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          <link:definition>999034 - Disclosure - DERIVATIVES AND HEDGING ACTIVITIES (Tables)</link:definition>
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          <link:definition>999035 - Disclosure - FAIR VALUE OF ASSETS AND LIABILITIES (Tables)</link:definition>
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          <link:definition>999036 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)</link:definition>
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          <link:definition>999037 - Disclosure - Earnings per common share for the three and six months ended June 30, 2026 and the three and six months ended June 30, 2025 have been computed based on the following: (Details)</link:definition>
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          <link:definition>999038 - Disclosure - The components of accumulated other comprehensive loss included in shareholders&#8217; equity are as follows: (Details)</link:definition>
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          <link:definition>999039 - Disclosure - The following tables summarize the amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2026 and December 31, 2025 (Details)</link:definition>
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          <link:definition>999040 - Disclosure - The following table summarizes the unrealized gains recognized on marketable equity securities for the periods indicated: (Details)</link:definition>
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          <link:definition>999041 - Disclosure - The amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2026, by final maturity, are shown below. (Details)</link:definition>
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          <link:definition>999042 - Disclosure - The following tables summarize the gross unrealized losses and fair value of the Company&#8217;s securities portfolio, aggregated by investment category and length of time that individual securities have been in a continuous loss position at June 30, 2026 and D (Details)</link:definition>
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          <link:definition>999043 - Disclosure - INVESTMENT SECURITIES (Details Narrative)</link:definition>
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          <link:definition>999044 - Disclosure - The following table presents the summary of the loan portfolio by the major classification of the loan at the periods indicated: (Details)</link:definition>
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          <link:definition>999045 - Disclosure - A summary of the activity in the balances of mortgage servicing rights follows: (Details)</link:definition>
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          <link:definition>999046 - Disclosure - An analysis of changes in the allowance for credit losses by segment for the three and six months ended June 30, 2026 and the three and six months ended June 30, 2025 is as follows: (Details)</link:definition>
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          <link:definition>999047 - Disclosure - The following tables present an age analysis of past due loans as of the dates indicated: (Details)</link:definition>
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          <link:definition>999048 - Disclosure - The following table is a summary of the Company&#8217;s nonaccrual loans by major categories at June 30, 2026 and December 31, 2025: (Details)</link:definition>
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          <link:definition>999049 - Disclosure - The following table summarizes the Company&#8217;s individually evaluated collateral dependent loans by class as of the dates indicated: (Details)</link:definition>
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          <link:definition>999050 - Disclosure - The following tables summarize the amortized cost balances of the Company&#8217;s loan portfolios presented by credit quality and origination year as of June 30, 2026 and December 31, 2025. (Details)</link:definition>
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          <link:definition>999051 - Disclosure - The following table summarizes information about total loans rated Special Mention, Substandard, Doubtful or Loss for the periods noted. (Details)</link:definition>
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          <link:definition>999052 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Narrative)</link:definition>
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          <link:definition>999053 - Disclosure - GOODWILL AND OTHER INTANGIBLES (Details Narrative)</link:definition>
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          <link:definition>999055 - Disclosure - The Threshold, Target and Stretch metrics under the 2024 LTI Plan are as follows (Details)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999058 - Disclosure - A summary of the status of unvested restricted stock awards at June 30, 2026 and June 30, 2025 is presented below (Details)</link:definition>
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          <link:definition>999059 - Disclosure - SHARE-BASED COMPENSATION (Details Narrative)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999060 - Disclosure - SHORT-TERM BORROWINGS AND LONG-TERM DEBT (Details Narrative)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999061 - Disclosure - SUBORDINATED DEBT (Details Narrative)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999064 - Disclosure - The following tables summarize the fair value hierarchy used to determine the carrying values of the related assets as of June 30, 2026 and December 31, 2025 (Details)</link:definition>
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          <link:definition>999065 - Disclosure - The estimated fair values of our financial instruments are as follows (Details)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999066 - Disclosure - SEGMENT (Details Narrative)</link:definition>
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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:definition>999067 - Disclosure - SUBSEQUENT EVENTS (Details Narrative)</link:definition>
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