At June 30, 2026

Total risk-based capital (to risk-weighted assets)

Consolidated

$

393,122

13.87

%

$

226,733

8.00

%

$

297,587

10.50

%

N/A

Bank Only

397,094

14.01

%

226,733

8.00

%

297,587

10.50

%

283,416

10.00

%

Tier 1 risk-based capital (to risk-weighted assets)

Consolidated

319,951

11.29

%

170,050

6.00

%

$

240,904

8.50

%

N/A

Bank Only

363,923

12.84

%

170,050

6.00

%

240,904

8.50

%

226,733

8.00

%

Tier 1 leverage capital (to average assets)

Consolidated

319,951

10.05

%

127,364

4.00

%

N/A

Bank Only

363,923

11.43

%

127,364

4.00

%

N/A

159,205

5.00

%

CET1 capital (to risk-weighted assets)

Consolidated

319,951

11.29

%

127,537

4.50

%

$

198,391

7.00

%

N/A

Bank Only

363,923

12.84

%

127,537

4.50

%

198,391

7.00

%

184,220

6.50

%

At December 31, 2025

Total risk-based capital (to risk-weighted assets)

Consolidated

$

393,396

14.25

%

$

220,788

8.00

%

$

289,785

10.50

%

N/A

Bank Only

385,215

13.96

%

220,788

8.00

%

289,785

10.50

%

275,986

10.00

%

Tier 1 risk-based capital (to risk-weighted assets)

Consolidated

309,413

11.21

%

165,591

6.00

%

234,588

8.50

%

N/A

Bank Only

351,232

12.73

%

165,591

6.00

%

234,588

8.50

%

220,788

8.00

%

Tier 1 leverage capital (to average assets)

Consolidated

309,413

9.66

%

128,160

4.00

%

N/A

Bank Only

351,232

10.96

%

128,160

4.00

%

N/A

160,200

5.00

%

CET1 capital (to risk-weighted assets)

Consolidated

309,413

11.21

%

124,194

4.50

%

193,190

7.00

%

N/A

Bank Only

351,232

12.73

%

124,194

4.50

%

193,190

7.00

%

179,391

6.50

%