
	Actual				Minimum to be Well Capitalized				Minimum Capital Requirement
June 30, 2026	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
CSC
Common Equity Tier 1 Risk-Based Capital	$	36,538	24.4	%	N/A				$	6,751	4.5	%
Tier 1 Risk-Based Capital	42,751		28.5	%	N/A				9,002		6.0	%
Total Risk-Based Capital	42,792		28.5	%	N/A				12,002		8.0	%
Tier 1 Leverage	42,751		8.7	%	N/A				19,589		4.0	%
Supplementary Leverage Ratio	42,751		8.6	%	N/A				14,852		3.0	%
CSB
Common Equity Tier 1 Risk-Based Capital	$	27,085	30.1	%	$	5,840	6.5	%	$	4,043	4.5	%
Tier 1 Risk-Based Capital	27,085		30.1	%	7,188		8.0	%	5,391		6.0	%
Total Risk-Based Capital	27,124		30.2	%	8,985		10.0	%	7,188		8.0	%
Tier 1 Leverage	27,085		10.7	%	12,711		5.0	%	10,169		4.0	%





Supplementary Leverage Ratio	27,085		10.5	%	N/A				7,710		3.0	%

December 31, 2025
CSC
Common Equity Tier 1 Risk-Based Capital	$	36,081	30.4	%	N/A				$	5,345	4.5	%
Tier 1 Risk-Based Capital	42,844		36.1	%	N/A				7,127		6.0	%
Total Risk-Based Capital	42,894		36.1	%	N/A				9,503		8.0	%
Tier 1 Leverage	42,844		9.3	%	N/A				18,499		4.0	%
Supplementary Leverage Ratio	42,844		9.2	%	N/A				13,974		3.0	%
CSB
Common Equity Tier 1 Risk-Based Capital	$	28,126	35.9	%	$	5,088	6.5	%	$	3,523	4.5	%
Tier 1 Risk-Based Capital	28,126		35.9	%	6,262		8.0	%	4,697		6.0	%
Total Risk-Based Capital	28,163		36.0	%	7,828		10.0	%	6,262		8.0	%
Tier 1 Leverage	28,126		11.1	%	12,641		5.0	%	10,113		4.0	%
Supplementary Leverage Ratio	28,126		11.0	%	N/A				7,649		3.0	%

(1) Under risk-based capital rules, CSC and CSB are also required to maintain additional capital buffers above the regulatory minimum risk-based capital ratios. As of June 30, 2026 and December 31, 2025, CSC was subject to a stress capital buffer of 2.5% and CSB was required to maintain a capital conservation buffer of 2.5%. CSC and CSB are also required to maintain a countercyclical capital buffer above the regulatory minimum risk-based capital ratios, which was zero for both periods presented. If a buffer falls below the minimum requirement, CSC and CSB would be subject to increasingly strict limits on capital distributions and discretionary bonus payments to executive officers. At June 30, 2026 and December 31, 2025, the minimum capital ratio requirements for both CSC and CSB, inclusive of their respective buffers, were 7.0%, 8.5%, and 10.5% for Common Equity Tier 1 Risk-Based Capital, Tier 1 Risk-Based Capital, and Total Risk-Based Capital, respectively.