v3.26.1
Acquisition of First Foundation Inc. (Tables)
6 Months Ended
Jun. 30, 2026
Business Combination, Asset Acquisition, Transaction between Entities under Common Control, and Joint Venture Formation [Abstract]  
Schedule of Fair Values of the Assets Acquired and Liabilities Assumed in this Transaction
Estimated fair values of the assets acquired and liabilities assumed in this transaction are as follows:
April 1,
2026
Cash and cash equivalents$1,744,217 
Investment securities2,851,696 
Loans held-for-sale1,121,702 
Loans, net of allowance for credit losses4,835,795 
Premises and equipment41,292 
Bank-owned life insurance51,765 
Core deposits and other intangible assets90,214 
Accrued interest receivable38,032 
Deferred tax assets, net220,280 
Prepaid expenses and other assets189,720 
Total assets acquired11,184,713 
Deposits8,772,082 
Borrowings1,453,657 
Subordinated debt167,559 
Accrued expenses and other liabilities96,900 
Total liabilities assumed10,490,198 
Fair value of net assets acquired694,515 
Purchase price703,568 
Goodwill$9,053 
Schedule of Loans Held for Sale and Loans Held for Investment from Business Combination
Loans held for sale (“LHFS”): Fair values for LHFS were based on quotes or bids from third parties.
Unpaid principal balancePremium/ (discount)Loans and leasesAllowance for credit lossesNet loans and leases
Loans held-for sale1,228,357 (106,655)1,121,702 — 1,121,702 
Unpaid principal balancePremium/ (discount)Loans and leasesAllowance for credit lossesNet loans and leases
Purchased Seasoned Loans4,750,339 (261,778)4,488,561 (55,136)4,433,425 
Purchased Credit Deteriorated512,035 (72,301)439,734 (37,364)402,370 
Total5,262,374 (334,079)4,928,295 (92,500)4,835,795 
Schedule of Supplemental Pro Forma Information
The following table presents for illustrative purposes only certain pro forma financial information as if the Company had acquired First Foundation on January 1, 2025. These results combine the historical results of First Foundation with the Company's historical consolidated results and while certain adjustments were made for the estimated impact of certain fair value adjustments and other acquisition-related activity, they are not indicative of what would have occurred had the acquisition taken place on January 1, 2025. No adjustments have been made to the pro forma results regarding possible revenue enhancements, provision for credit losses, or expense efficiencies. Pro forma adjustments below include the net impact of First Foundation’s accretion and the elimination of merger-related costs, as disclosed below. The Company expects to achieve further operating cost savings and other business synergies, as a result of the acquisition, which are not reflected in the pro forma amounts below (dollars in thousands):
Pro formaPro forma
Three months ended June 30,
Six months ended June 30,
2026202520262025
(unaudited)(unaudited)(unaudited)(unaudited)
Total revenues$270,964 $260,515 $512,641 $517,331 
Net income available to common shareholders21,470 40,147 47,176 81,433