v3.26.1
Loans Receivable And Allowance For Loan Losses - Gross Charge-Offs (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Mar. 31, 2026
Jun. 30, 2026
Jun. 30, 2025
Sep. 30, 2025
Total consumer loans held for investment            
Total Loans Receivable $ 1,520,299     $ 1,520,299   $ 1,487,209
Current period gross charge-off            
Total Loans Receivable 0 $ 0   0 $ 245  
One-to four-family            
Total consumer loans held for investment            
Total Loans Receivable 299,921     299,921   317,691
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Multi-family            
Total consumer loans held for investment            
Total Loans Receivable 214,583     214,583   207,767
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Commercial real estate            
Total consumer loans held for investment            
Total Loans Receivable 646,376     646,376   610,692
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Total Loans Receivable 68,746     68,746   80,718
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Total Loans Receivable 12,901     12,901   6,923
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Construction-commercial (1)            
Total consumer loans held for investment            
Total Loans Receivable 11,906     11,906   15,734
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Construction-multi-family (1)            
Total consumer loans held for investment            
Total Loans Receivable 52,300     52,300   18,688
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Construction-land development (1)            
Total consumer loans held for investment            
Total Loans Receivable 412     412   13,536
Current period gross charge-off            
Total Loans Receivable 0 0   0    
Land            
Total consumer loans held for investment            
Total Loans Receivable 37,416     37,416   35,952
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Home equity and second mortgage            
Total consumer loans held for investment            
Total Loans Receivable 54,971     54,971   50,479
Current period gross charge-off            
Total Loans Receivable 0 0   0 0  
Other consumer            
Total consumer loans held for investment            
Total Loans Receivable 1,915     1,915   2,034
Current period gross charge-off            
Total Loans Receivable 0 0   0 4  
Commercial business            
Total consumer loans held for investment            
Total Loans Receivable 118,852     118,852   126,937
Current period gross charge-off            
Total Loans Receivable 0 $ 0   0 $ 241  
SBA PPP            
Total consumer loans held for investment            
Total Loans Receivable           58
Other consumer            
Total consumer loans held for investment            
Origination Year One 140,933     140,933   160,257
Origination Year Two 184,602     184,602   140,484
Origination Year Three 108,488     108,488   237,223
Origination Year Four 200,543     200,543   320,105
Origination Year Five 289,514     289,514   170,962
Prior 504,291     504,291   370,970
Revolving Loans 91,928     91,928   87,208
Total Loans Receivable 1,520,299     1,520,299   1,487,209
Current period gross charge-off            
Charge-offs, Year One 0   $ 4      
Charge-offs, Year Two 0   1      
Charge-offs, Year Three 0   0      
Charge-offs, Year Four 0   241      
Charge-offs, Year Five 0   0      
Prior 0   0      
Revolving Loans 0   1      
Total Loans Receivable 0   247      
Other consumer | One-to four-family            
Total consumer loans held for investment            
Origination Year One 2,993     2,993   10,885
Origination Year Two 15,596     15,596   25,692
Origination Year Three 30,008     30,008   80,974
Origination Year Four 66,098     66,098   107,788
Origination Year Five 98,819     98,819   45,274
Prior 86,407     86,407   47,078
Revolving Loans 0     0   0
Total Loans Receivable 299,921     299,921   317,691
Other consumer | Multi-family            
Total consumer loans held for investment            
Origination Year One 17,238     17,238   16,305
Origination Year Two 16,165     16,165   13,129
Origination Year Three 13,088     13,088   40,004
Origination Year Four 34,845     34,845   39,064
Origination Year Five 38,583     38,583   32,151
Prior 92,956     92,956   65,780
Revolving Loans 1,708     1,708   1,334
Total Loans Receivable 214,583     214,583   207,767
Other consumer | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 54,836     54,836   47,145
Origination Year Two 53,455     53,455   25,419
Origination Year Three 24,897     24,897   79,692
Origination Year Four 77,555     77,555   123,869
Origination Year Five 121,546     121,546   82,507
Prior 306,304     306,304   241,848
Revolving Loans 7,783     7,783   10,212
Total Loans Receivable 646,376     646,376   610,692
Other consumer | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 18,681     18,681   32,733
Origination Year Two 39,042     39,042   37,660
Origination Year Three 5,244     5,244   5,927
Origination Year Four 4,060     4,060   2,408
Origination Year Five 1,719     1,719   1,990
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 68,746     68,746   80,718
Other consumer | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One 11,284     11,284   6,375
Origination Year Two 1,617     1,617   16
Origination Year Three 0     0   532
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 12,901     12,901   6,923
Other consumer | Construction-commercial (1)            
Total consumer loans held for investment            
Origination Year One 1,773     1,773   10,284
Origination Year Two 7,033     7,033   2,725
Origination Year Three 3,100     3,100   2,725
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 11,906     11,906   15,734
Other consumer | Construction-multi-family (1)            
Total consumer loans held for investment            
Origination Year One 14,558     14,558   11,084
Origination Year Two 29,942     29,942   7,604
Origination Year Three 7,800     7,800   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 52,300     52,300   18,688
Other consumer | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One 412     412   0
Origination Year Two 0     0   358
Origination Year Three 0     0   1,629
Origination Year Four 0     0   11,549
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 412     412   13,536
Other consumer | Land            
Total consumer loans held for investment            
Origination Year One 9,731     9,731   11,667
Origination Year Two 7,562     7,562   9,393
Origination Year Three 8,558     8,558   3,741
Origination Year Four 2,214     2,214   6,103
Origination Year Five 4,850     4,850   1,951
Prior 4,122     4,122   2,794
Revolving Loans 379     379   303
Total Loans Receivable 37,416     37,416   35,952
Other consumer | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 1,484     1,484   2,528
Origination Year Two 2,095     2,095   5,154
Origination Year Three 3,904     3,904   3,574
Origination Year Four 2,768     2,768   1,556
Origination Year Five 1,270     1,270   237
Prior 2,517     2,517   2,179
Revolving Loans 40,933     40,933   35,251
Total Loans Receivable 54,971     54,971   50,479
Other consumer | Other consumer            
Total consumer loans held for investment            
Origination Year One 732     732   565
Origination Year Two 35     35   459
Origination Year Three 431     431   390
Origination Year Four 358     358   82
Origination Year Five 67     67   48
Prior 241     241   430
Revolving Loans 51     51   60
Total Loans Receivable 1,915     1,915   2,034
Current period gross charge-off            
Charge-offs, Year One     4      
Charge-offs, Year Two     1      
Charge-offs, Year Three     0      
Charge-offs, Year Four     0      
Charge-offs, Year Five     0      
Prior     0      
Revolving Loans     1      
Total Loans Receivable     6      
Other consumer | Commercial business            
Total consumer loans held for investment            
Origination Year One 7,211     7,211   10,686
Origination Year Two 12,060     12,060   12,875
Origination Year Three 11,458     11,458   18,035
Origination Year Four 12,645     12,645   27,686
Origination Year Five 22,660     22,660   6,746
Prior 11,744     11,744   10,861
Revolving Loans 41,074     41,074   40,048
Total Loans Receivable 118,852     118,852   126,937
Current period gross charge-off            
Charge-offs, Year One     0      
Charge-offs, Year Two     0      
Charge-offs, Year Three     0      
Charge-offs, Year Four     241      
Charge-offs, Year Five     0      
Prior     0      
Revolving Loans     0      
Total Loans Receivable     $ 241      
Other consumer | SBA PPP            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           0
Origination Year Five           58
Prior           0
Revolving Loans           0
Total Loans Receivable           58
Other consumer | Pass            
Total consumer loans held for investment            
Origination Year One 140,933     140,933   160,257
Origination Year Two 181,558     181,558   136,609
Origination Year Three 102,121     102,121   229,226
Origination Year Four 193,916     193,916   300,439
Origination Year Five 280,475     280,475   159,115
Prior 475,356     475,356   349,357
Revolving Loans 89,309     89,309   86,584
Total Loans Receivable 1,463,668     1,463,668   1,421,587
Other consumer | Pass | One-to four-family            
Total consumer loans held for investment            
Origination Year One 2,993     2,993   10,885
Origination Year Two 15,596     15,596   25,692
Origination Year Three 30,008     30,008   79,193
Origination Year Four 63,822     63,822   102,942
Origination Year Five 92,151     92,151   45,274
Prior 86,139     86,139   47,078
Revolving Loans 0     0   0
Total Loans Receivable 290,709     290,709   311,064
Other consumer | Pass | Multi-family            
Total consumer loans held for investment            
Origination Year One 17,238     17,238   16,305
Origination Year Two 16,165     16,165   13,129
Origination Year Three 13,088     13,088   40,004
Origination Year Four 34,845     34,845   39,064
Origination Year Five 38,583     38,583   22,489
Prior 81,953     81,953   62,516
Revolving Loans 1,708     1,708   1,334
Total Loans Receivable 203,580     203,580   194,841
Other consumer | Pass | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 54,836     54,836   47,145
Origination Year Two 53,455     53,455   25,419
Origination Year Three 24,130     24,130   79,692
Origination Year Four 77,555     77,555   123,631
Origination Year Five 121,322     121,322   82,507
Prior 289,790     289,790   225,019
Revolving Loans 7,783     7,783   10,212
Total Loans Receivable 628,871     628,871   593,625
Other consumer | Pass | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 18,681     18,681   32,733
Origination Year Two 36,182     36,182   33,785
Origination Year Three 0     0   560
Origination Year Four 0     0   0
Origination Year Five 0     0   758
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 54,863     54,863   67,836
Other consumer | Pass | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One 11,284     11,284   6,375
Origination Year Two 1,617     1,617   16
Origination Year Three 0     0   44
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 12,901     12,901   6,435
Other consumer | Pass | Construction-commercial (1)            
Total consumer loans held for investment            
Origination Year One 1,773     1,773   10,284
Origination Year Two 7,033     7,033   2,725
Origination Year Three 3,100     3,100   2,725
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 11,906     11,906   15,734
Other consumer | Pass | Construction-multi-family (1)            
Total consumer loans held for investment            
Origination Year One 14,558     14,558   11,084
Origination Year Two 29,942     29,942   7,604
Origination Year Three 7,800     7,800   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 52,300     52,300   18,688
Other consumer | Pass | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One 412     412   0
Origination Year Two 0     0   358
Origination Year Three 0     0   1,629
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 412     412   1,987
Other consumer | Pass | Land            
Total consumer loans held for investment            
Origination Year One 9,731     9,731   11,667
Origination Year Two 7,562     7,562   9,393
Origination Year Three 8,202     8,202   3,741
Origination Year Four 2,214     2,214   5,805
Origination Year Five 4,556     4,556   1,951
Prior 3,690     3,690   2,339
Revolving Loans 379     379   303
Total Loans Receivable 36,334     36,334   35,199
Other consumer | Pass | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 1,484     1,484   2,528
Origination Year Two 1,911     1,911   5,154
Origination Year Three 3,904     3,904   3,574
Origination Year Four 2,636     2,636   1,556
Origination Year Five 1,270     1,270   237
Prior 2,451     2,451   2,112
Revolving Loans 40,667     40,667   34,649
Total Loans Receivable 54,323     54,323   49,810
Other consumer | Pass | Other consumer            
Total consumer loans held for investment            
Origination Year One 732     732   565
Origination Year Two 35     35   459
Origination Year Three 431     431   390
Origination Year Four 358     358   82
Origination Year Five 67     67   48
Prior 241     241   423
Revolving Loans 31     31   38
Total Loans Receivable 1,895     1,895   2,005
Other consumer | Pass | Commercial business            
Total consumer loans held for investment            
Origination Year One 7,211     7,211   10,686
Origination Year Two 12,060     12,060   12,875
Origination Year Three 11,458     11,458   17,674
Origination Year Four 12,486     12,486   27,359
Origination Year Five 22,526     22,526   5,793
Prior 11,092     11,092   9,870
Revolving Loans 38,741     38,741   40,048
Total Loans Receivable 115,574     115,574   124,305
Other consumer | Pass | SBA PPP            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           0
Origination Year Five           58
Prior           0
Revolving Loans           0
Total Loans Receivable           58
Other consumer | Watch            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 3,044     3,044   3,875
Origination Year Three 6,259     6,259   5,855
Origination Year Four 4,605     4,605   2,391
Origination Year Five 3,694     3,694   1,881
Prior 24,188     24,188   13,043
Revolving Loans 1,389     1,389   0
Total Loans Receivable 43,179     43,179   27,045
Other consumer | Watch | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 545     545    
Origination Year Five 1,681     1,681    
Prior 268     268    
Revolving Loans 0     0    
Total Loans Receivable 2,494     2,494    
Other consumer | Watch | Multi-family            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 11,003     11,003   3,264
Revolving Loans 0     0   0
Total Loans Receivable 11,003     11,003   3,264
Other consumer | Watch | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 767     767   0
Origination Year Four 0     0   238
Origination Year Five 0     0   0
Prior 12,204     12,204   9,307
Revolving Loans 0     0   0
Total Loans Receivable 12,971     12,971   9,545
Other consumer | Watch | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 2,860     2,860   3,875
Origination Year Three 5,244     5,244   5,367
Origination Year Four 4,060     4,060   1,855
Origination Year Five 1,719     1,719   1,232
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 13,883     13,883   12,329
Other consumer | Watch | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           488
Origination Year Four           0
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           488
Other consumer | Watch | Land            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 248     248   0
Origination Year Four 0     0   298
Origination Year Five 294     294   0
Prior 432     432   455
Revolving Loans 0     0   0
Total Loans Receivable 974     974   753
Other consumer | Watch | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 184     184   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 12     12   10
Revolving Loans 0     0   0
Total Loans Receivable 196     196   10
Other consumer | Watch | Other consumer            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           0
Origination Year Five           0
Prior           7
Revolving Loans           0
Total Loans Receivable           7
Other consumer | Watch | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   649
Prior 269     269   0
Revolving Loans 1,389     1,389   0
Total Loans Receivable 1,658     1,658   649
Other consumer | Special Mention            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   5,033
Origination Year Five 4,788     4,788   304
Prior 0     0   233
Revolving Loans 0     0   0
Total Loans Receivable 4,788     4,788   5,570
Other consumer | Special Mention | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   4,846
Origination Year Five 4,788     4,788   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 4,788     4,788   4,846
Other consumer | Special Mention | Commercial real estate            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           0
Origination Year Five           0
Prior           32
Revolving Loans           0
Total Loans Receivable           32
Other consumer | Special Mention | Commercial business            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           187
Origination Year Five           304
Prior           201
Revolving Loans           0
Total Loans Receivable           692
Other consumer | Substandard            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 108     108   1,940
Origination Year Four 2,022     2,022   12,242
Origination Year Five 557     557   9,662
Prior 4,747     4,747   8,337
Revolving Loans 1,230     1,230   624
Total Loans Receivable 8,664     8,664   32,805
Other consumer | Substandard | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   1,781
Origination Year Four 1,731     1,731   0
Origination Year Five 199     199   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 1,930     1,930   1,781
Other consumer | Substandard | Multi-family            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           0
Origination Year Five           9,662
Prior           0
Revolving Loans           0
Total Loans Receivable           9,662
Other consumer | Substandard | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 224     224   0
Prior 4,310     4,310   7,490
Revolving Loans 0     0   0
Total Loans Receivable 4,534     4,534   7,490
Other consumer | Substandard | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           553
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           553
Other consumer | Substandard | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           0
Origination Year Four           11,549
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           11,549
Other consumer | Substandard | Land            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 108     108    
Origination Year Four 0     0    
Origination Year Five 0     0    
Prior 0     0    
Revolving Loans 0     0    
Total Loans Receivable 108     108    
Other consumer | Substandard | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 132     132   0
Origination Year Five 0     0   0
Prior 54     54   57
Revolving Loans 266     266   602
Total Loans Receivable 452     452   659
Other consumer | Substandard | Other consumer            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 20     20   22
Total Loans Receivable 20     20   22
Other consumer | Substandard | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   159
Origination Year Four 159     159   140
Origination Year Five 134     134   0
Prior 383     383   790
Revolving Loans 944     944   0
Total Loans Receivable $ 1,620     $ 1,620   1,089
Other consumer | Doubtful            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           202
Origination Year Four           0
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           202
Other consumer | Doubtful | Commercial business            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           202
Origination Year Four           0
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           $ 202