​

​

​

​

​

​

​

Regulatory Capital Requirements

​

​

​

​

​

​

​

Minimum Capital

​

For Classification as

​

​

Actual

​

Adequacy(1)

​

Well-Capitalized

​

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

​

​

(Dollars in Thousands)

As of June 30, 2026:

​

  ​

  ​

​

​

  ​

​

  ​

​

​

  ​

​

  ​

​

Total capital (to risk-weighted assets)

​

$

352,068

​

15.31

%  

$

≥

183,967

≥

8.00

%  

$

≥

229,959

≥

10.00

%

Tier 1 capital (to risk-weighted assets)

​

346,047

​

15.05

​

≥

137,975

≥

6.00

​

≥

183,967

≥

8.00

​

Common equity tier 1 capital (to risk-weighted assets)

​

346,047

​

15.05

​

≥

103,482

≥

4.50

​

≥

149,473

≥

6.50

​

Core (Tier 1) capital (to adjusted total assets)

​

346,047

​

17.32

​

≥

79,933

≥

4.00

​

≥

99,916

≥

5.00

​

As of December 31, 2025:

​

  ​

  ​

​

​

  ​

​

  ​

​

​

  ​

​

  ​

​

Total capital (to risk-weighted assets)

​

$

339,973

​

15.62

%  

$

≥

174,106

≥

8.00

%  

$

≥

217,632

≥

10.00

%

Tier 1 capital (to risk-weighted assets)

​

334,266

​

15.36

​

≥

130,579

≥

6.00

​

≥

174,106

≥

8.00

​

Common equity tier 1 capital (to risk-weighted assets)

​

334,266

​

15.36

​

≥

97,934

≥

4.50

​

≥

141,461

≥

6.50

​

Core (Tier 1) capital (to adjusted total assets)

​

334,266

​

16.39

​

≥

81,556

≥

4.00

​

≥

101,945

≥

5.00

​