The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 200,414 345 SH SOLE 0 0 345
ALPHABET INC CAP STK CL A 02079K305 858,403 2,402 SH SOLE 0 0 2,402
AMAZON COM INC COM 023135106 743,859 3,121 SH SOLE 0 0 3,121
APPLE INC COM 037833100 5,945,480 20,547 SH SOLE 0 0 20,547
AUTOMATIC DATA PROCESSING IN COM 053015103 578,239 2,582 SH SOLE 0 0 2,582
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 215,668 431 SH SOLE 0 0 431
BROADCOM INC COM 11135F101 402,304 1,065 SH SOLE 0 0 1,065
CHEVRON CORPORATION COM 166764100 214,825 1,296 SH SOLE 0 0 1,296
CITIGROUP INC COM NEW 172967424 244,650 1,748 SH SOLE 0 0 1,748
COSTCO WHOLESALE CORPORATION COM 22160K105 307,037 328 SH SOLE 0 0 328
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 580,190 10,547 SH SOLE 0 0 10,547
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 581,692 7,099 SH SOLE 0 0 7,099
DOUBLELINE ETF TRUST MORTGAGE ETF 25861R402 15,745,654 320,754 SH SOLE 0 0 320,754
ELI LILLY & CO COM 532457108 280,667 234 SH SOLE 0 0 234
EVERUS CONSTR GROUP COM 300426103 220,382 1,328 SH SOLE 0 0 1,328
FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 3,963,768 41,866 SH SOLE 0 0 41,866
HOME DEPOT INC COM 437076102 365,376 1,036 SH SOLE 0 0 1,036
INVESCO QQQ TR UNIT SER 1 46090E103 368,936 501 SH SOLE 0 0 501
ISHARES INC MSCI EURZONE ETF 464286608 929,632 13,376 SH SOLE 0 0 13,376
ISHARES INC MSCI JAPAN ETF 46434G822 575,010 6,165 SH SOLE 0 0 6,165
ISHARES INC CORE MSCI EMKT 46434G103 665,952 8,039 SH SOLE 0 0 8,039
ISHARES INC MSCI PAC JP ETF 464286665 247,925 4,655 SH SOLE 0 0 4,655
ISHARES INC MSCI CDA ETF 464286509 292,350 5,072 SH SOLE 0 0 5,072
ISHARES TR CRE U S REIT ETF 464288521 8,188,423 123,227 SH SOLE 0 0 123,227
ISHARES TR 0-5YR HI YL CP 46434V407 422,446 9,961 SH SOLE 0 0 9,961
ISHARES TR ESG SELECT SCRE 46436E551 265,339 5,088 SH SOLE 0 0 5,088
ISHARES TR 3 7 YR TREAS BD 464288661 11,826,628 100,695 SH SOLE 0 0 100,695
ISHARES TR ISHS 5-10YR INVT 464288638 11,599,700 218,163 SH SOLE 0 0 218,163
ISHARES TR RUS 1000 VAL ETF 464287598 7,981,280 32,922 SH SOLE 0 0 32,922
ISHARES TR CORE 40 MODE ETF 464289875 275,642 5,525 SH SOLE 0 0 5,525
ISHARES TR CORE S&P SCP ETF 464287804 218,461 1,473 SH SOLE 0 0 1,473
ISHARES TR ESG AW MSCI EAFE 46435G516 222,995 2,169 SH SOLE 0 0 2,169
ISHARES TR MSCI UK ETF NEW 46435G334 282,238 6,117 SH SOLE 0 0 6,117
ISHARES TR 7-10 YR TRSY BD 464287440 34,006,615 359,592 SH SOLE 0 0 359,592
ISHARES TR CORE S&P500 ETF 464287200 841,003 1,123 SH SOLE 0 0 1,123
ISHARES TR BROAD USD HIGH 46435U853 342,916 9,263 SH SOLE 0 0 9,263
ISHARES TR ESG AWARE MSCI 46435U663 264,996 4,738 SH SOLE 0 0 4,738
ISHARES TR MSCI EMG MKT ETF 464287234 759,693 11,105 SH SOLE 0 0 11,105
ISHARES TR RUS MID CAP ETF 464287499 1,252,463 11,353 SH SOLE 0 0 11,353
ISHARES TR RUS 1000 GRW ETF 464287614 8,346,133 67,215 SH SOLE 0 0 67,215
ISHARES TR CORE MSCI EAFE 46432F842 505,693 5,236 SH SOLE 0 0 5,236
ISHARES TR RUSSELL 2000 ETF 464287655 559,438 1,862 SH SOLE 0 0 1,862
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 24,257,085 526,755 SH SOLE 0 0 526,755
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,508,554 29,831 SH SOLE 0 0 29,831
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 9,961,929 197,305 SH SOLE 0 0 197,305
JPMORGAN CHASE & CO COM 46625H100 347,624 1,062 SH SOLE 0 0 1,062
KLA CORP COM NEW 482480100 310,460 1,029 SH SOLE 0 0 1,029
META PLATFORMS INC CL A 30303M102 442,746 786 SH SOLE 0 0 786
MICRON TECHNOLOGY INC COM 595112103 362,447 314 SH SOLE 0 0 314
MICROSOFT CORP COM 594918104 920,613 2,468 SH SOLE 0 0 2,468
NIKE INC CL B 654106103 424,005 10,329 SH SOLE 0 0 10,329
NU HLDGS LTD ORD SHS CL A G6683N103 1,079,916 80,832 SH SOLE 0 0 80,832
NVIDIA CORPORATION COM 67066G104 1,029,663 5,146 SH SOLE 0 0 5,146
PHILIP MORRIS INTL INC COM 718172109 239,887 1,326 SH SOLE 0 0 1,326
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,957,054 250,932 SH SOLE 0 0 250,932
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 472,850 490 SH SOLE 0 0 490
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 10,254,667 198,043 SH SOLE 0 0 198,043
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 11,639,284 230,984 SH SOLE 0 0 230,984
SPDR SERIES TRUST ST STR P500GRW 78464A409 17,110,643 143,799 SH SOLE 0 0 143,799
SPDR SERIES TRUST ST STR P500ETF 78464A854 489,931 5,575 SH SOLE 0 0 5,575
SPDR SERIES TRUST ST INTER ETF 78464A672 11,373,517 400,617 SH SOLE 0 0 400,617
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 6,664,877 229,744 SH SOLE 0 0 229,744
SPDR SERIES TRUST ST STR P500VAL 78464A508 23,575,129 387,813 SH SOLE 0 0 387,813
SPDR SERIES TRUST ST STR P400MID 78464A847 15,036,753 222,569 SH SOLE 0 0 222,569
SPDR SERIES TRUST ST STR SP600 SML 78468R853 20,833,942 361,261 SH SOLE 0 0 361,261
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 498,842 668 SH SOLE 0 0 668
TESLA INC COM 88160R101 889,148 2,114 SH SOLE 0 0 2,114
TEXAS INSTRS INC COM 882508104 413,125 1,386 SH SOLE 0 0 1,386
VANGUARD INDEX FDS GROWTH ETF 922908736 6,679,382 77,541 SH SOLE 0 0 77,541
VANGUARD INDEX FDS SML CP GRW ETF 922908595 253,673 694 SH SOLE 0 0 694
VANGUARD INDEX FDS VALUE ETF 922908744 9,207,258 42,249 SH SOLE 0 0 42,249
VANGUARD INDEX FDS MID CAP ETF 922908629 5,585,550 69,325 SH SOLE 0 0 69,325
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 442,891 2,241 SH SOLE 0 0 2,241
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,516,199 8,301 SH SOLE 0 0 8,301
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,248,719 4,077 SH SOLE 0 0 4,077
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,606,098 77,167 SH SOLE 0 0 77,167
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,670,608 92,341 SH SOLE 0 0 92,341
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 756,469 12,998 SH SOLE 0 0 12,998
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,994,060 36,226 SH SOLE 0 0 36,226
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,099,654 57,539 SH SOLE 0 0 57,539
VANGUARD WORLD FD ESG US STK ETF 921910733 978,179 7,397 SH SOLE 0 0 7,397