v3.26.1
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Schedule of Gross Charge-Offs, Further Sorted by Origination Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Gross Charge-Offs        
Year one $ 137 $ 89 $ 163 $ 156
Year two 26 80 714 140
Year three 1 206 8 526
Year four 125 19 216 22
Year five 0 0 59 47
Prior 1 399 5 484
Revolving Loans 24 459 150 542
Revolving Loans Converted to Term 0 0 0 0
Total 314 1,252 1,315 1,917
Commercial and industrial        
Gross Charge-Offs        
Year one 5 0 5 0
Year two 0 0 402 0
Year three 0 205 0 524
Year four 99 6 189 6
Year five 0 0 58 46
Prior 0 0 0 0
Revolving Loans 0 448 34 468
Revolving Loans Converted to Term 0 0 0 0
Total 104 659 688 1,044
Commercial real estate - owner occupied        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 0 212 0
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 1
Prior 0 0 0 0
Revolving Loans 7 0 41 0
Revolving Loans Converted to Term 0 0 0 0
Total 7 0 253 1
Commercial real estate - non-owner occupied        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 0 0 0
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 0 0 0 0
Construction and land development        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 6 2 6 2
Year three 0 0 0 0
Year four 0 0 0 2
Year five 0 0 0 0
Prior 0 0 1 4
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 6 2 7 8
Multi-family        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 43 0 43
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 0 43 0 43
One-to-four family residential        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 20 0 20
Year three 0 0 0 0
Year four 0 13 1 14
Year five 0 0 1 0
Prior 1 399 4 480
Revolving Loans 0 0 1 3
Revolving Loans Converted to Term 0 0 0 0
Total 1 432 7 517
Agricultural and farmland        
Gross Charge-Offs        
Year one 0 0 0 0
Year two 0 9 0 9
Year three 0 0 0 0
Year four 0 0 0 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 0 0 0 0
Revolving Loans Converted to Term 0 0 0 0
Total 0 9 0 9
Municipal, consumer, and other        
Gross Charge-Offs        
Year one 132 89 158 156
Year two 20 6 94 66
Year three 1 1 8 2
Year four 26 0 26 0
Year five 0 0 0 0
Prior 0 0 0 0
Revolving Loans 17 11 74 71
Revolving Loans Converted to Term 0 0 0 0
Total $ 196 $ 107 $ 360 $ 295