v3.26.1
LOANS ISSUED - Schedule of loans issued (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Mar. 31, 2026
Jun. 30, 2025
Mar. 31, 2025
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 2,150,805 $ 2,179,405    
Allowance for loans issued (114,290) (101,799) $ (81,173) $ (75,115)
Loans issued 2,036,515 2,077,606    
Mortgage loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 1,142,148 $ 1,149,000    
Average Interest Rate 12.10% 12.20%    
Fair Value of Collateral $ 1,141,471 $ 1,148,860    
Allowance for loans issued (7,212) (7,388) (8,856) (10,699)
Corporate loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 354,243 $ 351,713    
Average Interest Rate 17.20% 18.00%    
Fair Value of Collateral $ 287,054 $ 239,226    
Allowance for loans issued (5,674) (5,547) (1,681) (2,640)
Loans to SME        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 179,612 $ 195,495    
Average Interest Rate 29.40% 29.70%    
Fair Value of Collateral $ 26,610 $ 28,141    
Allowance for loans issued (42,959) (38,752) (40,411) (35,192)
Car loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 162,438 $ 167,805    
Average Interest Rate 26.00% 25.40%    
Fair Value of Collateral $ 159,015 $ 164,930    
Allowance for loans issued (13,990) (13,836) (8,128) (8,465)
Purchased retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 155,553 $ 182,130    
Average Interest Rate 22.70% 22.60%    
Fair Value of Collateral $ 0 $ 0    
Allowance for loans issued (34,174) (29,628)    
Retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 118,745 $ 100,927    
Average Interest Rate 41.90% 42.00%    
Fair Value of Collateral $ 6,982 $ 5,240    
Allowance for loans issued (10,209) (6,573) (1,016) (761)
Other        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding 38,066 32,335    
Fair Value of Collateral 36 26    
Allowance for loans issued $ (72) $ (75) $ (2,926) $ (25)
Other Loans KZT        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 19.40% 19.00%    
Other Loans EUR        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 5.00% 5.20%    
Other Loans USD        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 5.20% 5.00%