 0 | 7446.68 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 9269.00 | 3 | 23900 | 297 | 9 | 0.12516072980017376 | 3 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||
| xxxxxxx0173 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | No | XXXX | 798 | 786 | 803 | 798 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 798 | 787 | 809 | 798 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | 2YR Full Doc | Primary Residence | Refinance | Cash Out - Other | 47.21 | 48.39 | 12377.18 | .00 | .00 | .00 | 12377.18 | Employed | Not Employed | 33.83 | 2 YRS | 6387.93 | 5989.25 | No Escrow | 28.08 | 146342.15 | XXXX | XXXX | 28.0 | 28.0 | 69.61 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 5 YR DRAW | 9.5 | 11.5 | 2216.67 | 2847.92 | 0 | 5212 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.5 | 18 | 05-01-2025 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 2390.00 | 1 | 23500 | 393 | 4 | 0.08345744680851064 | 10 | No | XXXX | Manual Underwriting | 0 | 9.500 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxxx0609 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 696 | 686 | 696 | 738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 707 | 751 | 696 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 23.68 | 44.13 | 21027.60 | .00 | .00 | .00 | 21027.60 | Employed | Not Employed | 23.67 | 23.67 | NA | 11747.31 | 9280.29 | No Escrow | 21.82 | 102317.67 | XXXX | XXXX | 13.02 | 13.02 | 57.23 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 9.875 | 11.875 | 1135.63 | 1425.18 | 0 | 4689.54 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-07-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 1390.00 | 2 | 41929 | 382 | 39 | 0.1367309583556447 | 1.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxxx0628 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 684 | 689 | 684 | 658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 28.55 | 34.28 | 48860.23 | .00 | .00 | .00 | 48860.23 | Employed | 2.42 | NA | 32110.05 | 16750.18 | No Escrow | 38.3 | 497611 | XXXX | XXXX | 29.62 | 29.62 | 78.67 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 12.75 | 14.75 | 5312.5 | 6269.98 | 0 | 12993.7 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 5.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-04-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 50108 | 116 | 8 | 0.20923857868020304 | 2 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0006 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | XXXX | 706 | 723 | 702 | 706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 26.52 | 35.29 | 42138.57 | .00 | .00 | .00 | 42138.57 | Employed | 7.08 | NA | 27266.88 | 14871.69 | No Escrow | 26.92 | 284979 | XXXX | XXXX | 20.53 | 20.53 | 84.93 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 11.75 | 13.75 | 2914.98 | 3501.56 | 0 | 10587.11 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.5 | 18 | 03-24-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Correspondent Bulk | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 8931.00 | 1 | 23500 | 196 | 13 | 0.45321063394683025 | 2.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0405 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 698 | 698 | 721 | 683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 699 | 699 | 726 | 699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 31.94 | 43.15 | 7682.12 | 7682.12 | .00 | .00 | 15364.24 | Employed | Employed | 2.58 | 2.58 | NA | 8734.18 | 6630.06 | No Escrow | 25.78 | 116156 | XXXX | XXXX | 21.86 | 21.86 | 67.78 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 11.125 | 13.125 | 1854.17 | 2255.91 | 0 | 4505.32 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 3.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.5 | 18 | 03-01-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 4000.00 | 1 | 41633 | 264 | 10 | 0.9021831518891541 | 4.25 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxxx0514 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 691 | 691 | 717 | 682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 24 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 21.5 | 30.71 | 27759.70 | .00 | .00 | .00 | 27759.70 | Employed | 7.5 | NA | 19235.1 | 8524.6 | No Escrow | 52.14 | 279431.25 | XXXX | XXXX | 42.86 | 42.86 | 79.84 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 5 YR DRAW | 12.25 | 14.25 | 3062.5 | 3672.13 | 0 | 5358.87 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 03-26-2030 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 26986 | 147 | 8 | 0.5320555555555555 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0552 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 768 | 786 | 768 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 808 | 784 | 808 | 811 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 13.3 | 33.24 | 26640.00 | .00 | .00 | .00 | 26640.00 | Employed | Not Employed | 12.25 | NA | 17784.54 | 8855.46 | No Escrow | 47.61 | 152385.25 | XXXX | XXXX | 27.1 | 27.1 | 67.24 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 5 YR DRAW | 9.875 | 11.875 | 1275.52 | 1618.2 | 0 | 3200.78 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.5 | 18 | 04-01-2030 | 1 | Yes | 60 | No | No | Y | 12 | HELOC - Termination Fee | Correspondent Bulk | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 193.75 | 1 | 40000 | 248 | 19 | 0.07496468594029569 | 9.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxxx0605 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 736 | 736 | 736 | 724 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 760 | 746 | 769 | 760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 2YR Full Doc | Second Home | Refinance | Cash Out - Other | 21.87 | 49.65 | 5416.67 | 13372.92 | .00 | .00 | 18789.59 | Employed | Employed | 0.42 | 2 YRS | 9460.01 | 9329.58 | No Escrow | 31.91 | 139887.53 | XXXX | XXXX | 26.06 | 26.06 | 80.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 10.875 | 12.875 | 1753.59 | 2145.5 | 0 | 4383.24 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 3.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 14 | 04-21-2025 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 3000.00 | 2 | 30988 | 266 | 10 | 0.0821863260706236 | 3.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||
| xxxxxxx0640 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 703 | 703 | 687 | 719 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 718 | 718 | 671 | 718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Investment | Refinance | Cash Out - Other | 22.36 | 49.51 | 15887.41 | 4289.48 | .00 | .00 | 20176.89 | Employed | Unknown | 16.75 | NA | 10187.42 | 9989.47 | No Escrow | 26.49 | 124168.52 | XXXX | XXXX | 17.54 | 17.54 | 74.18 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 13.875 | 15.875 | 1734.38 | 2014.72 | 0 | 4688 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 6.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 05-05-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Correspondent Bulk | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 2 | xxx | .00 | 2 | 110251 | 38 | 13 | 0.5923518854800514 | 10 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||
| xxxxxxx0682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 742 | 755 | 681 | 742 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | 24 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 5.35 | 19.2 | 37838.96 | .00 | .00 | .00 | 37838.96 | Employed | 2.67 | NA | 30573.14 | 7265.82 | No Escrow | 45.68 | 92497.65 | XXXX | XXXX | 34.85 | 34.85 | 84.73 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 5 YR DRAW | 12 | 14.0 | 965.0 | 1162.43 | 0 | 2025.08 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-04-2030 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1133.88 | 1 | 77985 | 202 | 13 | 0.21880821272850096 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0700 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 791 | 791 | 786 | 797 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Second Home | Refinance | Cash Out - Other | 13.63 | 43.66 | 25222.45 | .00 | .00 | .00 | 25222.45 | Employed | 2.67 | NA | 14209.44 | 11013.01 | No Escrow | 33.73 | 147682 | XXXX | XXXX | 27.3 | 27.3 | 69.91 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 5 YR DRAW | 9.75 | 11.75 | 1974.38 | 2516.62 | 0 | 4377.77 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-01-2025 | 1 | Yes | 60 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 46000 | 247 | 11 | 0.02373849201724741 | 9 | No | XXXX | Manual Underwriting | 0 | 9.750 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0164 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 752 | 749 | 752 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 683 | 716 | 683 | 683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 32.8 | 42.75 | 9712.35 | .00 | .00 | .00 | 9712.35 | Employed | Not Employed | 9.08 | NA | 5560.05 | 4152.3 | No Escrow | 46.95 | 134779 | XXXX | XXXX | 17.15 | 17.15 | 47.61 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 9.875 | 11.875 | 1234.38 | 1549.38 | 0 | 2870.97 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 03-26-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 2 | 36225 | 239 | 2 | 0.43024251958692233 | 15.67 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||
| xxxxxxx0174 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 711 | 711 | 746 | 687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 704 | 661 | 711 | 704 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 19.18 | 47.63 | 25095.44 | 2809.44 | .00 | .00 | 27904.88 | Employed | Employed | 11.58 | 16.17 | NA | 14614.48 | 13290.4 | No Escrow | 26.53 | 132088.4 | XXXX | XXXX | 24.2 | 24.2 | 84.6 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 11.75 | 13.75 | 1860.42 | 2234.32 | 0 | 4979.13 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-16-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 192500 | 348 | 28 | 0.3932068390325271 | 5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxxx0277 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 812 | 800 | 827 | 812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 812 | 809 | 832 | 812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 11.99 | 15.01 | 29637.00 | 29637.00 | .00 | .00 | 59274.00 | Employed | Employed | 23.83 | 23.83 | NA | 50378.12 | 8895.88 | No Escrow | 31.64 | 197158 | XXXX | XXXX | 21.86 | 21.86 | 41.3 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 8.875 | 10.875 | 2958.33 | 3833.43 | 0 | 6230.48 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-03-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 1 | 21126 | 437 | 4 | 0.02321375727484957 | 22.5 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||
| xxxxxxx0386 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 769 | 769 | 756 | 784 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 40.83 | 49.06 | 19745.53 | .00 | .00 | .00 | 19745.53 | Employed | 20.33 | NA | 10059.27 | 9686.26 | No Escrow | 19.12 | 137607.73 | XXXX | XXXX | 15.09 | 15.09 | 35.18 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 9.12 | 11.12 | 3040.0 | 3905.73 | 0 | 7196.53 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 1.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-07-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 72555 | 455 | 3 | 0.3021496653822754 | 27.83 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxxx0526 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 776 | 759 | 800 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 788 | 780 | 796 | 788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 36.29 | 37.26 | 47923.73 | .00 | .00 | .00 | 47923.73 | Employed | Not Employed | 5.17 | NA | 30067.57 | 17856.16 | No Escrow | 1.08 | 17643.53 | XXXX | XXXX | 10.0 | 10.0 | 85.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 11.625 | 13.625 | 4795.31 | 5773.08 | 0 | 16412.39 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 7.5 | 18 | 04-14-2028 | 1 | Yes | 36 | No | No | Y | 12 | HELOC - Termination Fee | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 13612.50 | 1 | 37100 | 558 | 11 | 0.043605474280320904 | 0.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxxx0782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 698 | 694 | 712 | 698 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 24 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 3.15 | 5.93 | 146521.47 | .00 | .00 | .00 | 146521.47 | Employed | 12.33 | NA | 137836.82 | 8684.65 | No Escrow | 52.05 | 216676 | XXXX | XXXX | 25.75 | 25.75 | 76.0 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | 30 YR HELOC 2ND LIEN EQUITY ADVANTAGE 3 YR DRAW | 11.5 | 13.5 | 2156.25 | 2602.81 | 0 | 4163.09 | XXXX | HELOC - ARM | 324 | 360 | XXXX | 4 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 7.5 | 18 | 05-23-2028 | 1 | Yes | 36 | No | No | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 976.50 | 1 | 37900 | 115 | 11 | 0.974093567251462 | 5.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 760 | 745 | 775 | 760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 44.5 | 44.82 | 5859.66 | .00 | .00 | .00 | 5859.66 | Employed | NA | 3233.29 | 2626.37 | No Escrow | 11.88 | 28880.74 | XXXX | XXXX | 17.57 | 17.57 | 58.26 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.625 | 10.625 | 539.06 | 715.4 | 0 | 2431.03 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1492.50 | 1 | 20300 | 307 | 15 | 0.1755820105820106 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0849 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 767 | 767 | 780 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 33.68 | 40.97 | 12994.00 | .00 | .00 | .00 | 12994.00 | Employed | 4.42 | 2 YRS | 7670.89 | 5323.11 | No Escrow | 0 | 0 | XXXX | XXXX | 23.89 | 23.89 | 58.72 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.625 | 10.625 | 1437.5 | 1907.72 | 0 | 3905.89 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3980.00 | 1 | 39600 | 406 | 8 | 0.39314454775993235 | 11.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0832 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 737 | 742 | 733 | 737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 40.31 | 44.57 | 6765.00 | .00 | .00 | .00 | 6765.00 | Employed | 7.42 | 2 YRS | 3749.85 | 3015.15 | No Escrow | 0 | 0 | XXXX | XXXX | 25.01 | 25.01 | 75.0 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 640.31 | 826.28 | 0 | 2541.18 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1631.00 | 1 | 34835 | 127 | 22 | 0.07004771642808452 | 4.67 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 692 | 692 | 679 | 743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 758 | 784 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 26.06 | 35.93 | 24052.15 | 5416.67 | .00 | .00 | 29468.82 | Employed | Employed | 6.67 | 2 YRS | 18880.88 | 10587.94 | No Escrow | 43.41 | 293734.02 | XXXX | XXXX | 28.75 | 28.75 | 74.71 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 10.625 | 12.625 | 3541.67 | 4455.16 | 0 | 6766.3 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75000 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Broker Price Opinion (BPO) Internal | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | 3960.00 | 3 | 25000 | 357 | 14 | 0.2320025131036248 | 10 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxx0845 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 784 | 787 | 765 | 784 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 9.23 | 18.15 | 116109.00 | .00 | .00 | .00 | 116109.00 | Employed | 28.5 | 2 YRS | 95031.48 | 21077.52 | No Escrow | 0 | 0 | XXXX | XXXX | 15.04 | 15.04 | 64.05 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.625 | 10.625 | 1801.43 | 2390.7 | 0 | 10154.19 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 4987.62 | 2 | 111276 | 296 | 12 | 0.4669079754601227 | 26 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 789 | 789 | 804 | 754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 11.16 | 11.36 | 50091.65 | .00 | .00 | .00 | 50091.65 | Employed | NA | 44399.1 | 5692.55 | No Escrow | 47.26 | 237927.46 | XXXX | XXXX | 25.41 | 25.41 | 70.0 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.125 | 11.125 | 1839.29 | 2394.48 | 0 | 5034.08 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2394.60 | 1 | 3000 | 192 | 3 | 0.000588235294117647 | 3 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1055 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 742 | 742 | 755 | 739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 17.59 | 22.5 | 28313.00 | .00 | .00 | .00 | 28313.00 | Employed | 10.5 | NA | 21942.34 | 6370.66 | No Escrow | 28.97 | 135662.12 | XXXX | XXXX | 22.85 | 22.85 | 83.52 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11 | 13.0 | 1283.33 | 1580.34 | 0 | 4682.65 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2786.00 | 1 | 25700 | 359 | 14 | 0.061306323699765346 | 5.08 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0605 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 759 | 757 | 759 | 762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 1YR Full Doc | Investment | Refinance | Cash Out - Other | 18.21 | 33.25 | 22405.33 | .00 | .00 | .00 | 22405.33 | Employed | Yes | 14954.61 | 7450.72 | No Escrow | 0 | 0 | XXXX | XXXX | 30.85 | 30.85 | 74.76 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.75 | 11.75 | 1561.69 | 1990.6 | 0 | 3445.37 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75000 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | ATR/QM: Exempt | ATR/QM: Exempt | 1 | xxx | 3824.94 | 2 | 22000 | 283 | 5 | 0.2801057953543605 | 3.75 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| xxxxxx0721 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 796 | 796 | 786 | 808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 25.31 | 48.85 | 30383.67 | .00 | .00 | .00 | 30383.67 | Employed | 10 | 2 YRS | 15540.05 | 14843.62 | No Escrow | 58.89 | 399103.63 | XXXX | XXXX | 31.3 | 31.3 | 41.87 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.25 | 11.25 | 3083.33 | 3996.16 | 0 | 6776.88 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | D | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 3 | 37000 | 242 | 3 | 0.0396094674556213 | 10.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0636 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 795 | 797 | 795 | 795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 27.91 | 42.77 | 51484.06 | .00 | .00 | .00 | 51484.06 | Employed | 16 | NA | 29465.2 | 22018.86 | No Escrow | 0 | 0 | XXXX | XXXX | 27.27 | 27.27 | 73.67 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.75 | 11.75 | 4875.0 | 6213.89 | 0 | 13032.76 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 2 | 493399 | 328 | 14 | 0.022632944228274967 | 4 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx1083 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 746 | 749 | 746 | 713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 13.46 | 23.03 | 18520.00 | .00 | .00 | .00 | 18520.00 | Employed | 40.25 | NA | 14254.03 | 4265.97 | No Escrow | 0 | 0 | XXXX | XXXX | 28.99 | 28.99 | 74.65 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.0 | 11.0 | 750.0 | 980.89 | 0 | 2273.73 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.25 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Other | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 1990.00 | 2 | 29000 | 367 | 6 | 0.5396772111039381 | 23.33 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| xxxxxx1125 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 761 | 761 | 706 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 23.79 | 30.85 | 70341.00 | .00 | .00 | .00 | 70341.00 | Employed | 22.67 | NA | 48640.27 | 21700.73 | No Escrow | 0 | 0 | XXXX | XXXX | 37.04 | 37.04 | 63.78 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 7812.5 | 10081.54 | 0 | 14589.44 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 19900.00 | 2 | 6160 | 253 | 3 | 0 | 25 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 688 | 679 | 688 | 697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 17.62 | 29.94 | 28058.00 | .00 | .00 | .00 | 28058.00 | Employed | 9.25 | NA | 19656.76 | 8401.24 | No Escrow | 31.46 | 145779.14 | XXXX | XXXX | 24.55 | 24.55 | 78.89 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 11.625 | 13.625 | 1453.13 | 1764.29 | 0 | 4633.18 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 4.875 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 08-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2985.00 | 1 | 86569 | 112 | 26 | 0.3424793388429752 | 5.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0581 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 753 | 701 | 754 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 4.63 | 7.31 | 91666.67 | .00 | .00 | .00 | 91666.67 | Employed | 20.75 | NA | 84966.28 | 6700.39 | No Escrow | 0 | 0 | XXXX | XXXX | 31.47 | 31.47 | 79.91 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.125 | 11.125 | 1794.58 | 2335.89 | 0 | 4240.39 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.375 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 09-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | C | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 4696.40 | 1 | 70172 | 431 | 4 | 0.884 | 9 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx0631 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 782 | 782 | 799 | 771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 793 | 815 | 791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 5.04 | 7.54 | 275528.00 | .00 | .00 | .00 | 275528.00 | Employed | Not Employed | 35.08 | 23.5 | NA | 254755.96 | 20772.04 | No Escrow | 0 | 0 | XXXX | XXXX | 14.99 | 14.99 | 45.3 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.25 | 11.25 | 3854.17 | 4994.34 | 0 | 12748.68 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.5 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.7500 | 18 | 09-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | xxx | .00 | 5 | 65403 | 305 | 5 | 0.16982915717539862 | 21 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||
| xxxxxx0836 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 772 | 792 | 772 | 771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 35.08 | 40.23 | 53015.00 | .00 | .00 | .00 | 53015.00 | Employed | 30.08 | 2 YRS | 31689.52 | 21325.48 | No Escrow | 0 | 0 | XXXX | XXXX | 22.5 | 22.5 | 63.12 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 6328.13 | 7949.55 | 0 | 17099.42 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 09-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | .00 | 1 | 84300 | 387 | 2 | 0.4622920203735144 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||
| xxxxxx1225 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 727 | 804 | 706 | 727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 33.86 | 37.74 | 20413.00 | .00 | .00 | .00 | 20413.00 | Employed | 7.25 | NA | 12709.23 | 7703.77 | No Escrow | 0 | 0 | XXXX | XXXX | 55.23 | 55.23 | 78.13 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.875 | 11.875 | 2880.21 | 3656.36 | 0 | 6191.86 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 3.125 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 09-01-2026 | 60 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 6965.00 | 1 | 32000 | 252 | 10 | 0.04337549041109243 | 11.75 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx1188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 788 | 790 | 780 | 788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 24.74 | 40.22 | 37281.55 | .00 | .00 | .00 | 37281.55 | Employed | 6.25 | NA | 22287.87 | 14993.68 | No Escrow | 0 | 0 | XXXX | XXXX | 9.09 | 9.09 | 54.24 | XXXX | XXXX | XXXX | HELOC | HELOC - ARM | Wholesale - Equity Advantage HELOC | 8.5 | 10.5 | 1418.76 | 1892.31 | 0 | 8748.09 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 1.75 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateFirstBusDay | 6.75 | 18 | 09-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 3985.89 | 3 | 8500 | 307 | 1 | 0 | 0.58 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| xxxxxx1181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 780 | 785 | 767 | 780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Refinance | Cash Out - Other | 47.96 | 47.99 | 15795.00 | .00 | .00 | .00 | 15795.00 | Employed | 11.67 | NA | 8214.52 | 7580.48 | No Escrow | 33.98 | 238439.09 | XXXX | XXXX | 19.52 | 19.52 | 72.92 | XXXX | XXXX | XXXX | Conventional | HELOC - ARM | Wholesale - Equity Advantage HELOC | 9.375 | 11.375 | 1921.88 | 2479.63 | 0 | 7017.73 | XXXX | HELOC - ARM | 300 | 360 | XXXX | 2.625 | Nearest | 0.125 | 1st day of billing cycle | WSJPrimeRateDaily | 6.75 | 18 | 09-01-2026 | 1 | Yes | 60 | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | xxx | 1st | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | xxx | 2435.40 | 1 | 5700 | 174 | 5 | 0.265 | 2.17 | No | XXXX | Manual Underwriting | 0 | 0.000 | N/A | No | XXXX | XXXX | No |