| Loans |
LoansA summary of loan balances at amortized cost are as follows: | | | | | | | | | | | | | (in thousands) | June 30, 2026 | | December 31, 2025 | | Commercial real estate: | | | | | CRE non-owner occupied | $ | 2,575,598 | | | $ | 2,495,849 | | | CRE owner occupied | 1,041,498 | | | 1,020,770 | | | Multifamily | 1,156,848 | | | 1,085,698 | | | Farmland | 239,936 | | | 251,445 | | | Total commercial real estate loans | 5,013,880 | | | 4,853,762 | | | Consumer: | | | | | SFR 1-4 1st DT liens | 826,812 | | | 842,169 | | | SFR HELOCs and junior liens | 429,632 | | | 431,772 | | | Other | 32,529 | | | 40,669 | | | Total consumer loans | 1,288,973 | | | 1,314,610 | | | Commercial and industrial | 559,886 | | | 464,428 | | | Construction | 298,388 | | | 301,045 | | | Agriculture production | 146,190 | | | 172,494 | | | Leases | 3,773 | | | 4,748 | | | Total loans, net of deferred loan fees and discounts | $ | 7,311,090 | | | $ | 7,111,087 | | | Total principal balance of loans owed, net of charge-offs | $ | 7,339,336 | | | $ | 7,141,911 | | | Unamortized net deferred loan fees | (15,693) | | | (15,896) | | | Discounts to principal balance of loans owed, net of charge-offs | (12,553) | | | (14,928) | | | Total loans, net of unamortized deferred loan fees and discounts | $ | 7,311,090 | | | $ | 7,111,087 | | | Allowance for credit losses on loans | $ | (130,187) | | | $ | (125,762) | |
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