Loans and Allowance for Credit Losses on Loans (Tables)

6 Months Ended

Jun. 30, 2026

Receivables [Abstract]

Schedule of composition of loans

The composition of loans at June 30, 2026 and December 31, 2025 was as follows:


		June 30,				December 31,
		2026				2025
		(in thousands)
Mortgage real estate loans:
Construction & Secured by Farmland		$	95,454			$	82,336
HELOCs			59,973				58,640
Residential First Lien - Investor			107,456				107,307
Residential First Lien - Owner Occupied			177,739				178,807
Residential Junior Liens			10,117				10,724
Commercial - Owner Occupied			329,817				298,853
Commercial - Non-Owner Occupied & Multifamily			397,617				398,926
Commercial and industrial loans:
SBA PPP loans			—				4
Other commercial and industrial loans			118,059				113,220
Marine loans			159,246				175,639
Consumer loans			28,052				28,742
Overdrafts			463				318
Other loans			11,540				13,946
Total loans		$	1,495,533			$	1,467,462
Net deferred loan costs and premiums			3,818				5,615
Allowance for credit losses			(18,306	)			(15,320	)
		$	1,481,045			$	1,457,757

Schedule of changes in allowance for loan losses

Changes in the allowance for credit losses on loans for the three and six months ended June 30, 2026 and 2025 and year-ended December 31, 2025 were as follows:


		Three Months Ended								Year Ended				Six Months Ended
		June 30,								December 31,				June 30,
		2026				2025				2025				2026				2025
		(in thousands)
Balance, beginning		$	17,326			$	15,282			$	15,027			$	15,320			$	15,027
Provision for credit losses			3,207				856				3,880				5,179				2,002
Recoveries added to the allowance			42				176				559				231				361
Credit losses charged to the allowance			(2,269	)			(335	)			(4,146	)			(2,424	)			(1,411	)
Balance, ending		$	18,306			$	15,979			$	15,320			$	18,306			$	15,979

Schedule of nonaccrual And past due loans by class

Past due loans by class at June 30, 2026 and December 31, 2025 were as follows:


		June 30, 2026
		(in thousands)
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 or More Days Past Due				Total Past Due				Current				Total Loans				90 or More Days Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	—			$	301			$	301			$	95,153			$	95,454			$	—
HELOCs			9				—				—				9				59,964				59,973				—
Residential First Lien - Investor			—				—				98				98				107,358				107,456				—
Residential First Lien - Owner Occupied			557				—				176				733				177,006				177,739				—
Residential Junior Liens			—				—				—				—				10,117				10,117				—
Commercial - Owner Occupied			4,404				822				4,459				9,685				320,132				329,817				—
Commercial - Non-Owner Occupied & Multifamily			8,225				—				3,707				11,932				385,685				397,617				—
Commercial and industrial loans:
Other commercial and industrial loans			676				379				2,556				3,611				114,448				118,059				3
Marine loans			905				—				—				905				158,341				159,246				—
Consumer loans			707				47				17				771				27,281				28,052				17
Overdrafts			—				—				—				—				463				463				—
Other loans			—				—				—				—				11,540				11,540				—
Total		$	15,483			$	1,248			$	11,314			$	28,045			$	1,467,488			$	1,495,533			$	20


		December 31, 2025
		(in thousands)
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 or More Days Past Due				Total Past Due				Current				Total Loans				90 or More Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	—			$	428			$	428			$	81,908			$	82,336			$	—
HELOCs			112				—				160				272				58,368				58,640				—
Residential First Lien - Investor			—				391				98				489				106,818				107,307				—
Residential First Lien - Owner Occupied			467				85				24				576				178,231				178,807				—
Residential Junior Liens			57				—				—				57				10,667				10,724				—
Commercial - Owner Occupied			—				—				4,738				4,738				294,115				298,853				—
Commercial - Non-Owner Occupied & Multifamily			1,913				—				5,348				7,261				391,665				398,926				—
Commercial and industrial loans:
SBA PPP loans			—				—				—				—				4				4				—
Other commercial and industrial loans			240				363				2,311				2,914				110,306				113,220				—
Marine loans			—				—				—				—				175,639				175,639				—
Consumer loans			128				9				60				197				28,545				28,742				60
Overdrafts			—				—				—				—				318				318				—
Other loans			—				—				—				—				13,946				13,946				—
Total		$	2,917			$	848			$	13,167			$	16,932			$	1,450,530			$	1,467,462			$	60

Nonaccrual loans by class at June 30, 2026 and December 31, 2025 were as follows:


		June 30, 2026												December 31, 2025
		(in thousands)												(in thousands)
		Nonaccruals with No Allowance for Credit Losses				Nonaccrual with an Allowance for Credit Losses				Nonaccrual Loans				Nonaccruals with No Allowance for Credit Losses				Nonaccrual with an Allowance for Credit Losses				Nonaccrual Loans
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	301			$	301			$	428			$	—			$	428
HELOCs			—				—				—				160				—				160
Residential First Lien - Investor			384				98				482				98				—				98
Residential First Lien - Owner Occupied			620				—				620				494				—				494
Residential Junior Liens			—				—				—				—				—				—
Commercial - Owner Occupied			2,155				2,304				4,459				2,894				1,844				4,738
Commercial - Non-Owner Occupied & Multifamily			—				7,282				7,282				5,348				—				5,348
Commercial and industrial loans:
Other commercial and industrial loans			18				2,932				2,950				2,253				879				3,132
Marine loans			—				—				—				—				—				—
Consumer loans			52				—				52				—				—				—
Overdrafts			—				—				—				—				—				—
Other loans			—				—				—				—				—				—
Total		$	3,229			$	12,917			$	16,146			$	11,675			$	2,723			$	14,398

Allowance For Loan Losses By Segment

The allowance for credit losses on loans by segment at June 30, 2026 and December 31, 2025 was as follows:


		As of and For the Six Months Ended
		June 30, 2026
		(in thousands)
		Construction and Farmland				Residential Real Estate				Commercial Real Estate & MultiFamily				Commercial				Marine				Consumer				All Other Loans				Total
Allowance for credit losses:
Beginning Balance		$	1,275			$	3,160			$	8,163			$	1,312			$	710			$	230			$	470			$	15,320
Charge-Offs			—				—				(1,586	)			(335	)			(369	)			(40	)			(94	)			(2,424	)
Recoveries			3				150				—				37				2				21				18				231
Provision (recovery)			772				(865	)			3,301				1,661				547				18				(255	)			5,179
Ending balance		$	2,050			$	2,445			$	9,878			$	2,675			$	890			$	229			$	139			$	18,306
Ending balance: Individually evaluated for impairment		$	272			$	7			$	1,365			$	1,420			$	—			$	—			$	—			$	3,064
Ending balance: Collectively evaluated for impairment		$	1,778			$	2,438			$	8,513			$	1,255			$	890			$	229			$	139			$	15,242
Loans:
Ending balance		$	95,454			$	355,285			$	727,434			$	118,059			$	159,246			$	28,052			$	12,003			$	1,495,533
Ending balance: Individually evaluated for impairment		$	301			$	1,081			$	11,741			$	2,932			$	—			$	—			$	—			$	16,055
Ending balance: Collectively evaluated for impairment		$	95,153			$	354,204			$	715,693			$	115,127			$	159,246			$	28,052			$	12,003			$	1,479,478


		As of and For the Year Ended
		December 31, 2025
		(in thousands)
		Construction and Farmland				Residential Real Estate				Commercial Real Estate & MultiFamily				Commercial				Marine				Consumer				All Other Loans				Total
Allowance for credit losses:
Beginning Balance		$	2,387			$	2,318			$	7,251			$	1,433			$	1,279			$	238			$	121			$	15,027
Charge-Offs			—				(31	)			(2,771	)			(485	)			(580	)			(140	)			(139	)			(4,146	)
Recoveries			5				308				—				153				—				46				47				559
Provision (recovery)			(1,117	)			565				3,683				211				11				86				441				3,880
Ending balance		$	1,275			$	3,160			$	8,163			$	1,312			$	710			$	230			$	470			$	15,320
Ending balance: Individually evaluated for impairment		$	—			$	—			$	49			$	418			$	—			$	—			$	—			$	467
Ending balance: Collectively evaluated for impairment		$	1,275			$	3,160			$	8,114			$	894			$	710			$	230			$	470			$	14,853
Loans:
Ending balance		$	82,336			$	355,478			$	697,779			$	113,224			$	175,639			$	28,742			$	14,264			$	1,467,462
Ending balance: Individually evaluated for impairment		$	428			$	728			$	10,086			$	3,113			$	—			$	—			$	—			$	14,355
Ending balance: Collectively evaluated for impairment		$	81,908			$	354,750			$	687,693			$	110,111			$	175,639			$	28,742			$	14,264			$	1,453,107

Schedule of amortized cost basis of collateral-dependent loans

The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment:


		June 30, 2026												December 31, 2025
		(in thousands)												(in thousands)
(in thousands)		Real Estate Collateral				Other Collateral				Total				Real Estate Collateral				Other Collateral				Total
Mortgage real estate loans:
Construction & Secured by Farmland		$	301			$	—			$	301			$	428			$	—			$	428
HELOCs			—				—				—				160				—				160
Residential First Lien - Investor			482				—				482				98				—				98
Residential First Lien - Owner Occupied			599				—				599				470				—				470
Residential Junior Liens			—				—				—				—				—				—
Commercial - Owner Occupied			4,459				—				4,459				4,738				—				4,738
Commercial - Non-Owner Occupied & Multifamily			7,282				—				7,282				5,348				—				5,348
Commercial and industrial loans:
Other commercial and industrial loans			—				2,932				2,932				—				3,113				3,113
Marine loans			—				—				—				—				—				—
Consumer loans			—				—				—				—				—				—
Overdrafts			—				—				—				—				—				—
Other loans			—				—				—				—				—				—
		$	13,123			$	2,932			$	16,055			$	11,242			$	3,113			$	14,355

Schedule of credit quality information by class

Credit quality information by class at June 30, 2026 and gross charge-offs by year of origination for the six months ended June 30, 2026 was as follows:


June 30, 2026
		Term Loans Amortized Cost Basis by Origination Year
(in thousands)		2026				2025				2024				2023				2022				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total

Mortgage real estate loans:
Construction & Secured by Farmland
Pass		$	17,955			$	21,592			$	34,141			$	2,107			$	5,970			$	7,777			$	1,917			$	308			$	91,767
Special Mention			—				—				649				1,316				—				1,421				—				—				3,386
Classified			—				—				—				301				—				—				—				—				301
Total		$	17,955			$	21,592			$	34,790			$	3,724			$	5,970			$	9,198			$	1,917			$	308			$	95,454
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
HELOCs
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	59,931			$	—			$	59,931
Special Mention			—				—				—				—				—				—				42				—				42
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	—			$	—			$	59,973			$	—			$	59,973
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential First Lien - Investor
Pass		$	10,747			$	17,935			$	4,704			$	8,371			$	13,057			$	44,670			$	—			$	1,374			$	100,858
Special Mention			—				—				—				1,651				1,234				2,326				—				—				5,211
Classified			—				—				—				—				98				384				—				905				1,387
Total		$	10,747			$	17,935			$	4,704			$	10,022			$	14,389			$	47,380			$	—			$	2,279			$	107,456
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential First Lien - Owner Occupied
Pass		$	6,034			$	13,326			$	18,820			$	45,990			$	27,152			$	64,178			$	—			$	152			$	175,652
Special Mention			—				—				39				277				976				45				—				40				1,377
Classified			—				—				154				—				—				556				—				—				710
Total		$	6,034			$	13,326			$	19,013			$	46,267			$	28,128			$	64,779			$	—			$	192			$	177,739
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential Junior Liens
Pass		$	521			$	1,602			$	511			$	1,528			$	1,716			$	3,958			$	—			$	152			$	9,988
Special Mention			—				—				—				—				—				61				—				68				129
Classified			—				—				—				—				—				—				—				—				—
Total		$	521			$	1,602			$	511			$	1,528			$	1,716			$	4,019			$	—			$	220			$	10,117
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial - Owner Occupied
Pass		$	40,239			$	33,625			$	21,951			$	48,480			$	66,899			$	94,900			$	2,812			$	4,133			$	313,039
Special Mention			—				—				737				909				3,985				6,488				200				—				12,319
Classified			—				—				1,833				471				—				2,155				—				—				4,459


Total		$	40,239			$	33,625			$	24,521			$	49,860			$	70,884			$	103,543			$	3,012			$	4,133			$	329,817
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial - Non-Owner Occupied & Multifamily
Pass		$	33,014			$	67,408			$	25,682			$	54,292			$	63,453			$	115,377			$	5,429			$	4,615			$	369,270
Special Mention			—				—				269				415				4,068				12,213				—				—				16,965
Classified			—				—				—				—				8,404				2,978				—				—				11,382
Total		$	33,014			$	67,408			$	25,951			$	54,707			$	75,925			$	130,568			$	5,429			$	4,615			$	397,617
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	403			$	1,183			$	—			$	—			$	1,586
Commercial and industrial loans:
Other commercial and industrial loans
Pass		$	28,770			$	13,266			$	12,770			$	5,624			$	8,271			$	7,487			$	31,959			$	2,353			$	110,500
Special Mention			—				428				3,871				—				240				—				50				18				4,607
Classified			—				—				103				1,648				461				234				506				—				2,952
Total		$	28,770			$	13,694			$	16,744			$	7,272			$	8,972			$	7,721			$	32,515			$	2,371			$	118,059
Current period gross charge-offs		$	—			$	127			$	125			$	78			$	—			$	—			$	5			$	—			$	335
Marine loans
Pass		$	—			$	—			$	—			$	55,237			$	83,180			$	20,829			$	—			$	—			$	159,246
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	55,237			$	83,180			$	20,829			$	—			$	—			$	159,246
Current period gross charge-offs		$	—			$	—			$	—			$	123			$	—			$	246			$	—			$	—			$	369
Consumer loans
Pass		$	1,466			$	1,472			$	1,249			$	694			$	9,037			$	11,547			$	2,478			$	—			$	27,943
Special Mention			—				—				29				3				—				—				—				—				32
Classified			—				52				—				8				—				—				17				—				77
Total		$	1,466			$	1,524			$	1,278			$	705			$	9,037			$	11,547			$	2,495			$	—			$	28,052
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	40			$	—			$	40
Overdrafts
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Special Mention			—				—				—				—				—				—				—				—				—
Classified			463				—				—				—				—				—				—				—				463
Total		$	463			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	463
Current period gross charge-offs		$	94			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	94
Other loans
Pass		$	247			$	3,955			$	—			$	32			$	4,650			$	2,050			$	606			$	—			$	11,540
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	247			$	3,955			$	—			$	32			$	4,650			$	2,050			$	606			$	—			$	11,540
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Total by Risk Category
Pass		$	138,993			$	174,181			$	119,828			$	222,355			$	283,385			$	372,773			$	105,132			$	13,087			$	1,429,734
Special Mention			—				428				5,594				4,571				10,503				22,554				292				126				44,068


Classified			463				52				2,090				2,428				8,963				6,307				523				905				21,731
Total		$	139,456			$	174,661			$	127,512			$	229,354			$	302,851			$	401,634			$	105,947			$	14,118			$	1,495,533
Total current period gross charge-offs		$	94			$	127			$	125			$	201			$	403			$	1,429			$	45			$	—			$	2,424

Credit quality information by class at December 31, 2025 and gross charge-offs by year of origination for the year ended December 31, 2025 was as follows:


December 31, 2025
		Term Loans Amortized Cost Basis by Origination Year
(in thousands)		2025				2024				2023				2022				2021				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total

Mortgage real estate loans:
Construction & Secured by Farmland
Pass		$	17,680			$	37,736			$	6,684			$	6,158			$	3,089			$	6,643			$	1,144			$	308			$	79,442
Special Mention			1,788				655				—				—				—				—				—				—				2,443
Classified			—				—				428				—				—				23				—				—				451
Total		$	19,468			$	38,391			$	7,112			$	6,158			$	3,089			$	6,666			$	1,144			$	308			$	82,336
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
HELOCs
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	58,439			$	—			$	58,439
Special Mention			—				—				—				—				—				—				41				—				41
Classified			—				—				—				—				—				—				160				—				160
Total		$	—			$	—			$	—			$	—			$	—			$	—			$	58,640			$	—			$	58,640
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	31			$	—			$	31
Residential First Lien - Investor
Pass		$	19,774			$	6,261			$	10,174			$	15,545			$	23,908			$	25,060			$	—			$	900			$	101,622
Special Mention			—				—				685				—				3,025				925				—				—				4,635
Classified			—				952				—				98				—				—				—				—				1,050
Total		$	19,774			$	7,213			$	10,859			$	15,643			$	26,933			$	25,985			$	—			$	900			$	107,307
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential First Lien - Owner Occupied
Pass		$	13,144			$	18,396			$	47,588			$	28,716			$	21,399			$	45,468			$	—			$	250			$	174,961
Special Mention			—				41				277				—				—				2,784				—				—				3,102
Classified			—				—				—				—				—				744				—				—				744
Total		$	13,144			$	18,437			$	47,865			$	28,716			$	21,399			$	48,996			$	—			$	250			$	178,807
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential Junior Liens
Pass		$	1,763			$	628			$	1,547			$	1,843			$	2,541			$	2,028			$	—			$	161			$	10,511
Special Mention			—				—				149				—				—				64				—				—				213
Classified			—				—				—				—				—				—				—				—				—


Total		$	1,763			$	628			$	1,696			$	1,843			$	2,541			$	2,092			$	—			$	161			$	10,724
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial - Owner Occupied
Pass		$	36,319			$	24,619			$	46,689			$	69,524			$	25,728			$	61,040			$	3,046			$	2,736			$	269,701
Special Mention			—				1,371				920				3,336				5,879				12,908				—				—				24,414
Classified			—				1,844				699				—				2,195				—				—				—				4,738
Total		$	36,319			$	27,834			$	48,308			$	72,860			$	33,802			$	73,948			$	3,046			$	2,736			$	298,853
Current period gross charge-offs		$	—			$	468			$	37			$	—			$	8			$	—			$	—			$	—			$	513
Commercial - Non-Owner Occupied & Multifamily
Pass		$	68,609			$	25,254			$	53,637			$	72,478			$	48,985			$	94,990			$	7,909			$	4,838			$	376,700
Special Mention			—				271				2,053				4,153				3,728				6,673				—				—				16,878
Classified			—				—				—				1,132				4,216				—				—				—				5,348
Total		$	68,609			$	25,525			$	55,690			$	77,763			$	56,929			$	101,663			$	7,909			$	4,838			$	398,926
Current period gross charge-offs		$	1,184			$	—			$	—			$	257			$	817			$	—			$	—			$	—			$	2,258
Commercial and industrial loans:
SBA PPP loans
Pass		$	—			$	—			$	—			$	—			$	4			$	—			$	—			$	—			$	4
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	4			$	—			$	—			$	—			$	4
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Other commercial and industrial loans
Pass		$	23,186			$	15,740			$	6,112			$	9,317			$	4,531			$	4,746			$	41,305			$	2,125			$	107,062
Special Mention			—				2,802				—				—				—				216				—				8				3,026
Classified			48				113				1,725				461				19				—				766				—				3,132
Total		$	23,234			$	18,655			$	7,837			$	9,778			$	4,550			$	4,962			$	42,071			$	2,133			$	113,220
Current period gross charge-offs		$	—			$	96			$	184			$	85			$	—			$	—			$	120			$	—			$	485
Marine loans
Pass		$	—			$	—			$	60,223			$	92,924			$	22,191			$	301			$	—			$	—			$	175,639
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	60,223			$	92,924			$	22,191			$	301			$	—			$	—			$	175,639
Current period gross charge-offs		$	—			$	—			$	314			$	266			$	—			$	—			$	—			$	—			$	580


Consumer loans
Pass		$	2,237			$	1,643			$	1,072			$	9,713			$	4,665			$	7,525			$	1,870			$	—			$	28,725
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				17				—				17
Total		$	2,237			$	1,643			$	1,072			$	9,713			$	4,665			$	7,525			$	1,887			$	—			$	28,742
Current period gross charge-offs		$	—			$	6			$	30			$	2			$	6			$	8			$	88			$	—			$	140
Overdrafts
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Special Mention			—				—				—				—				—				—				—				—				—
Classified			318				—				—				—				—				—				—				—				318
Total		$	318			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	318
Current period gross charge-offs		$	139			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	139
Other loans
Pass		$	4,250			$	—			$	40			$	7,515			$	—			$	2,102			$	39			$	—			$	13,946
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	4,250			$	—			$	40			$	7,515			$	—			$	2,102			$	39			$	—			$	13,946
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Total by Risk Category
Pass		$	186,962			$	130,277			$	233,766			$	313,733			$	157,041			$	249,903			$	113,752			$	11,318			$	1,396,752
Special Mention			1,788				5,140				4,084				7,489				12,632				23,570				41				8				54,752
Classified			366				2,909				2,852				1,691				6,430				767				943				—				15,958
Total		$	189,116			$	138,326			$	240,702			$	322,913			$	176,103			$	274,240			$	114,736			$	11,326			$	1,467,462
Total current period gross charge-offs		$	1,323			$	570			$	565			$	610			$	831			$	8			$	239			$	—			$	4,146

Schedule of Unfunded Commitment Reserve

The activity in the unfunded commitment reserve for the three and six months ended June 30, 2026 and 2025 and year-ended December 31, 2025 is presented below:


		Three Months Ended								Year Ended				Six Months Ended
		June 30,								December 31,				June 30,
		2026				2025				2025				2026				2025
		(in thousands)
Balance, beginning		$	315			$	592			$	505			$	326			$	505
Provision (recovery)			296				(188	)			(179	)			285				(101	)
Balance, ending		$	611			$	404			$	326			$	611			$	404