Acquisitions (Tables)

6 Months Ended

Jun. 30, 2026

Business Combination, Asset Acquisition, Transaction between Entities under Common Control, and Joint Venture Formation [Abstract]

Schedule of Recognized Identified Assets Acquired and Liabilities Assumed

The following schedule is a preliminary breakdown of the assets acquired and liabilities assumed as of the acquisition date:


			Mountain Commerce Bancorp, Inc.
			Acquired from MCBI						Purchase Accounting Adjustments						As Recorded by HBI
			(Dollars in thousands)
Assets
Cash and due from banks			$	14,303					$	(226)					$	14,077
Interest-bearing deposits with other banks			74,097						—						74,097
Cash and cash equivalents			88,400						(226)						88,174
Investment securities - available-for-sale, net of allowance for credit losses			103,819						(523)						103,296

Total investment securities			103,819						(523)						103,296
Loans receivable			1,499,676						(30,777)						1,468,899
Allowance for credit losses			—						(31,333)						(31,333)
Loans receivable, net			1,499,676						(62,110)						1,437,566
Bank premises and equipment, net			59,584						7,211						66,795
Foreclosed assets held for sale			6,013						206						6,219
Cash value of life insurance			10,470						—						10,470
Accrued interest receivable			5,342						—						5,342
Deferred tax asset, net			7,330						2,176						9,506

Core deposit and other intangibles			—						38,075						38,075
Other assets			3,282						414						3,696
Total assets acquired			$	1,783,916					$	(14,777)					$	1,769,139
Liabilities
Deposits
Demand and non-interest-bearing			$	240,546					$	—					$	240,546
Savings and interest-bearing transaction accounts			700,142						—						700,142
Time deposits			594,727						6,918						601,645
Total deposits			1,535,415						6,918						1,542,333

FHLB and other borrowed funds			85,000						—						85,000
Accrued interest payable and other liabilities			8,900						(1,139)						7,761
Subordinated debentures			—						—						—
Total liabilities assumed			$	1,629,315					$	5,779					$	1,635,094
Equity
Total equity assumed			154,601						(154,601)						—
Total liabilities and equity assumed			$	1,783,916					$	(148,822)					$	1,635,094
Net assets acquired															134,045
Purchase price															146,003
Goodwill															$	11,958

Schedule of Purchased Financial Assets with Credit Deterioration

The following table provides a summary of loans purchased as part of the MCBI acquisition with credit deterioration at acquisition:


			April 1, 2026
			(In thousands)
Purchased Loans with Credit Deterioration:
Par value			$	47,279
Allowance for credit losses at acquisition			(7,627)
Discount on acquired loans			(987)
Purchase price			$	38,665