Three Months Ended

June 30, 2026

Community Banking

Marine Lending

Wealth Management

All Other

Eliminations

Consolidated

(in thousands)

Interest Income

$

22,254

$

2,121

$

—

$

—

$

—

$

24,375

Interest Expense

6,314

736

—

355

—

7,405

Net Interest Income (Expense)

15,940

1,385

—

(355

)

—

16,970

Gain on sales of loans

646

—

—

—

—

646

Other noninterest income

5,704

—

2,240

—

—

7,944

Net Revenue (Expense)

22,290

1,385

2,240

(355

)

—

25,560

Provision for credit losses

2,975

528

—

—

—

3,503

Salaries and employee benefits

8,545

—

630

37

—

9,212

Occupancy expenses

583

—

30

—

—

613

Professional fees

451

3

—

97

—

551

Data processing fees

591

—

—

—

—

591

Other noninterest expense

4,202

88

248

26

—

4,564

Total Noninterest Expenses

14,372

91

908

160

—

15,531

Income (loss) before taxes

4,943

766

1,332

(515

)

—

6,526

Income tax expense (benefit)

1,213

161

279

(108

)

—

1,545

Net Income (Loss)

$

3,730

$

605

$

1,053

$

(407

)

$

—

$

4,981

Other data:

Capital expenditures

$

282

$

—

$

—

$

—

$

—

$

282

Depreciation and amortization

358

—

34

17

—

409

Three Months Ended

June 30, 2025

Community Banking

Marine Lending

Wealth Management

All Other

Eliminations

Consolidated

(in thousands)

Interest Income

$

22,158

$

2,657

$

—

$

—

$

—

$

24,815

Interest Expense

7,724

1,038

—

355

—

9,117

Net Interest Income (Expense)

14,434

1,619

—

(355

)

—

15,698

Gain on sales of loans

1,104

—

—

—

—

1,104

Other noninterest income

2,120

—

1,693

—

—

3,813

Net Revenue (Expense)

17,658

—

1,619

1,693

(355

)

—

20,615

Provision for (recovery of) credit losses

794

(126

)

—

—

—

668

Salaries and employee benefits

7,276

—

543

26

—

7,845

Occupancy expenses

577

—

21

—

—

598

Professional fees

521

10

—

110

—

641

Data processing fees

618

—

15

—

—

633

Other noninterest expense

3,347

116

197

22

—

3,682

Total Noninterest Expenses

12,339

126

776

158

—

13,399

Income (loss) before taxes

4,525

1,619

917

(513

)

—

6,548

Income tax expense (benefit)

855

339

192

(108

)

—

1,278

Net Income (Loss)

$

3,670

$

1,280

$

725

$

(405

)

$

—

$

5,270

Other data:

Capital expenditures

$

262

$

—

$

—

$

—

$

—

$

262

Depreciation and amortization

447

—

25

17

—

$

489

Six Months Ended

June 30, 2026

Community Banking

Marine Lending

Wealth Management

All Other

Eliminations

Consolidated

(in thousands)

Interest Income

$

43,848

$

4,353

$

—

$

—

$

—

$

48,201

Interest Expense

13,069

1,550

—

709

—

15,328

Net Interest Income (Expense)

30,779

2,803

—

(709

)

—

32,873

Gain on sales of loans

1,658

—

—

—

—

1,658

Other noninterest income

7,795

—

4,065

—

—

11,860

Net Revenue (Expense)

40,232

2,803

4,065

(709

)

—

46,391

Provision for credit losses

4,917

547

—

—

—

5,464

Salaries and employee benefits

16,322

—

1,044

75

—

17,441

Occupancy expenses

1,226

—

53

—

—

1,279

Professional fees

973

5

1

176

—

1,155

Data processing fees

1,077

—

—

—

—

1,077

Other noninterest expense

8,101

179

485

26

—

8,791

Total Noninterest Expenses

27,699

184

1,583

277

—

29,743

Income (loss) before taxes

7,616

2,072

2,482

(986

)

—

11,184

Income tax expense (benefit)

1,738

435

521

(231

)

—

2,463

Net Income (Loss)

$

5,878

$

1,637

$

1,961

$

(755

)

$

—

$

8,721

Other data:

Capital expenditures

$

482

$

—

$

9

$

—

$

—

$

491

Depreciation and amortization

779

—

68

34

—

881

Six Months Ended

June 30, 2025

Community Banking

Marine Lending

Wealth Management

All Other

Eliminations

Consolidated

(in thousands)

Interest Income

$

42,954

$

5,363

$

—

$

—

$

—

$

48,317

Interest Expense

16,340

2,234

—

709

—

19,283

Net Interest Income (Expense)

26,614

3,129

—

(709

)

—

29,034

Gain on sales of loans

1,533

—

—

—

—

1,533

(Loss) on the sale of securities

(12,425

)

—

—

—

—

(12,425

)

Other noninterest income

3,838

—

3,417

—

—

7,255

Net Revenue (Expense)

19,560

3,129

3,417

(709

)

—

25,397

Provision for (recovery of) credit losses

2,171

(270

)

—

—

—

1,901

Salaries and employee benefits

13,971

—

1,001

52

—

15,024

Occupancy expenses

1,219

—

41

—

—

1,260

Professional fees

1,020

10

—

174

—

1,204

Data processing fees

1,148

—

35

—

—

1,183

Other noninterest expense

6,693

220

382

22

—

7,317

Total Noninterest Expenses

24,051

230

1,459

248

—

25,988

(Loss) income before taxes

(6,662

)

3,169

1,958

(957

)

—

(2,492

)

Income tax (benefit) expense

(1,651

)

665

411

(213

)

—

(788

)

Net (Loss) Income

$

(5,011

)

$

2,504

$

1,547

$

(744

)

$

—

$

(1,704

)

Other data:

Capital expenditures

$

799

$

—

$

—

$

—

$

—

$

799

Depreciation and amortization

841

—

57

34

—

932

Community Banking

Marine Lending

Wealth Management

All Other

Eliminations

Consolidated

Total assets at June 30, 2026

$

1,678,024

$

167,060

$

790

$

1,491

$

—

$

1,847,365

Total assets at December 31, 2025

1,705,394

181,062

849

1,321

—

1,888,626