Exhibit 99.11

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
963905 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 14.375% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 21.13% 14.84% No No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A Yes 102 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A xxx Fee Simple No N/A xxx .00 xxx 28.6 No 79.45 N/A xxx xxx xxx xxx 1
679047 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% xxx 12.125% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 41.73% 30.85% No No Self-Employed Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SECorporation - Business Bank Statements Verified - 2024, 2025 || Co Borrower - SECorporation - Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 || Co Borrower - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Permanent Resident Alien Permanent Resident Alien Real ID Driver's License xxx xxx xxx I-151 Permanent Resident Card xxx Fee Simple No N/A xxx .34 xxx 44.21 No 72.17 N/A xxx xxx xxx xxx 1
111406 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No xxx 12.375% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 29.33% 29.33% Yes Yes Not Employed Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 32.92 No 64.0 N/A xxx xxx xxx xxx 1
896268 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 11.375% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 17.49% 7.22% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 78.14 No 57.88 N/A xxx xxx xxx xxx 1
511121 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 13.500% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 47.83% 21.96% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx 2.49 xxx 2.49 No 54.0 No xxx xxx xxx xxx 1
904400 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% xxx 11.875% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 7.08% 4.84% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 71.82% N/A 0 N/A Yes 36 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 28.72 No 74.95 N/A xxx xxx xxx xxx 1
588679 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% 12.250% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 49.50% 43.46% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 12 0 No 100.00% 100.00% N/A 0 N/A Yes 152 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 0.83 No 74.86 N/A xxx xxx xxx xxx 1
114871 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No xxx 12.625% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Annually 0.00% 45.26% 45.26% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 46.51 No 74.79 N/A xxx xxx xxx xxx 1
927432 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 12.375% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 48.49% 34.88% No No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 94 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A xxx Fee Simple No N/A xxx .00 xxx 20.2 No 47.95 N/A xxx xxx xxx xxx 1
761368 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 11.250% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Annually 0.00% 28.97% 21.82% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 93.97% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 27.58 No 66.54 N/A xxx xxx xxx xxx 1
587889 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% xxx 11.125% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 49.44% 32.60% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 85.97% 100.00% N/A 0 N/A Yes 77 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Retirement - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 47.21 No 42.59 N/A xxx xxx xxx xxx 1
208698 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 15.125% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 30.53% 16.48% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 18.6 No 88.75 N/A xxx xxx xxx xxx 1
571440 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No xxx 11.875% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 46.74% 46.74% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 98.01 No 73.3 N/A xxx xxx xxx xxx 1
957954 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% 12.750% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Annually 0.00% 39.62% 35.04% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 25.26 No 80.0 N/A xxx xxx xxx xxx 1
790053 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 10.750% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 37.15% 26.11% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 78.01% 100.00% N/A 0 N/A Yes 99 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 29.77 No 74.71 N/A xxx xxx xxx xxx 4
323292 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 14.875% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Annually 0.00% 22.95% 17.70% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 21.62 No 85.0 N/A xxx xxx xxx xxx 1
430577 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 11.125% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 16.57% 12.86% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx 9.76 xxx 27.56 No 79.12 N/A xxx xxx xxx xxx 1
970971 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 10.375% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 41.57% 18.29% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 29.55 No 42.7 N/A xxx xxx xxx xxx 1
291725 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% 13.750% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 7.48% 6.46% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 57.56% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 13.24 No 90.0 N/A xxx xxx xxx xxx 1
753396 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% 9.625% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 38.67% 27.36% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other Stewart Title VERIFICATION OF IDENTIFICATION xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 23.78 No 14.02 N/A xxx xxx xxx xxx 1
334651 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% 14.875% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 30.54% 29.26% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 13.36 No 84.87 N/A xxx xxx xxx xxx 1
322945 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 13.000% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 37.04% 37.04% Yes Self-Employed 24 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 24 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other VERIFICATION OF IDENTIFICATION xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 44.47 No 69.95 N/A xxx xxx xxx xxx 1
289418 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% xxx 16.500% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 35.41% 23.90% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 32.36 No 84.91 N/A xxx xxx xxx xxx 1
145551 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No 12.625% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 29.26% 29.26% Yes Self-Employed 12 Month Bank Statement 1 1 Month N/A 0 0 0 2 0 Yes No No 0 No Yes Yes 0 12 No 78.40% 100.00% N/A 0 N/A Yes 53 No Yes 57 27 Work Number 0 No 0 N/A Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A xxx Fee Simple No N/A xxx 131.50 xxx 148.68 No 74.94 N/A xxx xxx xxx xxx 3
111922 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 10.750% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 49.86% 19.42% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 2 0 Yes No No 0 No Yes Yes 0 12 No 69.65% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 55.47 No 31.96 Yes xxx xxx xxx xxx 1
500251 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A No AUS No xxx 11.125% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 39.20% 39.20% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 2 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 137 27 Work Number 0 No 0 N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 54.41 No 68.81 Yes xxx xxx xxx xxx 1
972908 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A xxx xxx No AUS No 0.000% xxx 13.250% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 44.99% 36.60% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 6.22 No 74.16 N/A xxx xxx xxx xxx 1
815938 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Alternative ATR Documentation xxx xxx No AUS No 0.000% xxx 8.625% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 41.90% 18.38% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 149.04 No 25.9 N/A xxx xxx xxx xxx 1
845218 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% xxx 11.750% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx Monthly 0.00% 41.85% 36.72% No Self-Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 102 29 Work Number 0 No 0 N/A Borrower - Wage, Wage, Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 14.82 No 68.44 N/A xxx xxx xxx xxx 1
656460 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation xxx xxx No AUS No 0.000% 13.875% xxx No xxx xxx xxx xxx xxx xxx xxx xxx xxx $0.00 0.00% 24.82% 14.15% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 12 0 No 100.00% 100.00% N/A 0 N/A Yes 97 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No N/A xxx .00 xxx 33.58 No 85.0 N/A xxx xxx xxx xxx 1