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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R585 2,069,390 78,031 SH SOLE 78,031 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 926,088 29,204 SH SOLE 29,204 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 1,306,573 27,843 SH SOLE 27,843 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 892,072 26,361 SH SOLE 26,361 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 659,817 22,419 SH SOLE 22,419 0 0
JPMORGAN MUNICIPAL ETF ETF 46641Q647 954,634 18,845 SH SOLE 18,845 0 0
STRIVE 500 ETF ETF 02072L680 893,374 18,496 SH SOLE 18,496 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1,371,845 18,100 SH SOLE 18,100 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,275,473 17,901 SH SOLE 17,901 0 0
VANGUARD MORNINGSTAR MID-CAP ETF ETF 922908629 1,321,766 16,405 SH SOLE 16,405 0 0
T. ROWE PRICE CAPITAL APPRECIATION EQUITY ETF ETF 87283Q867 658,117 16,012 SH SOLE 16,012 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 357,884 14,825 SH SOLE 14,825 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 798,365 13,717 SH SOLE 13,717 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 785,189 12,455 SH SOLE 12,455 0 0
FIDELITY TOTAL BOND ETF ETF 316188309 497,285 10,931 SH SOLE 10,931 0 0