v3.26.1
LOANS - Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 46,721 $ 38,649 $ 45,226 $ 30,233
Charge offs (6,019) (5,082) (14,527) (10,213)
Recoveries 200 13 873 17
Provision for Credit Losses 11,813 9,045 21,143 22,588
Ending balance 52,715 42,625 52,715 42,625
Provision for credit losses relating to unfunded commitments 300 72 579 (34)
CRE, at amortized cost, net of deferred fees and costs        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 2,180 1,837 1,873 1,430
Charge offs (81) 0 (211) 0
Recoveries 0 0 0 0
Provision for Credit Losses 536 208 973 615
Ending balance 2,635 2,045 2,635 2,045
C&I        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 3,172 609 3,282 315
Charge offs (296) (267) (880) (267)
Recoveries 1 0 488 0
Provision for Credit Losses 403 1,198 390 1,492
Ending balance 3,280 1,540 3,280 1,540
SBA 7(a)        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 41,369 36,203 40,071 28,488
Charge offs (5,642) (4,815) (13,436) (9,946)
Recoveries 199 13 385 17
Provision for Credit Losses 10,874 7,639 19,780 20,481
Ending balance $ 46,800 $ 39,040 $ 46,800 $ 39,040