v3.26.1
Consolidated Statements of (Loss) Income and Comprehensive (Loss) Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest and fee income on loans:        
Taxable $ 186,808 $ 101,590 $ 289,873 $ 197,791
Tax exempt 8,232 4,527 12,725 9,006
Interest and dividend income on securities:        
Taxable 25,024 4,430 29,078 8,796
Tax exempt 38 3 50 7
Other interest income 9,914 6,371 14,416 11,768
Total interest income 230,016 116,921 346,142 227,368
Interest expense:        
Interest expense on deposits 81,894 37,185 114,673 71,579
Interest expense on securities sold under agreements to repurchase 152 36 193 73
Interest expense on other borrowed funds 4,775 1,201 5,302 2,739
Total interest expense 86,821 38,422 120,168 74,391
Net interest income 143,195 78,499 225,974 152,977
Provision for credit losses 40,400 4,500 48,650 8,300
Net interest income after credit loss expense 102,795 73,999 177,324 144,677
Noninterest income:        
Deposit account service fees 2,292 2,016 4,388 4,043
Treasury management service fees 5,067 4,333 9,680 8,527
Credit and debit card fees 2,952 2,728 5,665 5,314
Trust and investment advisory fees 9,413 1,473 10,902 2,894
Mortgage banking services, net 15,958 13,274 30,273 22,329
Other noninterest income 5,266 3,249 7,215 5,695
Total noninterest income 40,948 27,073 68,123 48,802
Noninterest expense:        
Salary and employee benefits 68,744 43,921 116,100 83,482
Occupancy, equipment and software 15,504 9,541 25,510 19,077
Customer service costs 2,742 0 2,742 0
Amortization and impairment of intangible assets 4,237 578 4,744 1,206
Merger related expenses 57,559 285 60,240 285
Other noninterest expenses 22,926 13,785 37,717 26,782
Total noninterest expense 171,712 68,110 247,053 130,832
(Loss) income before income taxes (27,969) 32,962 (1,606) 62,647
(Benefit) provision for income taxes (5,119) 6,576 (339) 12,692
Net (loss) income (22,850) 26,386 (1,267) 49,955
Other comprehensive (loss) income:        
Net unrealized (loss) gain on securities available-for-sale (2,560) 255 (3,084) 3,456
Reclassification adjustments for net loss on sales of available-for-sale securities 2 0 2 0
Other comprehensive (loss) income (2,558) 255 (3,082) 3,456
Comprehensive (loss) income (25,408) 26,641 (4,349) 53,411
Earnings per share:        
Net (loss) income available to common stockholders, basic (in shares) (22,850) 26,386 (1,267) 49,955
Net (loss) income available to common stockholders, diluted (in shares) $ (22,850) $ 26,386 $ (1,267) $ 49,955
Basic (in dollars per share) $ (0.49) $ 0.95 $ (0.03) $ 1.80
Diluted (in dollars per share) $ (0.49) $ 0.93 $ (0.03) $ 1.77