v3.26.1
Borrowings
6 Months Ended
Jun. 30, 2026
Borrowings  
Borrowings

Note 10: Borrowings

Borrowings were comprised of the following at June 30, 2026 and December 31, 2025:

  ​ ​ ​

June 30, 2026

  ​ ​ ​

December 31, 2025

(In thousands)

Subordinated debt

$

71,800

$

71,800

FHLB advances

4,202,863

3,762,858

Other borrowings

 

7,934

 

7,934

Total borrowings

$

4,282,597

$

3,842,592

FHLB

On June 15, 2026, the Company entered into a new variable-rate debt agreement with the FHLB for an advance that has put and call options attached to it. The balance of the advance was $2.0 billion as of June 30, 2026, and matures on September 14, 2026. The variable interest rate is based on the Federal Funds effective rate, plus 15 basis points, which was 3.78% on June 30, 2026. The FHLB has a put option to cancel the agreement 60 days after the initial execution date and the Company has a call option to cancel the agreement at any time, with one day’s notice.

On June 30, 2026, the Company entered into a new variable-rate debt agreement with the FHLB for an advance that has put and call options attached to it. The balance of the advance was $2.2 billion as of June 30, 2026, and matures on September 28, 2026. The variable interest rate is based on the Federal Funds effective rate, plus 15 basis points, which was 3.78% on June 30, 2026. The FHLB has a put option to cancel the agreement 60 days after the initial execution date and the Company has a call option to cancel the agreement at any time, with one day’s notice.