The Group recognizes customer liabilities associated with deposit funds of its brokerage and bank customers. As of June 30, 2026, and March 31, 2026, customer liabilities consisted of:


	June 30, 2026			March 31, 2026

	Amount		Interest	Amount		Interest
Interest bearing deposits:
Term deposits	$	3,033,394	0.0% - 19.81%	$	2,522,760	0.04% - 19.4%
Total interest bearing deposits	$	3,033,394		$	2,522,760

Non-interest-bearing deposits:
Brokerage customers	$	3,482,453		$	3,998,521
Customer accounts	532,953			582,703
Total non-interest-bearing accounts	$	4,015,406		$	4,581,224

Total customer liabilities	$	7,048,800		$	7,103,984

In accordance with Kazakhstan law requirements, commercial banks conclude agreements with JSC Kazakhstan Deposit Insurance Fund ("KDIF"), under which banks are required to pay commissions to KDIF on a periodic basis, the amount of which depends on the term deposits and demand deposits received by banks from their customers. Under the agreement, KDIF insures the term deposits and demand deposits up to $42 for each customer. As of June 30, 2026, and March 31, 2026, respectively, the Group had total amounts in excess of insured bank term deposits of $927,802 and $819,475 for all customers.

As of June 30, 2026, and March 31, 2026, the Group had customer liabilities to a single non-related party that individually exceeded 10% of the Group’s total customer liabilities in the amount of $1,266,794 and $2,368,911, respectively.