v3.26.1
Revenue Recognition (Tables)
6 Months Ended
Jun. 30, 2026
Revenue from Contract with Customer [Abstract]  
Schedule of Revenue Streams Within Scope of Standard and Followed by Description of Each Noninterest Income Revenue Stream

The tables below presents the revenue streams within the scope of the standard and is followed by a description of each noninterest income revenue stream for the periods presented:

 

 

Three Months Ended

 

 

Six Months Ended

 

 

 

June 30, 2026

 

 

June 30, 2026

 

(In thousands of dollars)

 

Within Scope

 

 

Out of Scope

 

 

Total

 

 

Within Scope

 

 

Out of Scope

 

 

Total

 

Noninterest income:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank-owned life insurance

 

$

-

 

 

$

466

 

 

$

466

 

 

$

-

 

 

$

922

 

 

$

922

 

Income from mortgage originations

 

 

-

 

 

 

403

 

 

 

403

 

 

 

-

 

 

 

797

 

 

 

797

 

Gain on sale of government guaranteed loans

 

 

-

 

 

 

307

 

 

 

307

 

 

 

-

 

 

 

644

 

 

 

644

 

Interchange income and card fees

 

 

256

 

 

 

-

 

 

 

256

 

 

 

529

 

 

 

-

 

 

 

529

 

Service charges on deposit accounts

 

 

236

 

 

 

-

 

 

 

236

 

 

 

468

 

 

 

-

 

 

 

468

 

Other noninterest income

 

 

17

 

 

 

517

 

 

 

534

 

 

 

31

 

 

 

778

 

 

 

809

 

Total noninterest income

 

$

509

 

 

$

1,693

 

 

$

2,202

 

 

$

1,028

 

 

$

3,141

 

 

$

4,169

 

 

 

 

Three Months Ended

 

 

Six Months Ended

 

 

 

June 30, 2025

 

 

June 30, 2025

 

(In thousands of dollars)

 

Within Scope

 

 

Out of Scope

 

 

Total

 

 

Within Scope

 

 

Out of Scope

 

 

Total

 

Noninterest income:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank-owned life insurance

 

$

-

 

 

$

449

 

 

$

449

 

 

$

-

 

 

$

889

 

 

$

889

 

Income from mortgage originations

 

 

-

 

 

 

326

 

 

 

326

 

 

 

-

 

 

 

547

 

 

 

547

 

Gain on sale of government guaranteed loans

 

 

-

 

 

 

265

 

 

 

265

 

 

 

-

 

 

 

265

 

 

 

265

 

Interchange income and card fees

 

 

257

 

 

 

-

 

 

 

257

 

 

 

523

 

 

 

-

 

 

 

523

 

Service charges on deposit accounts

 

 

215

 

 

 

-

 

 

 

215

 

 

 

426

 

 

 

-

 

 

 

426

 

Other noninterest income

 

 

15

 

 

 

268

 

 

 

283

 

 

 

35

 

 

 

991

 

 

 

1,026

 

Total noninterest income

 

$

487

 

 

$

1,308

 

 

$

1,795

 

 

$

984

 

 

$

2,692

 

 

$

3,676