| Summary of Company's Source of Non-interest Income |
Except for gains or losses from the sale of other real estate owned, all of the Company’s revenue from contracts with customers within the scope of ASC 606 are recognized in non-interest income. The following table presents the Company’s sources of non-interest income for the three and six months ended June 30, 2026, and 2025.
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Three Months Ended |
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Six Months Ended |
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June 30, 2026 |
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June 30, 2025 |
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June 30, 2026 |
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June 30, 2025 |
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Non-interest income |
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Service charges and fees |
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$ |
2,414 |
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$ |
2,177 |
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$ |
4,907 |
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$ |
4,241 |
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Debit card income |
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3,391 |
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3,052 |
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6,508 |
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5,556 |
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Mortgage banking(a) |
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589 |
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212 |
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937 |
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318 |
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Increase in bank-owned life insurance(a) |
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1,623 |
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1,321 |
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3,021 |
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4,914 |
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Net gain (loss) from securities transactions(a) |
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(1,213 |
) |
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12 |
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(1,321 |
) |
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24 |
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Other |
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Investment referral income |
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176 |
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231 |
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324 |
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349 |
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Trust income |
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574 |
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466 |
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1,116 |
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923 |
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Insurance sales commissions |
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98 |
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168 |
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310 |
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205 |
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Recovery on zero-basis purchased loans(a) |
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216 |
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1 |
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217 |
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3 |
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Income (loss) from equity method investments(a) |
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— |
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— |
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— |
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— |
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Other non-interest income related to loans
and deposits |
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918 |
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923 |
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2,090 |
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2,294 |
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Other non-interest income not related to
loans and deposits(a) |
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(728 |
) |
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26 |
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(564 |
) |
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92 |
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Total other non-interest income |
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1,254 |
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1,815 |
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3,493 |
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3,866 |
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Total |
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$ |
8,058 |
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$ |
8,589 |
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$ |
17,545 |
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$ |
18,919 |
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(a) Not within the scope of ASC 606. |
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