The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 203,683 1,258 SH SOLE 0 0 1,258
ADVANCED MICRO DEVICES INC COM 007903107 547,798 943 SH SOLE 0 0 943
ALPHABET INC CAP STK CL C 02079K107 1,524,946 4,316 SH SOLE 0 0 4,316
ALPHABET INC CAP STK CL A 02079K305 4,794,401 13,416 SH SOLE 0 0 13,416
AMAZON COM INC COM 023135106 1,146,415 4,810 SH SOLE 0 0 4,810
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 3,675,238 48,834 SH SOLE 0 0 48,834
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 1,875,489 21,187 SH SOLE 0 0 21,187
AMERICAN CENTY ETF TR AVAN RE INTL ETF 025072299 455,261 5,699 SH SOLE 0 0 5,699
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 296,329 3,621 SH SOLE 0 0 3,621
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,179,437 12,931 SH SOLE 0 0 12,931
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,907,572 61,225 SH SOLE 0 0 61,225
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 31,421,412 352,258 SH SOLE 0 0 352,258
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 853,666 8,284 SH SOLE 0 0 8,284
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,390,949 10,860 SH SOLE 0 0 10,860
AMERICAN EXPRESS CO COM 025816109 554,054 1,638 SH SOLE 0 0 1,638
AMGEN INC COM 031162100 433,118 1,196 SH SOLE 0 0 1,196
APPLE INC COM 037833100 3,947,704 13,643 SH SOLE 0 0 13,643
AUTOZONE INC COM 053332102 236,500 74 SH SOLE 0 0 74
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16,005,475 31,986 SH SOLE 0 0 31,986
BLACKROCK INC COM 09290D101 211,338 220 SH SOLE 0 0 220
BROADCOM INC COM 11135F101 508,074 1,345 SH SOLE 0 0 1,345
CANOPY GROWTH CORPORATION COM NEW 138035704 10,450 11,000 SH SOLE 0 0 11,000
CHUBB LIMITED COM H1467J104 222,503 653 SH SOLE 0 0 653
COMFORT SYS USA INC COM 199908104 279,455 141 SH SOLE 0 0 141
COSTCO WHOLESALE CORPORATION COM 22160K105 310,591 332 SH SOLE 0 0 332
DISNEY WALT CO COM 254687106 313,855 3,261 SH SOLE 0 0 3,261
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 311,342 2,659 SH SOLE 0 0 2,659
ELI LILLY & CO COM 532457108 350,234 292 SH SOLE 0 0 292
EXXON MOBIL CORP COM 30231G102 350,298 2,562 SH SOLE 0 0 2,562
FEDEX CORP COM 31428X106 978,692 3,126 SH SOLE 0 0 3,126
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 424,914 2,814 SH SOLE 0 0 2,814
GE AEROSPACE COM NEW 369604301 236,197 632 SH SOLE 0 0 632
GE VERNOVA INC COM 36828A101 251,420 214 SH SOLE 0 0 214
GMO ETF TRUST US QUALITY ETF 90139K100 15,852,755 380,893 SH SOLE 0 0 380,893
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 20,534,743 449,338 SH SOLE 0 0 449,338
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 634,400 12,200 SH SOLE 0 0 12,200
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 28,177,955 198,590 SH SOLE 0 0 198,590
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 933,741 9,322 SH SOLE 0 0 9,322
HOME DEPOT INC COM 437076102 492,052 1,395 SH SOLE 0 0 1,395
INTEL CORP COM 458140100 293,223 2,100 SH SOLE 0 0 2,100
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 4,151,534 32,495 SH SOLE 0 0 32,495
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191 343,033 2,400 SH SOLE 0 0 2,400
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 295,427 4,825 SH SOLE 0 0 4,825
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 281,060 1,984 SH SOLE 0 0 1,984
INVESCO QQQ TR UNIT SER 1 46090E103 1,332,725 1,810 SH SOLE 0 0 1,810
ISHARES TR MORNINGSTAR GRWT 464287119 347,085 2,966 SH SOLE 0 0 2,966
ISHARES TR CORE S&P500 ETF 464287200 1,884,714 2,517 SH SOLE 0 0 2,517
ISHARES TR S&P 500 VAL ETF 464287408 776,414 3,419 SH SOLE 0 0 3,419
ISHARES TR RUS MD CP GR ETF 464287481 395,014 2,698 SH SOLE 0 0 2,698
ISHARES TR RUS MID CAP ETF 464287499 732,414 6,639 SH SOLE 0 0 6,639
ISHARES TR CORE S&P MCP ETF 464287507 21,571,576 279,751 SH SOLE 0 0 279,751
ISHARES TR ISHARES BIOTECH 464287556 619,554 3,258 SH SOLE 0 0 3,258
ISHARES TR RUS 1000 VAL ETF 464287598 974,491 4,020 SH SOLE 0 0 4,020
ISHARES TR RUS 1000 GRW ETF 464287614 1,172,171 9,440 SH SOLE 0 0 9,440
ISHARES TR RUS 1000 ETF 464287622 984,029 2,403 SH SOLE 0 0 2,403
ISHARES TR RUS 2000 VAL ETF 464287630 262,786 1,188 SH SOLE 0 0 1,188
ISHARES TR RUSSELL 2000 ETF 464287655 704,856 2,346 SH SOLE 0 0 2,346
ISHARES TR CORE S&P US GWT 464287671 301,170 1,601 SH SOLE 0 0 1,601
ISHARES TR CORE S&P SCP ETF 464287804 31,189,330 210,298 SH SOLE 0 0 210,298
ISHARES TR DOW JONES US ETF 464287846 1,611,079 8,838 SH SOLE 0 0 8,838
ISHARES TR MBS ETF 464288588 23,968,377 253,580 SH SOLE 0 0 253,580
ISHARES TR ESG OPTIMIZED 464288802 405,898 2,631 SH SOLE 0 0 2,631
ISHARES TR EAFE GRWTH ETF 464288885 658,804 5,295 SH SOLE 0 0 5,295
ISHARES TR GNMA BOND ETF 46429B333 1,037,986 23,468 SH SOLE 0 0 23,468
ISHARES TR MSCI USA MIN ETF 46429B697 221,954 2,301 SH SOLE 0 0 2,301
ISHARES TR 0-5 YR TIPS ETF 46429B747 32,762,201 320,695 SH SOLE 0 0 320,695
ISHARES TR MSCI USA MMENTM 46432F396 446,365 1,302 SH SOLE 0 0 1,302
ISHARES TR CORE MSCI EAFE 46432F842 810,886 8,396 SH SOLE 0 0 8,396
ISHARES TR CORE 1 5 YR USD 46432F859 344,768 7,145 SH SOLE 0 0 7,145
ISHARES TR ESG AW MSCI EAFE 46435G516 275,555 2,680 SH SOLE 0 0 2,680
JOHNSON & JOHNSON COM 478160104 896,585 3,530 SH SOLE 0 0 3,530
JPMORGAN CHASE & CO COM 46625H100 483,961 1,479 SH SOLE 0 0 1,479
LOWES COS INC COM 548661107 259,870 1,179 SH SOLE 0 0 1,179
MASTERCARD INCORPORATED CL A 57636Q104 2,016,580 3,926 SH SOLE 0 0 3,926
MERCK & CO INC COM 58933Y105 448,423 3,490 SH SOLE 0 0 3,490
META PLATFORMS INC CL A 30303M102 266,436 473 SH SOLE 0 0 473
MICRON TECHNOLOGY INC COM 595112103 1,065,410 923 SH SOLE 0 0 923
MICROSOFT CORP COM 594918104 931,626 2,498 SH SOLE 0 0 2,498
MOLINA HEALTHCARE INC COM 60855R100 206,287 902 SH SOLE 0 0 902
NETFLIX INC. COM 64110L106 771,834 10,810 SH SOLE 0 0 10,810
NORFOLK SOUTHN CORP COM 655844108 870,150 2,766 SH SOLE 0 0 2,766
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 486,658 4,157 SH SOLE 0 0 4,157
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 331,784 6,637 SH SOLE 0 0 6,637
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 315,176 6,047 SH SOLE 0 0 6,047
NUSHARES ETF TR NUVEEN ESG US 67092P870 706,549 31,920 SH SOLE 0 0 31,920
NVIDIA CORPORATION COM 67066G104 1,166,525 5,830 SH SOLE 0 0 5,830
ORACLE CORP COM 68389X105 241,696 1,649 SH SOLE 0 0 1,649
PEPSICO INC COM 713448108 411,315 3,038 SH SOLE 0 0 3,038
PG&E CORP COM 69331C108 256,875 15,272 SH SOLE 0 0 15,272
PGIM ETF TR TOTA RETU BD ETF 69344A800 3,135,098 75,617 SH SOLE 0 0 75,617
PHILIP MORRIS INTL INC COM 718172109 423,276 2,340 SH SOLE 0 0 2,340
PIMCO ETF TR 1-5 US TIP IDX 72201R205 7,009,310 131,408 SH SOLE 0 0 131,408
PIMCO ETF TR MULTISECTOR BD 72201R585 12,993,513 489,951 SH SOLE 0 0 489,951
PIMCO ETF TR MUNI INCOME OPP 72201R635 764,055 16,697 SH SOLE 0 0 16,697
PIMCO ETF TR ACTIVE BD ETF 72201R775 24,535,536 266,083 SH SOLE 0 0 266,083
PIMCO ETF TR INTER MUN BD ACT 72201R866 4,789,722 91,059 SH SOLE 0 0 91,059
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 8,702,478 172,326 SH SOLE 0 0 172,326
PROCTER & GAMBLE CO COM 742718109 818,402 5,581 SH SOLE 0 0 5,581
PROSHARES TR LARGE CAP CRE 74347R248 409,033 4,800 SH SOLE 0 0 4,800
QUALCOMM INC COM 747525103 334,785 1,812 SH SOLE 0 0 1,812
SANDISK CORP COM 80004C200 225,099 99 SH SOLE 0 0 99
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 30,105,023 1,022,937 SH SOLE 0 0 1,022,937
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 63,693,622 1,882,199 SH SOLE 0 0 1,882,199
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 424,606 12,198 SH SOLE 0 0 12,198
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,844,549 50,028 SH SOLE 0 0 50,028
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,245,175 62,142 SH SOLE 0 0 62,142
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 22,614,168 569,914 SH SOLE 0 0 569,914
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 23,766,006 489,415 SH SOLE 0 0 489,415
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 849,594 16,103 SH SOLE 0 0 16,103
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 2,586,100 67,948 SH SOLE 0 0 67,948
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 73,091,292 2,350,202 SH SOLE 0 0 2,350,202
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,217,783 368,873 SH SOLE 0 0 368,873
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 506,204 21,885 SH SOLE 0 0 21,885
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 238,150 1,250 SH SOLE 0 0 1,250
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 252,013 4,867 SH SOLE 0 0 4,867
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,350,099 26,793 SH SOLE 0 0 26,793
SPDR SERIES TRUST ST STR P500GRW 78464A409 435,384 3,659 SH SOLE 0 0 3,659
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 1,337,847 52,423 SH SOLE 0 0 52,423
SPDR SERIES TRUST ST STR PR SP1500 78464A805 553,025 6,091 SH SOLE 0 0 6,091
SPDR SERIES TRUST ST STR P400MID 78464A847 1,897,280 28,083 SH SOLE 0 0 28,083
SPDR SERIES TRUST ST STR P500ETF 78464A854 37,824,706 430,413 SH SOLE 0 0 430,413
SPDR SERIES TRUST ST STR SP600 SML 78468R853 281,327 4,878 SH SOLE 0 0 4,878
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,566,641 2,999 SH SOLE 0 0 2,999
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,418,663 5,917 SH SOLE 0 0 5,917
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 2,119,858 3,014 SH SOLE 0 0 3,014
TESLA INC COM 88160R101 874,427 2,079 SH SOLE 0 0 2,079
TJX COS INC NEW COM 872540109 215,888 1,425 SH SOLE 0 0 1,425
TRACTOR SUPPLY CO COM 892356106 260,055 8,227 SH SOLE 0 0 8,227
UNITEDHEALTH GROUP INC COM 91324P102 278,249 669 SH SOLE 0 0 669
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 58,510,794 562,820 SH SOLE 0 0 562,820
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,915,005 38,005 SH SOLE 0 0 38,005
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,528,349 276,323 SH SOLE 0 0 276,323
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,258,540 3,288 SH SOLE 0 0 3,288
VANGUARD INDEX FDS MID CAP ETF 922908629 1,065,663 13,227 SH SOLE 0 0 13,227
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,122,105 11,986 SH SOLE 0 0 11,986
VANGUARD INDEX FDS GROWTH ETF 922908736 8,821,246 102,406 SH SOLE 0 0 102,406
VANGUARD INDEX FDS VALUE ETF 922908744 3,384,760 15,531 SH SOLE 0 0 15,531
VANGUARD INDEX FDS SMALL CP ETF 922908751 784,475 2,588 SH SOLE 0 0 2,588
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 809,976 10,570 SH SOLE 0 0 10,570
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 4,217,204 55,199 SH SOLE 0 0 55,199
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,042,960 79,932 SH SOLE 0 0 79,932
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,130,622 14,306 SH SOLE 0 0 14,306
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,779,672 7,521 SH SOLE 0 0 7,521
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 200,032 1,224 SH SOLE 0 0 1,224
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 206,317 690 SH SOLE 0 0 690
VISA INC COM CL A 92826C839 201,495 587 SH SOLE 0 0 587
WALMART INC COM 931142103 1,413,897 12,484 SH SOLE 0 0 12,484
WESTERN DIGITAL CORP COM 958102105 239,520 375 SH SOLE 0 0 375
WISDOMTREE TR US LARGECAP DIVD 97717W307 372,001 3,862 SH SOLE 0 0 3,862
WISDOMTREE TR US AI ENHANCED 97717W406 837,588 6,387 SH SOLE 0 0 6,387
WISDOMTREE TR US LARGECAP FUND 97717W588 505,246 6,495 SH SOLE 0 0 6,495
WISDOMTREE TR EFFICIENT GLD PL 97717Y568 366,814 6,004 SH SOLE 0 0 6,004
YUM BRANDS INC COM 988498101 936,983 5,861 SH SOLE 0 0 5,861