v3.26.1
Commitments and Contingencies (Tables)
9 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Supply Commitment
A summary of the Company's commitments at June 30, 2026 and 2025, are listed below (in thousands):

June 30, 2026June 30, 2025
Undisbursed portion of construction loans in process (see Note 4)$100,275 $76,272 
Undisbursed lines of credit123,495 125,623 
Commitments to extend credit41,303 35,233 
$265,073 $237,128 
Schedule of Allowance for Credit Losses for Unfunded Loan Commitments
The following table sets forth information for the three and nine months ended June 30, 2026 and 2025, regarding activity in the ACL on unfunded loan commitments (dollars in thousands):

Three Months Ended June 30, 2026Three Months Ended June 30, 2025
Beginning ACL$386 $320 
Provision for (recapture of) credit losses(91)93 
Ending ACL$295 $413 
ACLNine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Beginning ACL$432 $327 
Provision for (recapture of) credit losses(137)86 *
Ending ACL$295 $413 
*Amount differs from Income Statement due to rounding.