The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,337,959 57,292 SH SOLE 0 0 57,292
ISHARES TR CORE S&P500 ETF 464287200 695,809 929 SH SOLE 0 0 929
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 14,086,997 278,069 SH SOLE 0 0 278,069
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 12,821,415 412,264 SH SOLE 0 0 412,264
VANGUARD MALVERN FDS CORE BD ETF 922020748 12,343,871 159,827 SH SOLE 0 0 159,827
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,680,608 177,973 SH SOLE 0 0 177,973
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 61,600 1,032 SH SOLE 0 0 1,032
ISHARES TR EAFE GRWTH ETF 464288885 3,506,124 28,180 SH SOLE 0 0 28,180
ISHARES TR 0-3 MTH TREASURY 46436E718 1,381,723 13,725 SH SOLE 0 0 13,725
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 223,760 5,639 SH SOLE 0 0 5,639
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 5,090,864 96,491 SH SOLE 0 0 96,491
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 32,236,477 43,168 SH SOLE 0 0 43,168
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 4,774,924 62,499 SH SOLE 0 0 62,499
VANGUARD INDEX FDS GROWTH ETF 922908736 862,167 10,009 SH SOLE 0 0 10,009
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,372,956 14,426 SH SOLE 0 0 14,426
ISHARES INC CORE MSCI EMKT 46434G103 4,116,897 49,697 SH SOLE 0 0 49,697
SPDR SERIES TRUST ST STR P500ETF 78464A854 6,511,757 74,098 SH SOLE 0 0 74,098
PIMCO ETF TR MULTISECTOR BD 72201R585 697,927 26,317 SH SOLE 0 0 26,317
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,193,284 3,225 SH SOLE 0 0 3,225
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 3,599,330 76,257 SH SOLE 0 0 76,257
SPDR SERIES TRUST ST STR SP600 SML 78468R853 923,695 16,017 SH SOLE 0 0 16,017
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 335,130 12,801 SH SOLE 0 0 12,801
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 32,505 810 SH SOLE 0 0 810
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 58,297 834 SH SOLE 0 0 834
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 2,884,047 37,636 SH SOLE 0 0 37,636
ISHARES TR RUS 1000 ETF 464287622 48,117 118 SH SOLE 0 0 118
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 493,593 15,566 SH SOLE 0 0 15,566
SPDR SERIES TRUST ST STR PR SP1500 78464A805 40,284 444 SH SOLE 0 0 444
ISHARES TR MSCI USA MIN ETF 46429B697 34 0 SH SOLE 0 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 46,809 548 SH SOLE 0 0 548
ISHARES TR CORE S&P MCP ETF 464287507 42,485 551 SH SOLE 0 0 551
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 400,769 7,912 SH SOLE 0 0 7,912
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 49,763 1,797 SH SOLE 0 0 1,797
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 36,484 400 SH SOLE 0 0 400
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 36,439 154 SH SOLE 0 0 154
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 100,198 1,337 SH SOLE 0 0 1,337
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 59,070 1,176 SH SOLE 0 0 1,176
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18,724 224 SH SOLE 0 0 224
VANGUARD INDEX FDS LARGE CAP ETF 922908637 103,258 300 SH SOLE 0 0 300
VANGUARD INDEX FDS MID CAP ETF 922908629 34,717 431 SH SOLE 0 0 431
MORGAN STANLEY ETF TRUST CALVE INDEX ETF 61774R106 54,667 643 SH SOLE 0 0 643
ISHARES TR ESG SELECT SCRE 46436E569 280,012 4,931 SH SOLE 0 0 4,931
ISHARES TR S&P 500 GRWT ETF 464287309 22,074 161 SH SOLE 0 0 161
ISHARES TR S&P 500 VAL ETF 464287408 14,714 65 SH SOLE 0 0 65
GENERAL MILLS INC COM 370334104 56,202 1,615 SH SOLE 0 0 1,615
JOHNSON & JOHNSON COM 478160104 146,541 577 SH SOLE 0 0 577
ISHARES TR CORE MSCI TOTAL 46432F834 13,030 137 SH SOLE 0 0 137
ISHARES TR CORE S&P TTL STK 464287150 52,775 321 SH SOLE 0 0 321
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 62,033 1,487 SH SOLE 0 0 1,487
GE AEROSPACE COM NEW 369604301 71,354 191 SH SOLE 0 0 191
GE VERNOVA INC COM 36828A101 9,399 8 SH SOLE 0 0 8
BANK OF AMER CORP COM 060505104 52,294 918 SH SOLE 0 0 918
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 7,097 76 SH SOLE 0 0 76
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 43,612 967 SH SOLE 0 0 967
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 97,597 2,093 SH SOLE 0 0 2,093
ISHARES TR EGSADVNCDMSCI EM 46436E742 26,896 464 SH SOLE 0 0 464
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 27,191 522 SH SOLE 0 0 522
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 12,533 232 SH SOLE 0 0 232
ENTERPRISE PRODS PARTNERS L COM 293792107 17,043 464 SH SOLE 0 0 464
ISHARES TR RUS 1000 GRW ETF 464287614 104,470 841 SH SOLE 0 0 841
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,186 9 SH SOLE 0 0 9
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 548,971 799 SH SOLE 0 0 799
ABBVIE INC COM 00287Y109 44,094 175 SH SOLE 0 0 175
ALPHABET INC CAP STK CL A 02079K305 121,712 341 SH SOLE 0 0 341
ANALOG DEVICES INC COM 032654105 58,023 146 SH SOLE 0 0 146
APPLE INC COM 037833100 72,930 252 SH SOLE 0 0 252
COSTCO WHOLESALE CORPORATION COM 22160K105 92,391 99 SH SOLE 0 0 99
DEERE & CO COM 244199105 39,296 62 SH SOLE 0 0 62
MICROSOFT CORP COM 594918104 27,990 75 SH SOLE 0 0 75
ISHARES TR MSCI EAFE ETF 464287465 144,880 1,395 SH SOLE 0 0 1,395
DFA INVT DIMENSIONS GROUP IN U.S. MIC CAP SHS 25239Y238 6,719 110 SH SOLE 0 0 110
JPMORGAN CHASE & CO COM 46625H100 21,931 67 SH SOLE 0 0 67
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 1,879 11 SH SOLE 0 0 11
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,729 77 SH SOLE 0 0 77