v3.26.1
LOANS ISSUED - Schedule of allowances for credit loss (Details) - USD ($)
$ in Thousands
3 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (101,799) $ (75,115)
Charges (24,315) (25,296)
Reversal 11,188 16,955
Write off 78 27
Forex 558 2,256
Closing balance (114,290) (81,173)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (7,388) (10,699)
Charges (1,233) (2,027)
Reversal 1,381 3,571
Write off 0 3
Forex 28 296
Closing balance (7,212) (8,856)
Loans to SME    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (38,752) (35,192)
Charges (7,440) (9,498)
Reversal 2,956 3,186
Write off 71 0
Forex 206 1,093
Closing balance (42,959) (40,411)
Corporate loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (5,547) (2,640)
Charges (1,569) (1,122)
Reversal 1,417 2,013
Write off 1 0
Forex 24 68
Closing balance (5,674) (1,681)
Retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (6,573) (761)
Charges (4,442) (430)
Reversal 737 148
Write off 0 0
Forex 69 27
Closing balance (10,209) (1,016)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (13,836) (8,465)
Charges (1,504) (1,055)
Reversal 1,286 1,145
Write off 6 0
Forex 58 247
Closing balance (13,990) (8,128)
Purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (29,628)  
Charges (8,127)  
Reversal 3,408  
Write off 0  
Forex 173  
Closing balance (34,174)  
Right of claim for purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (17,333)
Charges   (8,239)
Reversal   6,892
Write off   0
Forex   525
Closing balance   (18,155)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (75) (25)
Charges 0 (2,925)
Reversal 3 0
Write off 0 24
Forex 0 0
Closing balance $ (72) $ (2,926)