v3.26.1
Note 13 - Business Segments - Schedule of Segment Financial Results (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2026
USD ($)
Jun. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Interest income - loans receivable, including fees $ 46,202 $ 45,038 $ 92,214 $ 88,340  
Interest income - other interest earnings assets 3,460 3,665 6,781 7,150  
Total interest income by segment 49,662 48,703 98,995 95,490  
Gain on sale of loans 2,581 1,972 4,965 3,672  
Total noninterest income by segment 6,150 5,170 11,551 10,296  
Interest expense - deposits 13,908 14,520 28,621 27,578  
Interest expense - subordinated note 909 486 1,600 971  
Total interest expense by segment 17,014 16,591 33,802 32,397  
Provision for credit losses 2,641 2,021 5,170 3,613  
Salaries and benefits 15,570 14,088 30,424 28,621  
Total noninterest expense by segment 26,104 25,502 51,624 50,556  
Income before provision for income taxes by segment 10,053 9,759 19,950 19,220  
Provision for income taxes by segment (2,117) (2,031) (4,184) (3,471)  
Net income 7,936 7,728 15,766 15,749  
Assets 3,179,080   3,179,080   $ 3,196,847
Provision for income taxes by segment (2,117) (2,031) (4,184) (3,471)  
Operating Segments [Member]          
Interest income - loans receivable, including fees 46,202 45,038 92,214 88,340  
Interest income - other interest earnings assets 3,460 3,665 6,781 7,150  
Total interest income by segment 49,662 48,703 98,995 95,490  
Gain on sale of loans 2,581 1,972 4,965 3,672  
Other income 3,569 3,198 6,586 6,624  
Intersegment income 0 0 0 0  
Total noninterest income by segment 6,150 5,170 11,551 10,296  
Total income by segment 55,812 53,873 110,546 105,786  
Interest expense - deposits 13,908 14,520 28,621 27,578  
Interest expense - borrowings 2,197 1,585 3,581 3,848  
Interest expense - subordinated note 909 486 1,600 971  
Interest expense - intersegment 0 0 0 0  
Total interest expense by segment 17,014 16,591 33,802 32,397  
Provision for credit losses 2,641 2,021 5,170 3,613  
Salaries and benefits 11,353 9,855 21,668 19,797  
Overhead allocation 7,270 8,014 15,245 15,215  
Other segment items [1] 7,481 7,633 14,711 15,544  
Total noninterest expense by segment 26,104 25,502 51,624 50,556  
Income before provision for income taxes by segment 10,053 9,759 19,950 19,220  
Provision for income taxes by segment (2,117) (2,031) (4,184) (3,471)  
Net income 7,936 7,728 15,766 15,749  
Assets $ 3,179,080 $ 3,176,013 $ 3,179,080 $ 3,176,013  
FTEs 593 567 593 567  
Provision for income taxes by segment $ (2,117) $ (2,031) $ (4,184) $ (3,471)  
Operating Segments [Member] | Commercial And Consumer Banking [Member]          
Interest income - loans receivable, including fees 36,926 36,083 73,950 71,011  
Interest income - other interest earnings assets 3,460 3,665 6,781 7,150  
Total interest income by segment 40,386 39,748 80,731 78,161  
Gain on sale of loans 0 0 0 0  
Other income 3,055 2,623 5,837 5,195  
Intersegment income (315) (325) (633) (652)  
Total noninterest income by segment 2,740 2,298 5,204 4,543  
Total income by segment 43,126 42,046 85,935 82,704  
Interest expense - deposits 13,904 14,518 28,616 27,574  
Interest expense - borrowings 2,197 1,585 3,581 3,848  
Interest expense - subordinated note 718 385 1,267 771  
Interest expense - intersegment (6,095) (5,919) (11,947) (11,617)  
Total interest expense by segment 10,724 10,569 21,517 20,576  
Provision for credit losses 2,297 1,849 4,842 3,170  
Salaries and benefits 8,908 7,869 17,219 15,539  
Overhead allocation 5,531 6,185 11,622 11,562  
Other segment items [1] 6,974 6,260 13,434 13,388  
Total noninterest expense by segment 21,413 20,314 42,275 40,489  
Income before provision for income taxes by segment 8,692 9,314 17,301 18,469  
Provision for income taxes by segment (1,899) (1,938) (3,762) (3,314)  
Net income 6,793 7,376 13,539 15,155  
Assets $ 2,492,962 $ 2,494,452 $ 2,492,962 $ 2,494,452  
FTEs 476 452 476 452  
Provision for income taxes by segment $ (1,899) $ (1,938) $ (3,762) $ (3,314)  
Operating Segments [Member] | Home Lending [Member]          
Interest income - loans receivable, including fees 9,276 8,955 18,264 17,329  
Interest income - other interest earnings assets 0 0 0 0  
Total interest income by segment 9,276 8,955 18,264 17,329  
Gain on sale of loans 2,581 1,972 4,965 3,672  
Other income 514 575 749 1,429  
Intersegment income 315 325 633 652  
Total noninterest income by segment 3,410 2,872 6,347 5,753  
Total income by segment 12,686 11,827 24,611 23,082  
Interest expense - deposits 4 2 5 4  
Interest expense - borrowings 0 0 0 0  
Interest expense - subordinated note 191 101 333 200  
Interest expense - intersegment 6,095 5,919 11,947 11,617  
Total interest expense by segment 6,290 6,022 12,285 11,821  
Provision for credit losses 344 172 328 443  
Salaries and benefits 2,445 1,986 4,449 4,258  
Overhead allocation 1,739 1,829 3,623 3,653  
Other segment items [1] 507 1,373 1,277 2,156  
Total noninterest expense by segment 4,691 5,188 9,349 10,067  
Income before provision for income taxes by segment 1,361 445 2,649 751  
Provision for income taxes by segment (218) (93) (422) (157)  
Net income 1,143 352 2,227 594  
Assets $ 686,118 $ 681,561 $ 686,118 $ 681,561  
FTEs 117 115 117 115  
Provision for income taxes by segment $ (218) $ (93) $ (422) $ (157)  
[1] Other segments items include operations, occupancy, data processing, loan costs, professional and board fees, marketing and advertising, and (recovery) impairment of MSRs.