v3.26.1
Allowance for Credit Losses, Credit Quality and Other - Schedule of Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Apr. 01, 2026
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Dec. 31, 2025
Jun. 30, 2025
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance $ 297,634 $ 297,634 $ 279,944 $ 297,583 $ 281,869 $ 275,880
Allowance for credit losses on acquired loans - MCBI   31,333   31,333    
Loans charged off   (6,520) (4,071) (9,369) (7,714) (7,529)
Recoveries of loans previously charged off   722 2,996 2,122 2,328 10,518
Net loans recovered (charged off)   (5,798) (1,075) (7,247) (5,386) 2,989
Provision for credit losses   5,200 3,000 6,700 21,100 3,000
Ending balance   328,369 281,869 328,369 297,583 281,869
Mountain Commerce Bancorp Inc            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Allowance for credit losses on acquired loans - MCBI 7,627          
Residential real estate loans            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 71,983 71,983 53,408 72,692 57,972 50,835
Allowance for credit losses on acquired loans - MCBI   14,008   14,008    
Loans charged off   (224) (54) (617) (502) (129)
Recoveries of loans previously charged off   190 12 208 160 63
Net loans recovered (charged off)   (34) (42) (409) (342) (66)
Provision for credit losses   193 4,606 (141) 15,062 7,203
Ending balance   86,150 57,972 86,150 72,692 57,972
Commercial and industrial            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 57,171 57,171 60,122 65,932 60,581 49,621
Allowance for credit losses on acquired loans - MCBI   4,198   4,198    
Loans charged off   (1,419) (2,369) (2,745) (3,847) (2,530)
Recoveries of loans previously charged off   158 615 349 805 1,573
Net loans recovered (charged off)   (1,261) (1,754) (2,396) (3,042) (957)
Provision for credit losses   (490) 2,213 (8,116) 8,393 11,917
Ending balance   59,618 60,581 59,618 65,932 60,581
Consumer & Other            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 28,553 28,553 31,953 33,716 32,296 31,838
Allowance for credit losses on acquired loans - MCBI   239   239    
Loans charged off   (2,663) (1,559) (3,335) (2,650) (2,481)
Recoveries of loans previously charged off   302 324 856 417 552
Net loans recovered (charged off)   (2,361) (1,235) (2,479) (2,233) (1,929)
Provision for credit losses   4,220 1,578 (825) 3,653 2,387
Ending balance   30,651 32,296 30,651 33,716 32,296
Construction/ Land Development | Commercial real estate loans            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 49,377 49,377 48,176 48,023 46,741 52,271
Allowance for credit losses on acquired loans - MCBI   1,299   1,299    
Loans charged off   0 (70) 0 0 (70)
Recoveries of loans previously charged off   25 416 45 35 541
Net loans recovered (charged off)   25 346 45 35 471
Provision for credit losses   805 (1,781) 2,139 1,247 (6,001)
Ending balance   51,506 46,741 51,506 48,023 46,741
Other Commercial Real Estate | Commercial real estate loans            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance $ 90,550 90,550 86,285 77,220 84,279 91,315
Allowance for credit losses on acquired loans - MCBI   11,589   11,589    
Loans charged off   (2,214) (19) (2,672) (715) (2,319)
Recoveries of loans previously charged off   47 1,629 664 911 7,789
Net loans recovered (charged off)   (2,167) 1,610 (2,008) 196 5,470
Provision for credit losses   472 (3,616) 13,643 (7,255) (12,506)
Ending balance   $ 100,444 $ 84,279 $ 100,444 $ 77,220 $ 84,279