| Components of Non-Interest Expense |
The table below shows the components of non-interest expense for the three and six months ended June 30, 2026 and 2025: | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, | | Six Months Ended June 30, | | 2026 | | 2025 | | 2026 | | 2025 | | (In thousands) | | | | Salaries and employee benefits | $ | 68,742 | | | $ | 64,318 | | | $ | 131,978 | | | $ | 126,173 | | | Occupancy and equipment | 15,787 | | | 14,023 | | | 30,654 | | | 28,448 | | | Data processing expense | 9,307 | | | 8,364 | | | 18,191 | | | 16,922 | | | Merger and acquisition expenses | 12,726 | | | — | | | 13,120 | | | — | | | Other operating expenses: | | | | | | | | | Advertising | 2,214 | | | 2,054 | | | 4,441 | | | 3,982 | | | Amortization of intangibles | 2,889 | | | 2,025 | | | 4,827 | | | 4,072 | | | Electronic banking expense | 3,223 | | | 3,172 | | | 6,549 | | | 6,227 | | | Directors’ fees | 416 | | | 431 | | | 934 | | | 883 | | | Due from bank service charges | 344 | | | 283 | | | 677 | | | 564 | | | FDIC and state assessment | 3,045 | | | 1,636 | | | 4,644 | | | 5,023 | | | Insurance | 1,090 | | | 1,049 | | | 2,164 | | | 2,048 | | | Legal and accounting | 1,426 | | | 2,360 | | | 2,340 | | | 6,001 | | | Other professional fees | 2,247 | | | 2,211 | | | 4,193 | | | 4,158 | | | Operating supplies | 769 | | | 711 | | | 1,517 | | | 1,422 | | | Postage | 684 | | | 488 | | | 1,227 | | | 991 | | | Telephone | 324 | | | 419 | | | 687 | | | 855 | | | Other expense | 10,261 | | | 12,496 | | | 21,326 | | | 21,199 | | | Total other operating expenses | 28,932 | | | 29,335 | | | 55,526 | | | 57,425 | | | Total non-interest expense | $ | 135,494 | | | $ | 116,040 | | | $ | 249,469 | | | $ | 228,968 | |
|