Note 11 — Other Non-Interest Expenses The following is an analysis of other non-interest expenses: | | | | | | | | | | | | | | | | Three Months Ended June 30, | | Six Months Ended June 30, | | | | 2026 | | 2025 | | 2026 | | 2025 | | | | | (In Thousands) | | (In Thousands) | | Other | | $ | 590 | | $ | 259 | | $ | 910 | | $ | 559 | | Regulatory insurance premium and assessments | | | 691 | | | 768 | | | 1,429 | | | 1,618 | | Dues and subscriptions | | | 205 | | | 211 | | | 409 | | | 427 | | Service contracts | | | 474 | | | 445 | | | 928 | | | 868 | | Consulting expense | | | 162 | | | 127 | | | 341 | | | 318 | | Telephone | | | 127 | | | 150 | | | 254 | | | 293 | | Directors' compensation | | | 220 | | | 219 | | | 475 | | | 456 | | Audit and accounting | | | 115 | | | 147 | | | 250 | | | 290 | | Insurance | | | 123 | | | 94 | | | 234 | | | 200 | | Director, officer, and employee expense | | | 88 | | | 76 | | | 167 | | | 135 | | Legal fees | | | 181 | | | 165 | | | 307 | | | 263 | | Office supplies and stationary | | | 42 | | | 48 | | | 77 | | | 105 | | Recruiting expense | | | 8 | | | 25 | | | 16 | | | 57 | | | | $ | 3,026 | | $ | 2,734 | | $ | 5,797 | | $ | 5,589 | |
|