v3.26.1
BENEFITS PAYABLE (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Dec. 31, 2024
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Benefits payable, beginning of period $ 1,455,385 $ 1,356,730    
CAE payable, beginning of the period 19,310 18,241    
Benefits and CAE payable, beginning of period 1,923,167 1,572,176 $ 1,474,695 $ 1,374,971
Less: Reinsurance recoverable 26,541 58,635    
Benefits payable, net reinsurance recoverable, beginning of period 1,428,844 1,298,095    
Benefits and CAE payable, net, beginning of period 1,448,154 1,316,336    
Benefits Payable        
Current year 7,218,666 4,976,210    
Prior years (194,364) (163,586)    
Claims incurred 7,024,302 4,812,624    
Unallocated Claims Adjustment Expense        
Current year 47,395 40,907    
Prior years 0 0    
Claims adjustment expense 47,395 40,907    
Total        
Current year 7,266,061 5,017,117    
Prior years (194,364) (163,586)    
Total claims incurred and CAE, net 7,071,697 4,853,531    
Benefits Payable        
Current year 5,804,333 3,826,761    
Prior years 812,431 751,873    
Claims paid 6,616,764 4,578,634    
Unallocated Claims Adjustment Expense        
Current year 28,363 25,697    
Prior years 13,610 12,907    
CAE paid 41,973 38,604    
Total        
Current year 5,832,696 3,852,458    
Prior years 826,041 764,780    
Total claims and CAE paid, net 6,658,737 4,617,238    
Benefits payable, net reinsurance recoverable, end of period 1,836,382 1,532,085    
CAE payable, end of the period 24,732 20,544    
Benefits and CAE payable, net, end of period 1,861,114 1,552,629    
Add: Reinsurance recoverable 62,053 19,547    
Benefits payable, end of period 1,898,435 1,551,632    
Benefits and CAE payable, end of period $ 1,923,167 $ 1,572,176