v3.26.1
Loans and Leases and Allowance for Credit Losses - Risk Rating Based on Year of Origination for Prior Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Loans Amortized Cost Basis by Origination Year          
2025 $ 710,234   $ 710,234   $ 1,176,285
2024 1,142,410   1,142,410   804,377
2023 678,769   678,769   472,339
2022 402,238   402,238   799,850
2021 737,977   737,977   434,602
Prior 668,791   668,791   352,548
Revolving Loans 342,516   342,516   323,581
Total loans and leases 4,682,935   4,682,935   4,363,582 [1]
YTD gross charge-offs          
2025     (19)   (66)
2024     (232)   (545)
2023     (209)   (1,282)
2022     (255)   (1,267)
2021     (118)   (247)
Prior     (53)   (278)
Revolving Loans         (54)
Total (658) $ (269) (886) $ (601) (3,739)
Pass          
Loans Amortized Cost Basis by Origination Year          
2025 708,231   708,231   1,169,906
2024 1,139,460   1,139,460   802,956
2023 677,266   677,266   457,131
2022 384,688   384,688   795,494
2021 724,378   724,378   413,491
Prior 645,561   645,561   349,035
Revolving Loans 341,060   341,060   322,057
Total loans and leases 4,620,644   4,620,644   4,310,070
Watch          
Loans Amortized Cost Basis by Origination Year          
2025 1,706   1,706   4,891
2024 1,716   1,716   830
2023 940   940   15,167
2022 17,514   17,514   4,297
2021 13,543   13,543   16,251
Prior 16,361   16,361   143
Revolving Loans 22   22   1,304
Total loans and leases 51,802   51,802   42,883
Special Mention          
Loans Amortized Cost Basis by Origination Year          
Prior 45   45   46
Total loans and leases 45   45   46
Substandard          
Loans Amortized Cost Basis by Origination Year          
2025 297   297   1,488
2024 1,234   1,234   591
2023 563   563   41
2022 36   36   59
2021 56   56   4,860
Prior 6,824   6,824   3,324
Revolving Loans 1,434   1,434   220
Total loans and leases 10,444   10,444   10,583
Commercial Real Estate | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 189,358   189,358   262,676
2024 250,921   250,921   226,330
2023 199,708   199,708   135,625
2022 142,455   142,455   265,063
2021 249,248   249,248   181,761
Prior 256,425   256,425   125,303
Total loans and leases 1,288,115   1,288,115   1,196,758
Commercial Real Estate | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 126,827   126,827   205,188
2024 211,003   211,003   167,476
2023 150,239   150,239   120,573
2022 101,326   101,326   275,662
2021 265,164   265,164   140,443
Prior 226,400   226,400   113,529
Total loans and leases 1,080,959   1,080,959   1,022,871
Commercial Real Estate | Pass | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 189,159   189,159   261,327
2024 249,638   249,638   225,917
2023 199,316   199,316   123,532
2022 132,287   132,287   261,984
2021 239,277   239,277   165,444
Prior 240,120   240,120   125,087
Total loans and leases 1,249,797   1,249,797   1,163,291
Commercial Real Estate | Pass | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 126,729   126,729   200,595
2024 209,550   209,550   167,377
2023 150,239   150,239   117,599
2022 94,635   94,635   274,531
2021 264,053   264,053   137,210
Prior 222,662   222,662   112,934
Total loans and leases 1,067,868   1,067,868   1,010,246
Commercial Real Estate | Watch | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025         1,193
2024 1,139   1,139    
2023         12,093
2022 10,168   10,168   3,079
2021 9,971   9,971   15,991
Prior 15,979   15,979    
Total loans and leases 37,257   37,257   32,356
Commercial Real Estate | Watch | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025         3,487
2024 404   404   99
2023         2,974
2022 6,691   6,691   1,131
2021 1,111   1,111    
Total loans and leases 8,206   8,206   7,691
Commercial Real Estate | Substandard | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 199   199   156
2024 144   144   413
2023 392   392    
2021         326
Prior 326   326   216
Total loans and leases 1,061   1,061   1,111
Commercial Real Estate | Substandard | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 98   98   1,106
2024 1,049   1,049    
2021         3,233
Prior 3,738   3,738   595
Total loans and leases 4,885   4,885   4,934
Consumer Real Estate          
Loans Amortized Cost Basis by Origination Year          
2025 123,585   123,585   169,100
2024 138,189   138,189   138,158
2023 119,053   119,053   93,793
2022 85,537   85,537   151,037
2021 139,478   139,478   70,987
Prior 119,822   119,822   73,634
Revolving Loans 155,976   155,976   137,917
Total loans and leases 881,640   881,640   834,626
YTD gross charge-offs          
Revolving Loans         (6)
Total         (6)
Consumer Real Estate | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 123,585   123,585   169,100
2024 138,189   138,189   137,993
2023 118,817   118,817   93,682
2022 85,429   85,429   150,978
2021 139,422   139,422   70,885
Prior 118,064   118,064   70,932
Revolving Loans 154,750   154,750   136,628
Total loans and leases 878,256   878,256   830,198
Consumer Real Estate | Watch          
Loans Amortized Cost Basis by Origination Year          
2023 76   76   100
2022 99   99    
2021         102
Prior 230   230   143
Revolving Loans         1,069
Total loans and leases 405   405   1,414
Consumer Real Estate | Special Mention          
Loans Amortized Cost Basis by Origination Year          
Prior 45   45   46
Total loans and leases 45   45   46
Consumer Real Estate | Substandard          
Loans Amortized Cost Basis by Origination Year          
2024         165
2023 160   160   11
2022 9   9   59
2021 56   56    
Prior 1,483   1,483   2,513
Revolving Loans 1,226   1,226   220
Total loans and leases 2,934   2,934   2,968
Construction and Land Development          
Loans Amortized Cost Basis by Origination Year          
2025 82,355   82,355   233,437
2024 285,020   285,020   136,717
2023 115,586   115,586   24,196
2022 13,027   13,027   11,806
2021 9,028   9,028   5,954
Prior 11,148   11,148   7,066
Total loans and leases 516,164   516,164   419,176
Construction and Land Development | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 82,158   82,158   233,235
2024 285,020   285,020   136,717
2023 115,586   115,586   24,196
2022 13,027   13,027   11,806
2021 8,982   8,982   5,801
Prior 10,998   10,998   7,066
Total loans and leases 515,771   515,771   418,821
Construction and Land Development | Watch          
Loans Amortized Cost Basis by Origination Year          
2025 197   197   202
2021 46   46   153
Prior 150   150    
Total loans and leases 393   393   355
Commercial and Industrial          
Loans Amortized Cost Basis by Origination Year          
2025 173,806   173,806   281,225
2024 238,615   238,615   118,802
2023 81,058   81,058   87,595
2022 52,394   52,394   86,963
2021 68,401   68,401   34,124
Prior 53,786   53,786   32,182
Revolving Loans 174,789   174,789   176,704
Total loans and leases 842,849   842,849   817,595
YTD gross charge-offs          
2025         (18)
2024     (173)   (8)
2023     (112)   (678)
2022     (73)   (1,018)
2021     (54)   (200)
Prior         (175)
Revolving Loans         (48)
Total (321) (60) (412) (119) (2,145)
Commercial and Industrial | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 172,297   172,297   280,998
2024 238,408   238,408   118,061
2023 80,199   80,199   87,565
2022 51,811   51,811   86,876
2021 65,986   65,986   32,818
Prior 52,509   52,509   32,182
Revolving Loans 174,564   174,564   176,469
Total loans and leases 835,774   835,774   814,969
Commercial and Industrial | Watch          
Loans Amortized Cost Basis by Origination Year          
2025 1,509   1,509   10
2024 173   173   728
2023 854   854    
2022 556   556   87
2021 2,415   2,415   5
Prior 2   2    
Revolving Loans 17   17   235
Total loans and leases 5,526   5,526   1,065
Commercial and Industrial | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         60
2024 34   34   13
2023 5   5   30
2022 27   27    
2021         1,301
Prior 1,275   1,275    
Revolving Loans 208   208    
Total loans and leases 1,549   1,549   1,404
Commercial and Industrial | Doubtful          
Loans Amortized Cost Basis by Origination Year          
2025         157
Total loans and leases         157
Leases          
Loans Amortized Cost Basis by Origination Year          
2025 9,766   9,766   19,573
2024 16,310   16,310   15,268
2023 12,095   12,095   9,837
2022 7,018   7,018   9,136
2021 6,539   6,539   1,112
Prior 683   683   496
Total loans and leases 52,411   52,411   55,422
YTD gross charge-offs          
2024         (431)
2023     (66)   (563)
2022     (166)   (215)
2021     (55)   (25)
Prior         (16)
Total (228) (159) (287) (349) (1,250)
Leases | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 9,766   9,766   19,573
2024 16,310   16,310   15,268
2023 12,095   12,095   9,837
2022 7,018   7,018   9,136
2021 6,539   6,539   1,112
Prior 683   683   496
Total loans and leases 52,411   52,411   55,422
Consumer and Other          
Loans Amortized Cost Basis by Origination Year          
2025 4,537   4,537   5,086
2024 2,352   2,352   1,626
2023 1,030   1,030   720
2022 481   481   183
2021 119   119   221
Prior 527   527   338
Revolving Loans 11,751   11,751   8,960
Total loans and leases 20,797   20,797   17,134
YTD gross charge-offs          
2025     (19)   (48)
2024     (59)   (106)
2023     (31)   (41)
2022     (16)   (34)
2021     (9)   (22)
Prior     (53)   (87)
Total (109) $ (50) (187) $ (133) (338)
Consumer and Other | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 4,537   4,537   5,077
2024 2,345   2,345   1,623
2023 1,014   1,014   720
2022 481   481   183
2021 119   119   221
Prior 525   525   338
Revolving Loans 11,746   11,746   8,960
Total loans and leases 20,767   20,767   17,122
Consumer and Other | Watch          
Loans Amortized Cost Basis by Origination Year          
2024         3
2023 10   10    
Revolving Loans 5   5    
Total loans and leases 15   15   3
Consumer and Other | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         9
2024 7   7    
2023 6   6    
Prior 2   2    
Total loans and leases $ 15   $ 15   $ 9
[1] Derived from audited financial statements.