The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 128,058,923 2,886,811 SH SOLE 0 0 2,886,811
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 54,117,359 1,468,984 SH SOLE 0 0 1,468,984
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 41,872,466 876,910 SH SOLE 0 0 876,910
VANGUARD INDEX FDS TOTAL STK MKT 922908769 37,362,289 100,968 SH SOLE 0 0 100,968
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 36,157,392 477,767 SH SOLE 0 0 477,767
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 18,294,627 223,160 SH SOLE 0 0 223,160
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 16,954,105 687,514 SH SOLE 0 0 687,514
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,405,830 234,704 SH SOLE 0 0 234,704
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 16,116,726 318,638 SH SOLE 0 0 318,638
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 15,373,581 279,469 SH SOLE 0 0 279,469
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 13,344,748 113,970 SH SOLE 0 0 113,970
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 13,058,017 503,393 SH SOLE 0 0 503,393
SIMPLIFY EXCHANGE TRADED FUN HIGH YIELD ETF 82889N830 12,098,629 572,852 SH SOLE 0 0 572,852
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,553,686 435,988 SH SOLE 0 0 435,988
ISHARES TR SHRT NAT MUN ETF 464288158 9,980,810 93,743 SH SOLE 0 0 93,743
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 9,849,628 182,333 SH SOLE 0 0 182,333
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 9,142,046 111,570 SH SOLE 0 0 111,570
VANGUARD STAR FDS VG TL INTL STK F 921909768 8,951,825 104,712 SH SOLE 0 0 104,712
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 8,882,257 87,674 SH SOLE 0 0 87,674
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,752,712 150,390 SH SOLE 0 0 150,390
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,567,204 145,256 SH SOLE 0 0 145,256
ISHARES TR 0-3 MTH TREASURY 46436E718 8,074,627 80,209 SH SOLE 0 0 80,209
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,039,034 333,017 SH SOLE 0 0 333,017
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 5,920,484 141,876 SH SOLE 0 0 141,876
VANGUARD INDEX FDS GROWTH ETF 922908736 5,794,983 67,274 SH SOLE 0 0 67,274
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,591,387 67,906 SH SOLE 0 0 67,906
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,293,563 51,816 SH SOLE 0 0 51,816
SPDR SERIES TRUST ST STR BL 12 ETF 78468R523 5,213,811 52,463 SH SOLE 0 0 52,463
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 5,186,504 102,137 SH SOLE 0 0 102,137
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 5,030,000 50,000 SH SOLE 0 0 50,000
ISHARES GOLD TR ISHARES NEW 464285204 4,862,391 64,394 SH SOLE 0 0 64,394
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4,338,745 105,182 SH SOLE 0 0 105,182
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 4,083,041 133,389 SH SOLE 0 0 133,389
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 3,533,486 68,359 SH SOLE 0 0 68,359
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 3,258,886 78,994 SH SOLE 0 0 78,994
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3,203,425 93,873 SH SOLE 0 0 93,873
ISHARES TR CORE S&P TTL STK 464287150 2,978,144 18,130 SH SOLE 0 0 18,130
APPLE INC COM 037833100 2,945,870 10,181 SH SOLE 0 0 10,181
ISHARES TR CORE S&P500 ETF 464287200 2,789,837 3,725 SH SOLE 0 0 3,725
MICROSOFT CORP COM 594918104 2,626,011 7,040 SH SOLE 0 0 7,040
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,590,297 51,569 SH SOLE 0 0 51,569
TESLA INC COM 88160R101 2,437,377 5,795 SH SOLE 0 0 5,795
ISHARES TR US TREAS BD ETF 46429B267 2,151,784 94,459 SH SOLE 0 0 94,459
ISHARES TR RUS 2000 VAL ETF 464287630 1,732,218 7,831 SH SOLE 0 0 7,831
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 1,711,898 69,420 SH SOLE 0 0 69,420
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1,674,608 44,944 SH SOLE 0 0 44,944
SIMPLIFY EXCHANGE TRADED FUN BARRIER INCOME 82889N335 1,492,249 58,291 SH SOLE 0 0 58,291
ALPHABET INC CAP STK CL C 02079K107 1,479,309 4,187 SH SOLE 0 0 4,187
AMAZON COM INC COM 023135106 1,466,745 6,154 SH SOLE 0 0 6,154
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,268,801 31,617 SH SOLE 0 0 31,617
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,212,380 26,000 SH SOLE 0 0 26,000
VANGUARD WORLD FD UTILITIES ETF 92204A876 1,105,875 5,650 SH SOLE 0 0 5,650
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,093,677 26,911 SH SOLE 0 0 26,911
ELI LILLY & CO COM 532457108 1,077,089 898 SH SOLE 0 0 898
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 1,067,959 36,813 SH SOLE 0 0 36,813
ALPHABET INC CAP STK CL A 02079K305 1,057,481 2,959 SH SOLE 0 0 2,959
VANGUARD MALVERN FDS CORE BD ETF 922020748 1,004,147 13,002 SH SOLE 0 0 13,002
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 967,520 22,676 SH SOLE 0 0 22,676
BANK OF AMER CORP COM 060505104 855,270 15,010 SH SOLE 0 0 15,010
COSTCO WHOLESALE CORPORATION COM 22160K105 820,408 877 SH SOLE 0 0 877
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 804,154 19,999 SH SOLE 0 0 19,999
ISHARES TR NATIONAL MUN ETF 464288414 764,422 7,103 SH SOLE 0 0 7,103
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 725,404 9,848 SH SOLE 0 0 9,848
VANGUARD INDEX FDS VALUE ETF 922908744 718,823 3,298 SH SOLE 0 0 3,298
BILL HOLDINGS INC COM 090043100 687,040 19,000 SH SOLE 0 0 19,000
CHEVRON CORPORATION COM 166764100 681,606 4,112 SH SOLE 0 0 4,112
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 669,751 9,400 SH SOLE 0 0 9,400
KRANESHARES TRUST MOUNT LUCAS ETF 500767652 659,792 23,975 SH SOLE 0 0 23,975
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 578,279 3,748 SH SOLE 0 0 3,748
SPDR GOLD TR GOLD SHS 78463V107 574,673 1,560 SH SOLE 0 0 1,560
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 550,039 737 SH SOLE 0 0 737
ISHARES TR CORE MSCI INTL 46435G326 549,433 6,173 SH SOLE 0 0 6,173
ISHARES TR SHRT NAT MUN ETF 464288158 535,736 5,032 SH SOLE 0 0 5,032
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 526,456 6,800 SH SOLE 0 0 6,800
SCHWAB STRATEGIC TR MUN BD ETF 808524649 516,400 20,000 SH SOLE 0 0 20,000
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 511,658 17,050 SH SOLE 0 0 17,050
VANGUARD INDEX FDS SMALL CP ETF 922908751 485,910 1,603 SH SOLE 0 0 1,603
INVESCO QQQ TR UNIT SER 1 46090E103 475,058 645 SH SOLE 0 0 645
ISHARES TR SP SMCP600VL ETF 464287879 473,733 3,466 SH SOLE 0 0 3,466
SIMPLIFY EXCHANGE TRADED FUN CURRE STRAT ETF 82889N368 454,337 15,251 SH SOLE 0 0 15,251
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 446,017 4,890 SH SOLE 0 0 4,890
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 443,211 2,594 SH SOLE 0 0 2,594
CATERPILLAR INC COM 149123101 432,350 406 SH SOLE 0 0 406
UNITEDHEALTH GROUP INC COM 91324P102 431,424 1,038 SH SOLE 0 0 1,038
ISHARES TR CORE S&P MCP ETF 464287507 427,846 5,549 SH SOLE 0 0 5,549
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 426,791 5,478 SH SOLE 0 0 5,478
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 410,410 9,100 SH SOLE 0 0 9,100
ISHARES TR RUSSELL 3000 ETF 464287689 406,383 953 SH SOLE 0 0 953
JOHNSON & JOHNSON COM 478160104 404,650 1,593 SH SOLE 0 0 1,593
VANGUARD INDEX FDS LARGE CAP ETF 922908637 378,301 1,100 SH SOLE 0 0 1,100
PROCTER & GAMBLE CO COM 742718109 375,839 2,563 SH SOLE 0 0 2,563
VANGUARD INDEX FDS TOTAL STK MKT 922908769 373,371 1,009 SH SOLE 0 0 1,009
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 364,142 4,608 SH SOLE 0 0 4,608
VANGUARD INDEX FDS SM CP VAL ETF 922908611 350,149 1,441 SH SOLE 0 0 1,441
ISHARES TR CORE S&P US GWT 464287671 318,813 1,695 SH SOLE 0 0 1,695
KLA CORP COM NEW 482480100 301,710 1,000 SH SOLE 0 0 1,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 285,588 3,410 SH SOLE 0 0 3,410
WALMART INC COM 931142103 277,261 2,448 SH SOLE 0 0 2,448
JPMORGAN CHASE & CO COM 46625H100 277,249 847 SH SOLE 0 0 847
NVIDIA CORPORATION COM 67066G104 276,268 1,381 SH SOLE 0 0 1,381
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 261,329 3,560 SH SOLE 0 0 3,560
SPDR SERIES TRUST ST STR P500GRW 78464A409 256,781 2,158 SH SOLE 0 0 2,158
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 251,810 367 SH SOLE 0 0 367
INTERNATIONAL BUSINESS MACHS COM 459200101 250,840 892 SH SOLE 0 0 892
ISHARES TR CORE UNIVRSL USD 46434V613 229,089 4,964 SH SOLE 0 0 4,964
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 228,318 965 SH SOLE 0 0 965
NEWMONT CORP COM 651639106 227,193 2,432 SH SOLE 0 0 2,432
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 226,372 6,800 SH SOLE 0 0 6,800
ISHARES INC CORE MSCI EMKT 46434G103 215,384 2,600 SH SOLE 0 0 2,600
BARRICK MNG CORP COM SHS 06849F108 214,504 5,840 SH SOLE 0 0 5,840
EXXON MOBIL CORP COM 30231G102 214,241 1,567 SH SOLE 0 0 1,567
BROADCOM INC COM 11135F101 207,007 548 SH SOLE 0 0 548
AGNICO EAGLE MINES LTD COM 008474108 201,049 1,296 SH SOLE 0 0 1,296
CINTAS CORP COM 172908105 200,299 1,178 SH SOLE 0 0 1,178