v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 6,522 $ 4,658
Federal funds sold and overnight deposits 24,461 7,642
Cash and cash equivalents 30,983 12,300
Interest bearing deposits in banks 7,958 8,955
Investment securities available-for-sale 305,768 326,255
Other investments 2,214 2,038
Total investments 307,982 328,293
Loans held for sale 5,073 4,172
Loans 1,116,829 1,174,734
Allowance for credit losses on loans (8,390) (8,407)
Net deferred loan costs 2,133 2,066
Net loans 1,110,572 1,168,393
Premises and equipment, net 20,055 19,847
Other assets 76,174 75,231
Total assets 1,558,797 1,617,191
Deposits    
Noninterest bearing 216,852 226,939
Interest bearing 585,321 725,996
Time 291,890 262,047
Total deposits 1,094,063 1,214,982
Borrowed funds 337,075 286,481
Subordinated notes 16,324 16,307
Accrued interest and other liabilities 20,927 18,557
Total liabilities 1,468,389 1,536,327
Commitments and Contingencies
Stockholders’ Equity    
Common stock, $2.00 par value; 7,500,000 shares authorized; 5,415,605 shares issued at June 30, 2026 and 5,084,635 shares issued at December 31, 2025 10,831 10,169
Additional paid-in capital 11,980 4,607
Retained earnings 98,853 96,247
Treasury stock at cost; 469,740 shares at June 30, 2026 and 471,430 shares at December 31, 2025 (4,261) (4,276)
Accumulated other comprehensive loss (26,995) (25,883)
Total stockholders' equity 90,408 80,864
Total liabilities and stockholders' equity $ 1,558,797 $ 1,617,191