v3.26.1
COMMITMENTS AND CREDIT RISK (Tables)
6 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of June 30, 2026, and December 31, 2025, were as follows.

 

 

June 30, 2026

 

 

December 31, 2025

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Commitments to make loans

 

$

114,177

 

 

$

450,774

 

 

$

64,972

 

 

$

406,614

 

Mortgage loans in the process of origination

 

 

8,643

 

 

 

2,747

 

 

 

3,152

 

 

 

117

 

Unused lines of credit

 

 

220,896

 

 

 

734,216

 

 

 

195,483

 

 

 

538,731

 

The contractual amounts of standby letters of credit as of June 30, 2026, and December 31, 2025, were as follows.

 

 

June 30, 2026

 

 

December 31, 2025

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Standby letters of credit

 

$

9,797

 

 

$

32,073

 

 

$

11,637

 

 

$

31,719