v3.26.1
Loans and Leases and Allowance for Credit Losses - Risk Rating Based on Year of Origination for Current Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Loans Amortized Cost Basis by Origination Year          
2026 $ 710,234   $ 710,234   $ 1,176,285
2025 1,142,410   1,142,410   804,377
2024 678,769   678,769   472,339
2023 402,238   402,238   799,850
2022 737,977   737,977   434,602
Prior 668,791   668,791   352,548
Revolving Loans 342,516   342,516   323,581
Total loans and leases 4,682,935   4,682,935   4,363,582 [1]
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 11,474   11,474   9,601
YTD gross charge-offs          
2026     (19)   (66)
2025     (232)   (545)
2024     (209)   (1,282)
2023     (255)   (1,267)
2022     (118)   (247)
Prior     (53)   (278)
Revolving Loans         (54)
Total (658) $ (269) (886) $ (601) (3,739)
Pass          
Loans Amortized Cost Basis by Origination Year          
2026 708,231   708,231   1,169,906
2025 1,139,460   1,139,460   802,956
2024 677,266   677,266   457,131
2023 384,688   384,688   795,494
2022 724,378   724,378   413,491
Prior 645,561   645,561   349,035
Revolving Loans 341,060   341,060   322,057
Total loans and leases 4,620,644   4,620,644   4,310,070
Watch          
Loans Amortized Cost Basis by Origination Year          
2026 1,706   1,706   4,891
2025 1,716   1,716   830
2024 940   940   15,167
2023 17,514   17,514   4,297
2022 13,543   13,543   16,251
Prior 16,361   16,361   143
Revolving Loans 22   22   1,304
Total loans and leases 51,802   51,802   42,883
Special Mention          
Loans Amortized Cost Basis by Origination Year          
Prior 45   45   46
Total loans and leases 45   45   46
Substandard          
Loans Amortized Cost Basis by Origination Year          
2026 297   297   1,488
2025 1,234   1,234   591
2024 563   563   41
2023 36   36   59
2022 56   56   4,860
Prior 6,824   6,824   3,324
Revolving Loans 1,434   1,434   220
Total loans and leases 10,444   10,444   10,583
Commercial Real Estate | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 189,358   189,358   262,676
2025 250,921   250,921   226,330
2024 199,708   199,708   135,625
2023 142,455   142,455   265,063
2022 249,248   249,248   181,761
Prior 256,425   256,425   125,303
Total loans and leases 1,288,115   1,288,115   1,196,758
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 900   900   672
Commercial Real Estate | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 126,827   126,827   205,188
2025 211,003   211,003   167,476
2024 150,239   150,239   120,573
2023 101,326   101,326   275,662
2022 265,164   265,164   140,443
Prior 226,400   226,400   113,529
Total loans and leases 1,080,959   1,080,959   1,022,871
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 1,826   1,826   1,934
Commercial Real Estate | Pass | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 189,159   189,159   261,327
2025 249,638   249,638   225,917
2024 199,316   199,316   123,532
2023 132,287   132,287   261,984
2022 239,277   239,277   165,444
Prior 240,120   240,120   125,087
Total loans and leases 1,249,797   1,249,797   1,163,291
Commercial Real Estate | Pass | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 126,729   126,729   200,595
2025 209,550   209,550   167,377
2024 150,239   150,239   117,599
2023 94,635   94,635   274,531
2022 264,053   264,053   137,210
Prior 222,662   222,662   112,934
Total loans and leases 1,067,868   1,067,868   1,010,246
Commercial Real Estate | Watch | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026         1,193
2025 1,139   1,139    
2024         12,093
2023 10,168   10,168   3,079
2022 9,971   9,971   15,991
Prior 15,979   15,979    
Total loans and leases 37,257   37,257   32,356
Commercial Real Estate | Watch | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026         3,487
2025 404   404   99
2024         2,974
2023 6,691   6,691   1,131
2022 1,111   1,111    
Total loans and leases 8,206   8,206   7,691
Commercial Real Estate | Substandard | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 199   199   156
2025 144   144   413
2024 392   392    
2022         326
Prior 326   326   216
Total loans and leases 1,061   1,061   1,111
Commercial Real Estate | Substandard | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2026 98   98   1,106
2025 1,049   1,049    
2022         3,233
Prior 3,738   3,738   595
Total loans and leases 4,885   4,885   4,934
Consumer Real Estate          
Loans Amortized Cost Basis by Origination Year          
2026 123,585   123,585   169,100
2025 138,189   138,189   138,158
2024 119,053   119,053   93,793
2023 85,537   85,537   151,037
2022 139,478   139,478   70,987
Prior 119,822   119,822   73,634
Revolving Loans 155,976   155,976   137,917
Total loans and leases 881,640   881,640   834,626
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,416   2,416   2,300
YTD gross charge-offs          
Revolving Loans         (6)
Total         (6)
Consumer Real Estate | Pass          
Loans Amortized Cost Basis by Origination Year          
2026 123,585   123,585   169,100
2025 138,189   138,189   137,993
2024 118,817   118,817   93,682
2023 85,429   85,429   150,978
2022 139,422   139,422   70,885
Prior 118,064   118,064   70,932
Revolving Loans 154,750   154,750   136,628
Total loans and leases 878,256   878,256   830,198
Consumer Real Estate | Watch          
Loans Amortized Cost Basis by Origination Year          
2024 76   76   100
2023 99   99    
2022         102
Prior 230   230   143
Revolving Loans         1,069
Total loans and leases 405   405   1,414
Consumer Real Estate | Special Mention          
Loans Amortized Cost Basis by Origination Year          
Prior 45   45   46
Total loans and leases 45   45   46
Consumer Real Estate | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         165
2024 160   160   11
2023 9   9   59
2022 56   56    
Prior 1,483   1,483   2,513
Revolving Loans 1,226   1,226   220
Total loans and leases 2,934   2,934   2,968
Construction and Land Development          
Loans Amortized Cost Basis by Origination Year          
2026 82,355   82,355   233,437
2025 285,020   285,020   136,717
2024 115,586   115,586   24,196
2023 13,027   13,027   11,806
2022 9,028   9,028   5,954
Prior 11,148   11,148   7,066
Total loans and leases 516,164   516,164   419,176
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 46   46    
Construction and Land Development | Pass          
Loans Amortized Cost Basis by Origination Year          
2026 82,158   82,158   233,235
2025 285,020   285,020   136,717
2024 115,586   115,586   24,196
2023 13,027   13,027   11,806
2022 8,982   8,982   5,801
Prior 10,998   10,998   7,066
Total loans and leases 515,771   515,771   418,821
Construction and Land Development | Watch          
Loans Amortized Cost Basis by Origination Year          
2026 197   197   202
2022 46   46   153
Prior 150   150    
Total loans and leases 393   393   355
Commercial and Industrial          
Loans Amortized Cost Basis by Origination Year          
2026 173,806   173,806   281,225
2025 238,615   238,615   118,802
2024 81,058   81,058   87,595
2023 52,394   52,394   86,963
2022 68,401   68,401   34,124
Prior 53,786   53,786   32,182
Revolving Loans 174,789   174,789   176,704
Total loans and leases 842,849   842,849   817,595
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,590   2,590   1,828
YTD gross charge-offs          
2026         (18)
2025     (173)   (8)
2024     (112)   (678)
2023     (73)   (1,018)
2022     (54)   (200)
Prior         (175)
Revolving Loans         (48)
Total (321) (60) (412) (119) (2,145)
Commercial and Industrial | Pass          
Loans Amortized Cost Basis by Origination Year          
2026 172,297   172,297   280,998
2025 238,408   238,408   118,061
2024 80,199   80,199   87,565
2023 51,811   51,811   86,876
2022 65,986   65,986   32,818
Prior 52,509   52,509   32,182
Revolving Loans 174,564   174,564   176,469
Total loans and leases 835,774   835,774   814,969
Commercial and Industrial | Watch          
Loans Amortized Cost Basis by Origination Year          
2026 1,509   1,509   10
2025 173   173   728
2024 854   854    
2023 556   556   87
2022 2,415   2,415   5
Prior 2   2    
Revolving Loans 17   17   235
Total loans and leases 5,526   5,526   1,065
Commercial and Industrial | Substandard          
Loans Amortized Cost Basis by Origination Year          
2026         60
2025 34   34   13
2024 5   5   30
2023 27   27    
2022         1,301
Prior 1,275   1,275    
Revolving Loans 208   208    
Total loans and leases 1,549   1,549   1,404
Commercial and Industrial | Doubtful          
Loans Amortized Cost Basis by Origination Year          
2026         157
Total loans and leases         157
Leases          
Loans Amortized Cost Basis by Origination Year          
2026 9,766   9,766   19,573
2025 16,310   16,310   15,268
2024 12,095   12,095   9,837
2023 7,018   7,018   9,136
2022 6,539   6,539   1,112
Prior 683   683   496
Total loans and leases 52,411   52,411   55,422
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 3,682   3,682   2,858
YTD gross charge-offs          
2025         (431)
2024     (66)   (563)
2023     (166)   (215)
2022     (55)   (25)
Prior         (16)
Total (228) (159) (287) (349) (1,250)
Leases | Pass          
Loans Amortized Cost Basis by Origination Year          
2026 9,766   9,766   19,573
2025 16,310   16,310   15,268
2024 12,095   12,095   9,837
2023 7,018   7,018   9,136
2022 6,539   6,539   1,112
Prior 683   683   496
Total loans and leases 52,411   52,411   55,422
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 3,700   3,700   2,900
Consumer and Other          
Loans Amortized Cost Basis by Origination Year          
2026 4,537   4,537   5,086
2025 2,352   2,352   1,626
2024 1,030   1,030   720
2023 481   481   183
2022 119   119   221
Prior 527   527   338
Revolving Loans 11,751   11,751   8,960
Total loans and leases 20,797   20,797   17,134
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 14   14   9
YTD gross charge-offs          
2026     (19)   (48)
2025     (59)   (106)
2024     (31)   (41)
2023     (16)   (34)
2022     (9)   (22)
Prior     (53)   (87)
Total (109) $ (50) (187) $ (133) (338)
Consumer and Other | Pass          
Loans Amortized Cost Basis by Origination Year          
2026 4,537   4,537   5,077
2025 2,345   2,345   1,623
2024 1,014   1,014   720
2023 481   481   183
2022 119   119   221
Prior 525   525   338
Revolving Loans 11,746   11,746   8,960
Total loans and leases 20,767   20,767   17,122
Consumer and Other | Watch          
Loans Amortized Cost Basis by Origination Year          
2025         3
2024 10   10    
Revolving Loans 5   5    
Total loans and leases 15   15   3
Consumer and Other | Substandard          
Loans Amortized Cost Basis by Origination Year          
2026         9
2025 7   7    
2024 6   6    
Prior 2   2    
Total loans and leases $ 15   $ 15   $ 9
[1] Derived from audited financial statements.