The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEVRON CORPORATION COM 166764100 3,471,180 20,941 SH SOLE 20,941 0 0
DANAHER CORP DEL COM 235851102 534,868 2,808 SH SOLE 2,808 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 906,723 19,932 SH SOLE 19,932 0 0
GE AEROSPACE COM NEW 369604301 375,679 1,005 SH SOLE 1,005 0 0
ISHARES TR CORE S&P TTL STK 464287150 17,092,225 104,050 SH SOLE 104,050 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,945,050 13,270 SH SOLE 13,270 0 0
ISHARES TR CORE US AGGBD ET 464287226 11,053,493 111,674 SH SOLE 111,674 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,729,959 15,861 SH SOLE 15,861 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 10,420,916 75,772 SH SOLE 75,772 0 0
ISHARES TR S&P 500 VAL ETF 464287408 20,295,815 178,510 SH SOLE 178,510 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 1,119,100 11,834 SH SOLE 11,834 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,961,564 38,407 SH SOLE 38,407 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,029,768 10,084 SH SOLE 10,084 0 0
ISHARES TR CORE S&P US VLU 464287663 15,542,967 141,107 SH SOLE 141,107 0 0
ISHARES TR CORE S&P US GWT 464287671 15,155,315 79,293 SH SOLE 79,293 0 0
ISHARES TR S&P MC 400VL ETF 464287705 233,118 1,578 SH SOLE 1,578 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,136,513 7,663 SH SOLE 7,663 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,051,178 9,873 SH SOLE 9,873 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 27,294,603 277,581 SH SOLE 277,581 0 0
ISHARES TR IBOXX HI YD ETF 464288513 695,671 8,699 SH SOLE 8,699 0 0
ISHARES TR USD INV GRDE ETF 464288620 19,474,142 379,687 SH SOLE 379,687 0 0
ISHARES TR RUS TP200 GR ETF 464289438 15,538,866 53,468 SH SOLE 53,468 0 0
NEWMONT CORP COM 651639106 322,604 3,454 SH SOLE 3,454 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 226,647 330 SH SOLE 330 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,529,402 17,755 SH SOLE 17,755 0 0
WALMART INC COM 931142103 281,791 2,488 SH SOLE 2,488 0 0
GE VERNOVA INC COM 36828A101 296,065 252 SH SOLE 252 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 865,630 5,358 SH SOLE 5,358 0 0
ISHARES TR US TREAS BD ETF 46429B267 1,647,267 72,312 SH SOLE 72,312 0 0
ISHARES INC MSCI EMRG CHN 46434G764 839,182 8,203 SH SOLE 8,203 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,640,299 32,565 SH SOLE 32,565 0 0
ISHARES TR CORE MSCI INTL 46435G326 5,551,109 62,365 SH SOLE 62,365 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 319,654 3,175 SH SOLE 3,175 0 0
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 720,605 5,807 SH SOLE 5,807 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 860,328 19,869 SH SOLE 19,869 0 0
VISA INC COM CL A 92826C839 219,578 640 SH SOLE 640 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 341,997 7,994 SH SOLE 7,994 0 0