v3.26.1
LOANS - Aging Status (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Mar. 31, 2026
Dec. 31, 2025
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option $ 721,568   $ 281,198      
Total Carried at Amortized Cost 1,139,537   896,689      
Non- accrual 70,393   41,358      
Deferred fees and costs 2,527   2,369      
Allowance for credit losses (52,715) $ (46,721) (45,226) $ (42,625) $ (38,649) $ (30,233)
Loans held for investment, at amortized cost, net 1,086,822   851,463      
SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 711,624          
Total Carried at Amortized Cost 689,897   539,746      
Non- accrual 68,783   39,950      
CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 337,327   274,194      
Non- accrual 849   0      
Allowance for credit losses (2,635) (2,180) (1,873) (2,045) (1,837) (1,430)
C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 9,944          
Total Carried at Amortized Cost 109,786   80,380      
Non- accrual 761   1,408      
Allowance for credit losses (3,280) $ (3,172) (3,282) $ (1,540) $ (609) $ (315)
Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 1,137,010   894,320      
Performing | 30-59 Days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 9,992   10,843      
Performing | 30-59 Days | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 9,992          
Total Carried at Amortized Cost 27,151   9,740      
Performing | 30-59 Days | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 732   0      
Performing | 30-59 Days | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 0          
Total Carried at Amortized Cost 1,102   5,089      
Performing | 30-59 Days | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 28,985   14,829      
Performing | 60-89 Days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 19,962   5,903      
Performing | 60-89 Days | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 19,962          
Total Carried at Amortized Cost 25,351   5,628      
Performing | 60-89 Days | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 0   0      
Performing | 60-89 Days | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 0          
Total Carried at Amortized Cost 591   98      
Performing | 60-89 Days | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 25,942   5,726      
Performing | 90+ Days            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 5,920   2,732      
Performing | 90+ Days | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 5,920          
Total Carried at Amortized Cost 3,284   0      
Performing | 90+ Days | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 440   0      
Performing | 90+ Days | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 0          
Total Carried at Amortized Cost 0   0      
Performing | 90+ Days | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 3,724   0      
Performing | Total Past Due and Non-accrual            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 145,489   92,021      
Performing | Total Past Due and Non-accrual | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 135,545          
Total Carried at Amortized Cost 188,656   89,376      
Performing | Total Past Due and Non-accrual | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 3,901   2,976      
Performing | Total Past Due and Non-accrual | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 9,944          
Total Carried at Amortized Cost 3,098   7,017      
Performing | Total Past Due and Non-accrual | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 195,655   99,369      
Performing | Current            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 576,079   189,177      
Performing | Current | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 576,079          
Total Carried at Amortized Cost 501,241   450,370      
Performing | Current | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 333,426   271,218      
Performing | Current | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 0          
Total Carried at Amortized Cost 106,688   73,363      
Performing | Current | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Carried at Amortized Cost 941,355   794,951      
Nonperforming            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 109,615   72,543      
Nonperforming | SBA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 99,671          
Non- accrual 132,870   74,008      
Nonperforming | CRE, at amortized cost, net of deferred fees and costs            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non- accrual 2,729   2,976      
Nonperforming | C&I            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total Accounted for Under the FV Option 9,944          
Non- accrual 1,405   1,830      
Nonperforming | Total Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Non- accrual $ 137,004   $ 78,814