v3.26.1
Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
[1]
Assets    
Cash and due from banks $ 17,875 $ 15,844
Interest-earning demand accounts 296,828 196,358
Cash and cash equivalents 314,703 212,202
Securities purchased under agreements to resell 1,501 1,520
Mortgage loans in process of securitization 407,418 620,094
Securities available for sale (includes $527,676 and $571,314 at fair value) 820,105 865,058
Securities held to maturity (fair value of $1,353,543 and $1,543,554) 1,354,885 1,543,659
Federal Home Loan Bank (FHLB) stock and other equity securities 227,589 227,589
Loans held for sale (includes $148,368 and $76,980 at fair value) 4,615,894 3,873,012
Loans receivable (includes $46,024 and $47,318 at fair value), net of allowance for credit losses on loans of $75,803 and $83,301 12,262,800 10,951,381
Premises and equipment, net 74,664 73,929
Servicing rights 236,949 217,296
Interest receivable 82,078 81,807
Goodwill 8,014 8,014
Other real estate owned 72,389 60,145
Other assets and receivables 750,993 713,237
Total assets 21,229,982 19,448,943
Deposits    
Noninterest-bearing 606,682 604,081
Interest-bearing 13,647,632 12,437,111
Total deposits 14,254,314 13,041,192
Borrowings 4,282,597 3,842,592
Deferred and current tax liabilities, net 50,140 33,900
Other liabilities 249,127 250,500
Total liabilities 18,836,178 17,168,184
Commitments and Contingencies
Shareholders' Equity    
Common stock, without par value Authorized - 75,000,000 shares Issued and outstanding - 45,938,075 and 45,893,172 shares 244,345 243,310
Retained earnings 1,599,367 1,486,191
Accumulated other comprehensive loss (1,199) (33)
Total shareholders' equity 2,393,804 2,280,759
Total liabilities and shareholders' equity 21,229,982 19,448,943
6% Series C Preferred Stock    
Shareholders' Equity    
Preferred stock 191,084 191,084
8.25% Series D Preferred Stock    
Shareholders' Equity    
Preferred stock 137,459 137,459
7.625% Series E Preferred Stock    
Shareholders' Equity    
Preferred stock $ 222,748 $ 222,748
[1] Derived from audited consolidated financial statements