| Deposits |
Deposits The composition of our deposits is as follows as of: | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | Noninterest-bearing deposit accounts | $ | 2,673,289 | | | $ | 1,651,373 | | | Interest-bearing deposit accounts: | | | | | Demand and NOW | 2,869,439 | | | 1,483,841 | | | Savings | 2,409,906 | | | 378,631 | | | Money market | 3,453,761 | | | 2,301,837 | | | Certificates of deposit: | | | | | Less than $100 | 1,166,867 | | | 681,588 | | | $100 through $250 | 386,563 | | | 282,386 | | | Greater than $250 | 458,179 | | | 327,700 | | | Total interest-bearing deposit accounts | 10,744,715 | | | 5,455,983 | | | Total deposits | $ | 13,418,004 | | | $ | 7,107,356 | |
The following table summarizes the interest expense incurred on our deposits: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | For the three months ended June 30, | | For the six months ended June 30, | | | | | | 2026 | | 2025 | | 2026 | | 2025 | | | | | | Interest-bearing deposit accounts: | | | | | | | | | | | | | Demand and NOW | $ | 15,487 | | | $ | 6,707 | | | $ | 21,844 | | | $ | 12,689 | | | | | | | Savings | 16,323 | | | 576 | | | 16,797 | | | 1,145 | | | | | | | Money market | 26,726 | | | 15,802 | | | 42,797 | | | 28,725 | | | | | | | Certificates of deposit | 23,358 | | | 14,100 | | | 33,235 | | | 29,020 | | | | | | | Total interest-bearing deposit accounts | $ | 81,894 | | | $ | 37,185 | | | $ | 114,673 | | | $ | 71,579 | | | | | |
The remaining maturity on certificate of deposit accounts is as follows as of: | | | | | | | June 30, 2026 | | Remainder of 2026 | $ | 1,324,865 | | | 2027 | 449,936 | | | 2028 | 143,857 | | | 2029 | 89,488 | | | 2030 | 1,780 | | | | | Thereafter | 1,683 | | | Total certificates of deposit | $ | 2,011,609 | |
|