The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 340,130 3,748 SH SOLE 0 0 3,748
ABBVIE INC COM 00287Y109 802,479 3,189 SH SOLE 0 0 3,189
ABERDEEN MUN INCOME FD SH BEN INT 552738106 1,111,488 197,774 SH SOLE 0 0 197,774
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106 278,783 24,433 SH SOLE 0 0 24,433
ALPHABET INC CAP STK CL A 02079K305 1,468,910 4,110 SH SOLE 0 0 4,110
ALPHABET INC CAP STK CL C 02079K107 1,048,573 2,968 SH SOLE 0 0 2,968
AMAZON COM INC COM 023135106 566,773 2,378 SH SOLE 0 0 2,378
AMERICAN ELEC PWR CO INC COM 025537101 286,024 2,091 SH SOLE 0 0 2,091
APPLE INC COM 037833100 18,619,675 64,348 SH SOLE 0 0 64,348
CF BANKSHARES INC COM 12520L109 231,961 7,078 SH SOLE 0 0 7,078
CHEVRON CORPORATION COM 166764100 320,656 1,934 SH SOLE 0 0 1,934
COHERENT CORP COM 19247G107 986,420 2,501 SH SOLE 0 0 2,501
DNP SELECT INCOME FD INC COM 23325P104 347,162 32,174 SH SOLE 0 0 32,174
DT MIDSTREAM INC COMMON STOCK 23345M107 243,501 1,659 SH SOLE 0 0 1,659
DTE ENERGY CO COM 233331107 470,781 3,090 SH SOLE 0 0 3,090
EATON VANCE TAX-MANAGED BUY- COM 27828Y108 9,187,403 617,433 SH SOLE 0 0 617,433
ELI LILLY & CO COM 532457108 360,658 301 SH SOLE 0 0 301
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 831,754 28,387 SH SOLE 0 0 28,387
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 4,926,672 102,256 SH SOLE 0 0 102,256
FIRSTENERGY CORP COM 337932107 1,229,986 25,873 SH SOLE 0 0 25,873
HUNTINGTON BANCSHARES INC COM 446150104 232,187 13,096 SH SOLE 0 0 13,096
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 648,872 23,341 SH SOLE 0 0 23,341
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 187,242 17,273 SH SOLE 0 0 17,273
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,143,041 12,686 SH SOLE 0 0 12,686
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 2,909,682 17,272 SH SOLE 0 0 17,272
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 779,457 6,041 SH SOLE 0 0 6,041
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 464,196 7,270 SH SOLE 0 0 7,270
INVESCO EXCHANGE TRADED FD T DORSEY WRGT TECH 46137V811 911,505 6,687 SH SOLE 0 0 6,687
INVESCO QQQ TR UNIT SER 1 46090E103 31,337,011 42,554 SH SOLE 0 0 42,554
ISHARES TR MSCI EMG MKT ETF 464287234 3,272,202 47,832 SH SOLE 0 0 47,832
ISHARES TR U.S. REAL ES ETF 464287739 746,216 7,298 SH SOLE 0 0 7,298
ISHARES TR CORE S&P SCP ETF 464287804 3,884,574 26,192 SH SOLE 0 0 26,192
ISHARES TR SELECT DIVID ETF 464287168 468,281 2,996 SH SOLE 0 0 2,996
ISHARES TR CORE S&P500 ETF 464287200 1,250,198 1,669 SH SOLE 0 0 1,669
ISHARES TR PFD AND INCM SEC 464288687 1,276,020 41,850 SH SOLE 0 0 41,850
ISHARES TR CORE S&P MCP ETF 464287507 4,244,329 55,043 SH SOLE 0 0 55,043
ISHARES TR MSCI EAFE ETF 464287465 337,541 3,249 SH SOLE 0 0 3,249
JOHNSON & JOHNSON COM 478160104 245,195 965 SH SOLE 0 0 965
JPMORGAN CHASE & CO COM 46625H100 381,350 1,165 SH SOLE 0 0 1,165
L3HARRIS TECHNOLOGIES INC COM 502431109 362,704 1,248 SH SOLE 0 0 1,248
MARRIOTT INTL INC NEW CL A 571903202 1,199,078 3,236 SH SOLE 0 0 3,236
MICROSOFT CORP COM 594918104 691,907 1,855 SH SOLE 0 0 1,855
NETFLIX INC. COM 64110L106 218,484 3,060 SH SOLE 0 0 3,060
NVIDIA CORPORATION COM 67066G104 218,580 1,092 SH SOLE 0 0 1,092
PNC FINL SVCS GROUP INC COM 693475105 293,882 1,194 SH SOLE 0 0 1,194
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102 16,416,510 860,404 SH SOLE 0 0 860,404
PROGRESSIVE CORP COM 743315103 510,101 2,335 SH SOLE 0 0 2,335
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 381,648 13,778 SH SOLE 0 0 13,778
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,934,958 133,848 SH SOLE 0 0 133,848
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 12,480,488 314,528 SH SOLE 0 0 314,528
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 237,925 2,864 SH SOLE 0 0 2,864
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 225,823 1,219 SH SOLE 0 0 1,219
SHERWIN WILLIAMS CO COM 824348106 918,728 2,668 SH SOLE 0 0 2,668
SPDR GOLD TR GOLD SHS 78463V107 2,582,541 7,011 SH SOLE 0 0 7,011
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 944,482 18,743 SH SOLE 0 0 18,743
SPDR SERIES TRUST ST STR SP600SM C 78464A300 4,890,943 44,826 SH SOLE 0 0 44,826
SPDR SERIES TRUST ST STR SP400GRW 78464A821 6,532,414 58,278 SH SOLE 0 0 58,278
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 5,764,018 48,384 SH SOLE 0 0 48,384
SPDR SERIES TRUST ST STR SP400VAL 78464A839 5,384,010 56,763 SH SOLE 0 0 56,763
SPDR SERIES TRUST ST STR P500GRW 78464A409 31,058,482 261,997 SH SOLE 0 0 261,997
SPDR SERIES TRUST ST STR P500VAL 78464A508 50,213,202 827,687 SH SOLE 0 0 827,687
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 483,962 648 SH SOLE 0 0 648
VALERO ENERGY CORP COM 91913Y100 453,640 1,742 SH SOLE 0 0 1,742
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 10,156,322 89,036 SH SOLE 0 0 89,036
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 4,410,107 20,118 SH SOLE 0 0 20,118
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,910,933 23,129 SH SOLE 0 0 23,129
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 8,679,806 73,978 SH SOLE 0 0 73,978
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 9,674,079 66,125 SH SOLE 0 0 66,125
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 7,940,419 51,756 SH SOLE 0 0 51,756
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,056,909 8,261 SH SOLE 0 0 8,261
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,108,872 52,980 SH SOLE 0 0 52,980
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,947,139 19,620 SH SOLE 0 0 19,620
VANGUARD INDEX FDS MID CAP ETF 922908629 281,975 3,500 SH SOLE 0 0 3,500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 510,587 743 SH SOLE 0 0 743
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,461,353 136,852 SH SOLE 0 0 136,852
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 583,333 2,465 SH SOLE 0 0 2,465
VANGUARD STAR FDS VG TL INTL STK F 921909768 268,189 3,137 SH SOLE 0 0 3,137
VANGUARD WORLD FD INF TECH ETF 92204A702 507,411 4,245 SH SOLE 0 0 4,245