Exhibit 99.16
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | xxxxxx0184 | XXXX | XXXX | Closed | 2026-06-23 16:33 | 2026-08-06 09:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-the mortgage
statement was provided to verify the X lien - Resolved - Due Diligence
Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the attached. - Buyer-XX/XX/XXXX Open-Provide the Senior lien documents - Due Diligence Vendor-XX/XX/XXXX |
Resolved-the mortgage
statement was provided to verify the X lien - Resolved - Due Diligence
Vendor-XX/XX/XXXX |
XXXXXX XX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9901828 | N/A | N/A | |||
| XXXX | xxxxxx0246 | XXXX | XXXX | Closed | 2026-06-21 05:35 | 2026-08-03 03:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document
provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See document attached. - Buyer-XX/XX/XXXX Open-Title Document is missing Title Report is missing - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Title Document
provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX_XXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9851313 | N/A | N/A | |||
| XXXX | xxxxxx0278 | XXXX | XXXX | Closed | 2026-06-21 11:39 | 2026-08-04 03:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Requested UDN
report provided, updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please note that we accept the Borrower Undisclosed Debt Notification (UDN) in lieu of a gap credit report. The Borrower UDN has been provided and satisfies this requirement. Please rescind the finding as presented. Thank you. - Buyer-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested UDN
report provided, updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9851451 | N/A | N/A | |||
| XXXX | xxxxxx0315 | XXXX | XXXX | Closed | 2026-06-23 10:10 | 2026-08-06 09:57 | Resolved | 1 - Information | C | A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines. | Resolved-Income and
Employment Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. LOE docs attached. - Buyer-XX/XX/XXXX Open-Income and Employment Do Not Meet Guidelines NSF activity in the past XX months must be satisfactorily explained by the borrower. Excessive NSF or overdraft activity may preclude the borrower from bank statement eligibility. XX NSF"s within the past XX months, missing letter of explanation. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Income and
Employment Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX_XXX XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9892458 | N/A | N/A | |||
| XXXX | xxxxxx0315 | XXXX | XXXX | Closed | 2026-06-23 10:35 | 2026-08-06 09:55 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance
Coverage Amount of $XXXXXX is equal to or greater than Required Coverage
Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed
Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Hazard insurance attached. Per insurance "The Home Protector coverage, if included, provides you an additional XX% of dwelling coverage. Policy terms, conditions and exclusions apply." This brings the dwelling coverage to $XXX,XXX - Buyer-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Missing Replacement cost estimate. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Hazard Insurance
Coverage Amount of $XXXXXX is equal to or greater than Required Coverage
Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed
Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX_XXXXXX XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9892981 | N/A | N/A | |||
| XXXX | xxxxxx0315 | XXXX | XXXX | Closed | 2026-06-23 10:35 | 2026-08-06 09:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance
Policy Partially Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached hazard insurance included the Xst and Xnd mortgage clause. - Buyer-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Evidence of Insurance must provide the following information: Loss payee clause as applicable. Missing Xnd mortgage loss payee. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Hazard Insurance
Policy Partially Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX_XXXXXX XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9892982 | N/A | N/A | |||
| XXXX | xxxxxx0343 | XXXX | XXXX | Closed | 2026-06-23 10:31 | 2026-08-06 09:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-the mortgage
statement was provide as verification of the Xst lien - Resolved - Due
Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Mortgage statement is acceptable to provide for first lien, please find uploaded and rescind, thank you - Buyer-XX/XX/XXXX Open-Missing the senior lien for the Xst mortgage - Due Diligence Vendor-XX/XX/XXXX |
Resolved-the mortgage
statement was provide as verification of the Xst lien - Resolved - Due
Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX (X).XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9892915 | N/A | N/A | |||
| XXXX | xxxxxx0343 | XXXX | XXXX | Closed | 2026-06-22 05:51 | 2026-08-06 00:21 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested RCE
provided, updated & condition resolved. - Due Diligence
Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX.X is equal to or greater than Required Coverage Amount of $XXXXXX.XX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The RCE reflects $XXX,XXX.XX The dwelling coverage is $XXX,XXX.XX plus XX% (policy reflects XXX% extended replacement) = $XXX,XXX.XX The dwelling coverage plus extended replacement cost is acceptable. Please rescind this finding, thank you. - Buyer-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX.X is less than Required Coverage Amount of $XXXXXX.XX and Guaranteed Replacement Coverage indicator is 'No' Coverage amount in hazard policy is less than the required coverage amount combining both Xst and Xnd lien - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested RCE
provided, updated & condition resolved. - Due Diligence
Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX.X is equal to or greater than Required Coverage Amount of $XXXXXX.XX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX XXX.XXX XXXXX XXXXXXXXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 9860154 | N/A | N/A | |||
| XXXX | xxxxxxx0351 | XXXX | XXXX | Closed | 2026-06-20 09:52 | 2026-08-05 10:16 | Resolved | 1 - Information | C | A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower X Gap
Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the attached gap report - Buyer-XX/XX/XXXX Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Gap report outside XX days from closing. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Borrower X Gap
Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX - XXXXXXXXXXX - XXX XXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9850866 | N/A | N/A | |||
| XXXX | xxxxxx0419 | XXXX | XXXX | Closed | 2026-06-24 10:45 | 2026-08-06 09:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage was
provided to verify the Xst lien - resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Mortgage statement is acceptable for Sr. lien documentation. Please find attached mtg statement, thank you - Seller-XX/XX/XXXX Open-Provide the senior lien documentation - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document
Uploaded. Mortgage statement is acceptable for Sr. lien documentation. Please find attached mtg statement, thank
you - Seller-XX/XX/XXXX |
Resolved-Mortgage was
provided to verify the Xst lien - resolved
- Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9917010 | N/A | N/A | ||
| XXXX | xxxxxx0419 | XXXX | XXXX | Closed | 2026-06-20 10:16 | 2026-08-04 04:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-Requested initial
XXXX Provided, Updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Missing Loan originator signed initial XXXX - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested initial
XXXX Provided, Updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX |
XXXX - XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9850958 | N/A | N/A | |||
| XXXX | xxxxxx0419 | XXXX | XXXX | Closed | 2026-06-21 08:33 | 2026-08-04 03:14 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested PCI
Report provided, updated &
Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please find clear capitol Exterior PCI - Buyer-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Property Condition Report is missing which is required along with AVM as per guideline requirement - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested PCI
Report provided, updated &
Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXXXXXX_XX_XXXXXX_XXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9851398 | N/A | N/A | |||
| XXXX | xxxxxx0419 | XXXX | XXXX | Closed | 2026-06-20 06:21 | 2026-08-04 03:13 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX
provided, updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Missing XXXX document in the file - Due Diligence Vendor-XX/XX/XXXX |
Resolved-Requested XXXX
provided, updated & Condition Resolved - Due Diligence
Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXXXXXXXXXX XXXXXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9850408 | N/A | N/A | |||
| XXXX | xxxxxx0480 | XXXX | XXXX | Closed | 2026-06-23 13:02 | 2026-08-06 10:07 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-the complete and
signed DOT was provided - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-The Deed of Trust is Incomplete Missing Page X of X of the Final Deed of Trust. - Due Diligence Vendor-XX/XX/XXXX |
Resolved-the complete and
signed DOT was provided - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXX XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 9898127 | N/A | N/A | |||
| XXXX | xxxxxx0425 | XXXX | XXXX | Closed | 2026-06-23 12:18 | 2026-08-06 09:47 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-the mortgage
statement was provided to verify the Xst lien -Resolved - Due Diligence
Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Mtg statement is acceptable to determine SR. lien per guidelines, please rescind. - Buyer-XX/XX/XXXX Open-Provide the Senior Lien document - Due Diligence Vendor-XX/XX/XXXX |
Resolved-the mortgage
statement was provided to verify the Xst lien -Resolved - Due Diligence
Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXX XX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 9896571 | N/A | N/A |